Payday Loans in Kittery Point, Maine

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No payday loan companies in Kittery Point, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 500 Gallery Blvd, Scarborough, ME 04074
Bath Savings Institution 8 Church St, Damariscotta, ME 04543 +1 (207) 563 - 3116
Saco & Biddeford Savings Institution 2 Portland Ave, Old Orchard Beach, ME 04064 +1 (207) 284 - 4591
Norway Savings Bank 621 Roosevelt Trail, Naples, ME 04055 +1 (207) 693 - 6224
Acadia Federal Credit Union 131 Main St, Ashland, ME 04732 +1 (207) 435 - 3434
Gorham Savings Bank 11 Sokokis Trail, East Waterboro, ME 04030 +1 (207) 247 - 5500
cPort Credit Union 313 US-1, Scarborough, ME 04074 +1 (207) 883 - 2448
Camden National Bank 240 US-1, Falmouth, ME 04105 +1 (207) 221 - 8102
Androscoggin Bank 207 Auburn Rd, Turner, ME 04282 +1 (207) 225 - 3700
PeoplesChoice Credit Union 774 Post Rd, Wells, ME 04090 +1 (207) 646 - 2597

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kittery Point, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Bangor, ME, Payday Loans in Lewiston, ME and Payday Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kittery Point, ME.

Beautiful sights of Kittery Point, ME

Payday Loans Available in Kittery Point, ME By The Following ZIP Codes:

03854, 03904, 03905

Are Payday Loans Legal In Kittery Point, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Kittery Point, ME payday loan calculator

Payday Loans in Kittery Point, Maine

If you are facing an unexpected financial emergency in Kittery Point, Maine, you may be wondering where to turn for help. One option that may be available to you is a payday loan. In this article, we will dive into what payday loans are, how they work, and what you need to consider before applying for one in Kittery Point, Maine.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to help people in emergency situations cover unforeseen expenses, such as car repairs, medical bills, or other unexpected costs. These loans are typically smaller than traditional personal loans, ranging from $50 to $1,000 in most cases.

How do Payday Loans Work?

When you apply for a payday loan in Kittery Point, Maine, you will need to provide proof of income, such as a pay stub or bank statement. You will also need to provide a valid ID and a checking account. Once your application is approved, you will receive the funds in your account typically within one business day.

When your payday loan is due, the lender will automatically withdraw the amount that you owe from your checking account. If you cannot repay the loan in full on your next payday, you may be able to roll it over for an additional fee.

What to Consider Before Applying for a Payday Loan in Kittery Point, Maine

Before you apply for a payday loan in Kittery Point, Maine, it is important to consider several factors. First, payday loans usually come with high-interest rates, which can make it difficult to repay the loan on time. Additionally, rolling over your loan can lead to even higher fees and interest charges, making it difficult to break the cycle of debt.

You should also consider whether you have other options for borrowing money, such as asking friends or family or using a credit card with a lower interest rate. If you decide to go forward with a payday loan, be sure to read the terms and conditions carefully and make sure you understand all of the fees and charges associated with the loan.

Interesting Facts about Payday Loans in Kittery Point, Maine

  • In Maine, payday loans are permitted for supervised lenders only.
  • The maximum loan amount is $2,000, and the maximum loan term is 35 days.
  • Interest rates are capped at 30% for loans up to $2,000, making payday loans in Maine one of the least expensive options in the country.

Apply Now

Are you in need of a payday loan in Kittery Point, Maine? TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Remember, a payday loan can be a helpful solution in an emergency situation, but it is important to consider all of your options and read the terms and conditions carefully before applying.

F.A.Q.

Are there any restrictions on the use of payday loans in Kittery Point, Maine?

Yes, there are restrictions on the use of payday loans in Kittery Point, Maine. You are not allowed to take out more than four payday loans per year, and you are not allowed to take out a payday loan if you already have outstanding payday loans or have defaulted on a payday loan in the past.

Can I renew or roll over my payday loan in Kittery Point, Maine?

No, you cannot renew or roll over a payday loan in Kittery Point, Maine. You must repay the loan in full on the agreed upon due date, or the lender may pursue collection actions.

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