Payday Loans in Orrington, Maine

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No payday loan companies in Orrington, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
York County Trading Co 1725 Main St, Sanford, ME 04073 +1 (207) 324 - 3341
Camden National Bank 20 Lily Bay Rd, Greenville, ME 04441 +1 (207) 695 - 0778
Coast Line Credit Union 333 Cottage Rd, South Portland, ME 04106 +1 (207) 799 - 7245
Northeast Credit Union 17 Westbrook Common, Westbrook, ME 04092 +1 (888) 436 - 1847
Five County Credit Union Inside Wal-Mart, 201 Civic Center Dr, Augusta, ME 04330 +1 (800) 750 - 0959
RepubliCash, LLC 155 Maine Mall Rd, South Portland, ME 04106 +1 (207) 899 - 4518
TD Bank 835 Main St, Westbrook, ME 04092 +1 (207) 854 - 9141
Bangor Savings Bank 241 US-1, Scarborough, ME 04074 +1 (207) 883 - 8404
Camden National Bank 137 Maine St, Brunswick, ME 04011 +1 (207) 798 - 5572
Bath Savings Trust Co 105 Front St, Bath, ME 04530 +1 (207) 443 - 6296

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Orrington, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bangor, ME, Payday Loans in Lewiston, ME and Payday Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Orrington, ME.

Beautiful sights of Orrington, ME

Payday Loans Available in Orrington, ME By The Following ZIP Codes:

04474

Are Payday Loans Legal In Orrington, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Orrington, ME payday loan calculator

Payday Loans in Orrington, Maine: What You Need to Know

Payday loans are short-term loans that are typically used as a solution to financial emergencies. If you’re in Orrington, Maine, and need access to quick cash, you might be wondering if a payday loan could help you. While payday loans are legal in Maine, there are regulations in place to protect consumers and ensure that lenders do not engage in predatory practices. Here’s what you need to know about payday loans in Orrington, Maine.

How Payday Loans Work

Payday loans are designed to be a short-term financial solution. These loans typically have a term of 14 days to 30 days, and they are usually for amounts between $100 to $1,000. You’ll typically have to repay the loan in one lump sum, including the loan principal and interest, on your next payday.

In order to get a payday loan, you’ll need to provide proof of income and identification. Lenders will also perform a credit check, but having bad credit does not necessarily disqualify you from getting a payday loan.

One important thing to remember about payday loans is that they come with very high interest rates. In Maine, the maximum annual interest rate that lenders can charge on a payday loan is 30 percent. It’s important to read the fine print and make sure you understand the true cost of the loan before you agree to anything.

The Status of Payday Loans in Orrington, Maine

Payday loans are legal in the state of Maine, but the state has put in place several regulations to protect consumers. One of the most important regulations is that payday loans are only permitted for supervised lenders in Maine.

Orrington, Maine is a small town with a population of around 3,600 people. While there is at least one payday lender operating in the town, it’s important to remember that these lenders are subject to the regulations put in place by the state of Maine.

The Risks of Payday Loans

Payday loans can be a valuable tool for people who need access to quick cash in a financial emergency. However, there are also risks involved with these types of loans.

One of the biggest risks of payday loans is that they come with very high interest rates. If you’re not able to repay the loan on your next payday, you could end up in a cycle of debt that can be very difficult to get out of.

Another risk of payday loans is that they can be very tempting for people who are already struggling financially. It’s easy to get caught up in the cycle of borrowing and repaying, and before you know it, you could be in over your head.

Interesting Facts About Payday Loans in Orrington, Maine

  • The average payday loan amount in Maine is $229.
  • Payday lenders in Maine are required to disclose the cost of the loan in writing before you sign a contract.
  • Some advocacy groups in Maine are pushing for a cap on interest rates for payday loans to be lowered to 15 percent.

Apply Now

If you’re in Orrington, Maine, and need access to quick cash, TheGuaranteedLoans can help. As a connector service, we connect borrowers with potential lenders. Our application process is quick and easy, and we work with a network of trusted lenders who are committed to providing fair and transparent lending practices. Fill out our online application today to see if you qualify for a payday loan!

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We do not make lending decisions and we do not charge any fees for our service.

F.A.Q.

Can I be sued or have my wages garnished if I fail to repay a payday loan in Orrington, Maine?

Yes, if you fail to repay a payday loan in Orrington, Maine, the lender may take legal action against you, including suing you or garnishing your wages. It is important to communicate with the lender and make repayment arrangements if you are unable to repay the loan on time.

Can I file a complaint against a payday lender in Orrington, Maine if I feel I have been treated unfairly?

Yes, if you feel that you have been treated unfairly by a payday lender in Orrington, Maine, you can file a complaint with the Maine Bureau of Consumer Credit Protection. The bureau will investigate your complaint and take appropriate action if necessary.

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