Payday Loans in Wildsville, Louisiana

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No payday loan companies in Wildsville, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Hold A Check 904 N Collins Blvd, Covington, LA 70433 +1 (985) 892 - 5047
Cash 2 U 1001 N Morrison Blvd # B, Hammond, LA 70401 +1 (985) 340 - 2055
Bill Credit Corporation 5545 Cameron St # H, Scott, LA 70583 +1 (337) 234 - 1252
Fast Auto & Payday Loans Inc South Dr, Natchitoches, LA 71457 +1 (318) 356 - 9297
Parish Credit LLC 38502 LA-42 A, Prairieville, LA 70769 +1 (225) 677 - 7517
Cash 2 U 1426 E Tunnel Blvd, Houma, LA 70363 +1 (985) 853 - 0883
E Z Cash 1401 Westbank Expy, Westwego, LA 70094 +1 (504) 328 - 2274
OnPath Federal Credit Union 1121 N Causeway Blvd, Mandeville, LA 70471 +1 (800) 749 - 6193
Crescent Bank & Trust 5208 Jackson St C, Alexandria, LA 71303
Cash America Pawn 6074 Airline Hwy, Baton Rouge, LA 70805 +1 (225) 357 - 3450

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wildsville, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in New Orleans, LA, Payday Loan for Prairieville, LA, Payday Loans in Shreveport, LA, Payday Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA, Emergency Loan in Houma, LA, Payday Loans in Kenner, LA and Online Loans in Lafayette, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wildsville, LA.

Are Payday Loans Legal In Wildsville, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Wildsville, LA payday loan calculator

Payday Loans in Wildsville, Louisiana

If you are struggling with unexpected bills or expenses, you may be considering a payday loan. Payday loans are a form of short-term lending that can help you bridge the gap between paychecks. In this article, we will explore the world of payday loans in Wildsville, Louisiana, and provide you with the information you need to make an informed decision when it comes to borrowing money.

What are Payday Loans?

Payday loans are a type of short-term loan designed to help you cover expenses until your next paycheck. These loans typically have high interest rates and fees, and are meant to be repaid in full when you receive your next paycheck. Payday loans are not intended to be used for long-term financial solutions, but rather for emergency situations where you need cash quickly.

How do Payday Loans Work in Wildsville, Louisiana?

In Louisiana, payday lending is legal, and payday lenders are regulated by the Louisiana Office of Financial Institutions. To get a payday loan in Wildsville, you will need to provide proof of income, identification, and a checking account. There is typically no credit check required, making payday loans a popular choice for those with poor credit.

Once you are approved for a payday loan, you will receive the funds directly into your checking account. Repayment is typically due on your next payday, and the lender will withdraw the amount you owe from your account. If you are unable to repay the loan in full, you may be able to roll it over for an additional fee.

What are the Pros and Cons of Payday Loans?

  • Pros: Payday loans are quick and easy to obtain, and you can get cash in hand within a matter of hours. They are also available to those with poor credit, which makes them more accessible for many people.
  • Cons: The high interest rates and fees associated with payday loans can make them very expensive. If you are unable to repay the loan in full when it is due, you may be forced to roll it over, which can lead to a cycle of debt.

Are Payday Loans Right for You?

Whether or not a payday loan is right for you depends on your specific financial situation. If you are in a bind and need cash quickly, a payday loan may be a good option. However, if you have other options available, such as borrowing from a friend or family member or taking out a personal loan, these may be better choices. It is important to carefully consider the costs and benefits of a payday loan before making a decision.

Interesting Facts and Statistics about Payday Loans in Wildsville, Louisiana

  • There are currently over 1,000 payday lenders operating in Louisiana.
  • In 2019, Louisiana residents took out over 310,000 payday loans, totaling over $133 million in borrowing.
  • The average payday loan in Louisiana is $350, and the average loan term is 14 days.
  • More than 80% of payday loans in Louisiana are rolled over or renewed within 14 days.
  • The maximum amount you can borrow with a payday loan in Louisiana is $350, and the maximum loan term is 60 days.

Apply Now

If you have weighed your options and decided that a payday loan is right for you, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to help you find the right loan for your needs. Fill out an online application today to get started, and remember that it is important to only borrow what you can afford to repay.

Note: TheGuaranteedLoans is a connector service, not a direct lender. By submitting an application, you authorize us to share your information with potential lenders in our network.

F.A.Q.

Can I apply for a payday loan if I have bankruptcy in my history in Wildsville, Louisiana?

Yes, you can still apply for a payday loan in Wildsville, Louisiana even if you have bankruptcy in your history. However, the lender may have stricter eligibility requirements or may require additional information in order to approve your loan.

Can a payday lender require me to provide collateral for my loan in Wildsville, Louisiana?

No, payday lenders are not allowed to require collateral for loans in Wildsville, Louisiana. This means that borrowers do not have to put up any personal property or assets as security for their loans.