Payday Loans in Holden, Maine

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Holden, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 145 Exchange St, Bangor, ME 04401 +1 (207) 974 - 5001
Jackson Hewitt Tax Service 152 Western Ave UNIT 8, Augusta, ME 04330 +1 (207) 480 - 3262
KeyBank 251 Main St, Ogunquit, ME 03907 +1 (207) 646 - 9450
Evergreen Credit Union 799 Broadway, South Portland, ME 04106 +1 (207) 221 - 5000
RepubliCash, LLC 312 St John St, Portland, ME 04102 +1 (207) 780 - 9988
Androscoggin Bank 24 Portland Rd, Gray, ME 04039 +1 (207) 657 - 4446
RepubliCash, LLC 895 Lisbon St, Lewiston, ME 04240 +1 (207) 782 - 3510
Rozanna Patane 29 Sentry Hill Rd, York, ME 03909 +1 (207) 363 - 7744
Affiliated Collections Inc 931 Union St, Bangor, ME 04401 +1 (800) 640 - 0545
Jay Deane - Ameriprise Financial Services, LLC 105 Main St 1, Bangor, ME 04401 +1 (207) 990 - 4437

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holden, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bangor, ME, Guaranteed Loans in Lewiston, ME and Payday Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holden, ME.

Beautiful sights of Holden, ME

Payday Loans Available in Holden, ME By The Following ZIP Codes:

04429

Are Payday Loans Legal In Holden, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Holden, ME payday loan calculator

Payday loans are a type of loan that can be taken out in a financial emergency. These loans are often unsecured and require repayment within a short period, usually less than a month. While payday loans are legal in many states, their legality and regulations vary from state to state. In Maine, payday loans are permitted for supervised lenders only.

What Are Payday Loans?

Payday loans are short-term loans that offer quick access to cash. These loans are often used by people who need money to cover unexpected expenses, such as car repairs or medical bills. The loans are typically due on the borrower’s next payday and are repaid with a post-dated check or electronic withdrawal from the borrower’s bank account.

Payday loans can be appealing to people who have a poor credit score or who are unable to get a loan from traditional lenders. However, payday loans often come with high-interest rates and fees, making them an expensive option.

Payday Loans in Holden, Maine

While payday loans are legal in Maine, they are only permitted for supervised lenders. This means that payday lenders must be licensed and regulated by the state. The state of Maine has implemented various regulations to protect consumers who take out payday loans.

One of the most significant regulations in Maine is that payday loans cannot exceed $2,000. Additionally, the finance charge on a payday loan in Maine cannot exceed 30% of the loan’s value. This means that if you take out a payday loan for $500, you can expect to pay no more than $150 in fees and interest.

Another regulation in Maine is that borrowers are not allowed to roll over their payday loans. This means that borrowers cannot take out a new payday loan to pay off an existing loan. Borrowers must pay off their payday loans in full before they can take out another loan.

Applying for a Payday Loan in Holden, Maine

If you are considering taking out a payday loan in Holden, Maine, there are several things to keep in mind. First, make sure you understand the terms and conditions of the loan. Read all of the loan documents carefully, and ask the lender any questions you may have.

Second, shop around for the best loan terms and interest rates. While payday loans are generally expensive, some lenders may offer better rates than others. Be sure to compare loan terms from several lenders before making a decision.

Finally, make sure you can repay the loan on time. If you are unable to repay the loan when it is due, you may be subject to additional fees and interest charges. This can make the loan even more expensive and difficult to repay.

Interesting Facts and Statistics about Payday Loans in Holden, Maine

  • Payday loans are prohibited in some states, including Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont, and West Virginia.
  • In 2016, the average payday loan in Maine was $350.
  • The average finance charge on a payday loan in Maine is 217%.

Apply Now

If you need a payday loan in Holden, Maine, TheGuaranteedLoans can help. We are a connector service that will facilitate your connection with potential lenders. Our online application is fast and easy to fill out, and we can connect you with lenders who offer competitive rates and terms.

Remember, TheGuaranteedLoans is not a direct lender. We are a connector service that can help you find a lender who meets your needs. Apply now to get started.

F.A.Q.

Can I apply for a payday loan in Holden, Maine online?

Yes, you can apply for a payday loan in Holden, Maine online through a lender's website or through a third-party lender.

Are there any protections for consumers who take out payday loans in Holden, Maine?

Yes, the Maine Consumer Credit Code provides protections for consumers who take out payday loans, including limiting the number of loans that can be taken out at one time and requiring lenders to provide clear information about the terms and conditions of the loan.

Look for Short-Term Loans in Other Cities: