Payday Loans in Taylor, Louisiana

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No payday loan companies in Taylor, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Insta Cash 1850 Gerstner Memorial Dr # A, Lake Charles, LA 70601 +1 (337) 312 - 5626
RELIABLE FINANCIAL SERVICES OF BASTROP 1755 E Madison Ave, Bastrop, LA 71220 +1 (318) 283 - 0012
Tower Loan 538 N Main St, Jennings, LA 70546 +1 (337) 616 - 9472
Cash Cow 2300 Airline Drive Ste 300, Bossier City, LA 71111 +1 (318) 742 - 0020
World Finance 147 N 4th St, Eunice, LA 70535 +1 (337) 457 - 1923
Monroe Cash Advance 1007 Sterlington Rd, Monroe, LA 71203 +1 (318) 361 - 0312
Cash Time 130 N Main St, Springhill, LA 71075 +1 (318) 539 - 9206
The Bank 800 LA-26, Lake Arthur, LA 70549 +1 (337) 774 - 1339
Smart Money Financial Center 1108 The Blvd, Rayne, LA 70578 +1 (337) 334 - 3699
Republic Finance 2170 W Gause Blvd Suite 151, Slidell, LA 70460 +1 (985) 641 - 1578

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Taylor, LA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lafayette, LA, Payday Loans in Lake Charles, LA, Bad Credit Loans in Marrero, LA, Short-term Loans in Metairie, LA, Payday Loans in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA and Same Day Loans in Prairieville, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Taylor, LA.

Are Payday Loans Legal In Taylor, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Taylor, LA payday loan calculator

Are you in need of urgent cash? Payday loans in Taylor, Louisiana, may be the solution you need. This type of short-term loan is legal in Louisiana and can be helpful to those experiencing financial difficulties. In this article, we will provide you with all the necessary information you need.

What are Payday Loans?

Payday loans are a type of short-term loan that offers a small amount of money, usually under $500, that must be paid back within a short period. This type of loan is meant to tide you over until your next paycheck arrives. The repayment period can vary from a few weeks to a month, depending on the lender.

To qualify for payday loans in Taylor, Louisiana, you need to be over 18 years old and have a valid government ID. You must also have a job or a regular source of income. Lenders may also require you to have an open and active checking account.

How to Apply for Payday Loans in Taylor, Louisiana

Applying for payday loans in Taylor, Louisiana, is a simple process. You need to fill out an online application form on our website, TheGuaranteedLoans. Our website is a connector service that will connect you with potential lenders. We do not offer direct loans.

The application form requires you to fill in personal and financial information. This information is used to determine your eligibility for a loan. Once you submit the form, we will forward it to our network of lenders who will then review your application and make a decision. If approved, you will receive the money in your bank account within one business day.

Benefits of Payday Loans in Taylor, Louisiana

Payday loans have many benefits, especially for those who need urgent cash. Here are some of the benefits you may enjoy:

  • Quick access to cash: Payday loans are processed quickly, and you can receive the money in your bank account within a day.
  • No credit check: Most lenders do not require a credit check, which means you can still get a payday loan even if you have a poor credit score.
  • Easy eligibility requirements: The eligibility requirements for payday loans are simple and easy to meet.
  • Flexible repayment terms: Lenders offer flexible repayment terms that can be customized to suit your needs.

Interest Rates and Charges

Payday loans in Taylor, Louisiana, have higher interest rates and fees than traditional loans. The Annual Percentage Rate (APR) can be as high as 400%. It is important to carefully read and understand the terms and conditions of the loan before accepting it.

Interesting Facts and Statistics about Payday Loans in Taylor, Louisiana

  • 26.98% of Louisiana residents have taken out a payday loan at some point in their lives.
  • In Louisiana, borrowers can take out a maximum of $350 for a payday loan.
  • The average payday loan borrower in Louisiana is in debt for 199 days per year.
  • Louisiana has the highest concentration of payday lending stores in the country, with 3.9 stores per 10,000 residents.

Apply Now

If you need a payday loan in Taylor, Louisiana, fill out our online application form on TheGuaranteedLoans website. We are a connector service, and we will connect you with potential lenders who will offer you a loan. Our website is safe and secure, and we guarantee the privacy of your personal and financial information.

Remember, payday loans should only be used as a temporary solution to financial difficulties. If you find yourself in a cycle of debt, seek financial advice and consider other options.

At TheGuaranteedLoans, we are committed to providing our clients with the best possible service. Contact us today for all your payday loan needs.

F.A.Q.

How do payday loans work in Taylor, Louisiana?

in Taylor, Louisiana, payday loans are typically offered by small, independent lenders or by online lenders. To apply for a payday loan, a borrower must provide proof of income, a valid identification, and a current bank account. The lender will then advance the loan, which must be repaid on the borrower's next payday, along with any applicable fees and interest charges.

Are payday loans legal in Taylor, Louisiana?

Yes, payday loans are legal in Taylor, Louisiana. However, the state has strict regulations in place to protect borrowers and ensure that lenders are operating in a fair and transparent manner.