Payday Loans in Lewiston, Maine

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Payday Loan Companies in Lewiston, ME

Company nameAddressZip codePhone number
Androscoggin Bank 30 Lisbon St 04240 +1 (207) 784 - 9164
Bangor Savings Bank 882 Lisbon St 04240 +1 (207) 782 - 2133
Camden National Bank 993 Lisbon St 04240 +1 (207) 782 - 6116
Central Maine Federal Credit Union 1000 Lisbon St 04240 +1 (207) 783 - 1475
Community Credit Union 144 Pine St 04240 +1 (207) 783 - 2096
Dirigo Federal Credit Union 391 Main St 04240 +1 (207) 784 - 5435
Frisbie & Associates 656 Main St 04240 +1 (207) 241 - 7430
KeyBank 12 East Ave 04240 +1 (207) 786 - 5400
Lexington Law 472 Main St 04240 +1 (833) 333 - 8277
Maine Family Federal Credit Union 555 Sabattus St 04240 +1 (207) 783 - 2071
Northeast Bank - Lewiston Gateway Branch 500 Canal St 04240 +1 (207) 786 - 3245
Pine Tree Trading Inc 426 Lisbon St 04240 +1 (207) 786 - 2213
RepubliCash, LLC 895 Lisbon St 04240 +1 (207) 782 - 3510
TD Bank 32 Chestnut St 04240 +1 (207) 761 - 8500
TD Bank Operations Center 140 Mill St 04240 +1 (800) 937 - 5020
Twin City Financial Group 1071 Lisbon St 04240 +1 (207) 777 - 6266

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lewiston, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Bangor, ME, No Credit Check Loans in Lewiston, ME and No Credit Check Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lewiston, ME.

Beautiful sights of Lewiston, ME

Payday Loans Available in Lewiston, ME By The Following ZIP Codes:

04243, 04240, 04241

Are Payday Loans Legal In Lewiston, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Lewiston, ME payday loan calculator

What You Need to Know About Payday Loans in Lewiston, Maine

Payday loans are a type of short-term loan that offer borrowers access to cash for emergency expenses. These loans are typically for amounts under $500 and have repayment terms of two to four weeks. Taking out a payday loan can be a good option for people who need quick access to cash. However, borrowers should understand the risks that come with these loans and be aware of the regulations governing them in the state of Maine.

Are Payday Loans Legal in Lewiston, Maine?

In Maine, payday loans are legal but they are limited by state law. The maximum loan amount allowed is $500 and the maximum loan term is 30 days. All payday lenders must be licensed by the Maine Office of Consumer Credit Regulation, and all loans must be repaid in full and on time.

What Is The Interest Rate On a Payday Loan in Lewiston, Maine?

The interest rate on a payday loan in Lewiston, Maine, is capped at 30% per year. This rate includes all fees and charges associated with the loan.

How Do I Apply For a Payday Loan in Lewiston, Maine?

Applying for a payday loan in Lewiston, Maine, is a straightforward process. All you need to do is fill out a simple online application at TheGuaranteedLoans. We will then connect you with a licensed lender who can process your application and provide you with a loan decision.

What Is The Repayment Process For a Payday Loan in Lewiston, Maine?

Repayment of a payday loan in Lewiston, Maine, is due in full and on time. The lender will typically withdraw the amount of the loan plus any applicable fees and interest directly from your bank account on the scheduled due date. It is important to ensure that your bank account has enough funds to cover the loan repayment or else you may be subject to additional fees such as late or returned payment fees.

F.A.Q.

Do I need to have perfect credit to be approved for a payday loan in Lewiston, Maine?
No, you do not need to have perfect credit to be approved for a payday loan in Lewiston, Maine. Most lenders will consider applicants with all types of credit histories. However, it is important to note that borrowers with better credit scores may qualify for more favorable loan terms.

What are the qualifications for a payday loan in Lewiston, Maine?
To qualify for a payday loan in Lewiston, Maine, you must be at least 18 years of age, a U.S. citizen or permanent resident, and have a valid checking or savings account. You must also be employed, earning at least $1,000 per month, and have an active phone number and email address.

What happens if I can’t repay my payday loan in Lewiston, Maine?
If you are unable to repay your payday loan in Lewiston, Maine, you should contact your lender immediately. Your lender may be able to work with you to find a solution that works for both parties. However, if the loan is not repaid, the lender may pursue legal action against you to recover the amount owed.

Apply Now

If you’re in need of a payday loan in Lewiston, Maine, TheGuaranteedLoans can help. We are not a lender, but we can connect you with licensed lenders who can provide you with the cash you need. Just fill out our online application and we’ll take care of the rest.

More F.A.Q.

What is the interest rate on a payday loan in Lewiston, Maine?

The interest rate on a payday loan in Lewiston, Maine is 30% per year.

How long do I have to repay a payday loan in Lewiston, Maine?

You have 30 days to repay a payday loan in Lewiston, Maine.

How Many Cash Advance Companies are in Lewiston, ME?

With the help of our service, you will be able to find 16 cash advance companies in Lewiston, ME

What Cash Advance Companies in Lewiston, ME are the most popular?

You should check Androscoggin Bank, Bangor Savings Bank, and Camden National Bank. Also, you can start your application online on our website.

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