Payday Loans in Minot, Maine

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No payday loan companies in Minot, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
TD Bank 76 Main Street Lincoln Plaza, Newport, ME 04953 +1 (207) 368 - 4363
RepubliCash, LLC 895 Lisbon St, Lewiston, ME 04240 +1 (207) 782 - 3510
Partners Bank 408 US-1, York, ME 03909 +1 (888) 226 - 5747
Harbor View Lending 439 Main St 101, Saco, ME 04072 +1 (207) 571 - 8034
Northeast Bank - Harrison 46 Main St, Harrison, ME 04040 +1 (207) 583 - 2954
People's United Bank 129 Federal St, Parsonsfield, ME 04047 +1 (207) 625 - 3216
Skowhegan Savings Bank 450 Civic Center Dr, Augusta, ME 04330 +1 (207) 623 - 2300
KeyBank 471 Main St, Springvale, ME 04083 +1 (207) 324 - 3362
Acadia Federal Credit Union 131 Main St, Ashland, ME 04732 +1 (207) 435 - 3434
Lexington Law 472 Main St, Lewiston, ME 04240 +1 (833) 333 - 8277

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Minot, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bangor, ME, Short-term Loans in Lewiston, ME and Payday Loan for Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Minot, ME.

Beautiful sights of Minot, ME

Payday Loans Available in Minot, ME By The Following ZIP Codes:

04258

Are Payday Loans Legal In Minot, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Minot, ME payday loan calculator

Everything You Need to Know About Payday Loans in Minot, Maine

Are you experiencing a financial emergency and need funds fast? You might have heard of payday loans as a solution to your short-term cash needs. In Minot, Maine, payday loans are permitted for supervised lenders only. In this article, we will cover everything you need to know about payday loans in Minot, Maine.

What are Payday Loans?

Payday loans are typically short-term loans designed to help individuals bridge financial gaps between paychecks. These loans are typically for smaller amounts, ranging from a few hundred to a few thousand dollars. Payday loans usually require the borrower to pay back the loan plus fees when they receive their next paycheck.

The Regulation of Payday Loans in Minot, Maine

In Maine, payday lending is heavily regulated. Payday loans are permitted for supervised lenders only, who must meet strict requirements to operate legally. Licensed Maine lenders are required to disclose all fees and interest rates associated with a loan upfront.

How to Apply for a Payday Loan in Minot, Maine

First, you need to find a licensed lender in Minot, Maine, and fill out an application with your personal and financial information. You can often apply online or in-person for a payday loan. The lender will then review your application and determine the loan amount and interest rate you qualify for.

The Pros and Cons of Payday Loans

Payday loans can be a helpful solution in an emergency, but they also come with some risks. Here are a few pros and cons to consider before applying for a payday loan:

Pros

  • Quick and easy application process
  • Funds can be received within 24-48 hours in most cases
  • No credit check required for approval

Cons

  • High fees and interest rates
  • Can lead to a cycle of debt if not repaid on time
  • May not be a long-term solution to financial problems

Interesting Facts and Statistics About Payday Loans in Minot, Maine

  • Payday loans in Maine have an average interest rate of 217%
  • Approximately 60% of payday loans in Maine are taken out by women
  • Payday loans in Maine have an average loan amount of $366

Apply Now with TheGuaranteedLoans

If you need a payday loan in Minot, Maine, TheGuaranteedLoans can connect you with potential lenders. Our online application process is quick and easy to use. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who can meet your needs.

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Apply for a payday loan with TheGuaranteedLoans today and get the funds you need to handle your financial emergency.

F.A.Q.

Can I file a complaint against a payday lender in Minot, Maine if I feel I have been treated unfairly?

Yes, if you feel that you have been treated unfairly by a payday lender in Minot, Maine, you can file a complaint with the Maine Bureau of Consumer Credit Protection. The bureau will investigate your complaint and take appropriate action if necessary.

Are there any resources available to help me manage my debt and avoid taking out payday loans in Minot, Maine?

Yes, there are several resources available to help you manage your debt and avoid taking out payday loans in Minot, Maine. These include financial counseling services, budgeting tools, and debt management programs. You can also contact the Maine Bureau of Consumer Credit Protection for more information.

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