Payday Loans in Shapleigh, Maine

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No payday loan companies in Shapleigh, ME. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 471 Main St, Springvale, ME 04083 +1 (207) 324 - 3362
TD Bank 4 Hannaford Dr, Scarborough, ME 04074 +1 (207) 883 - 5509
Bar Harbor Bank & Trust 69 Main St, Orono, ME 04473 +1 (207) 866 - 0310
KeyBank 600 Center St, Auburn, ME 04210 +1 (207) 786 - 5412
Bangor Savings Bank 45 Maine St, Brunswick, ME 04011 +1 (207) 420 - 3966
Five County Credit Union 765 Washington St, Bath, ME 04530 +1 (800) 750 - 0959
Deabay Tax & Financial Services 180 Center St, Bangor, ME 04401 +1 (207) 992 - 2055
People's United Bank 129 Federal St, Parsonsfield, ME 04047 +1 (207) 625 - 3216
People's United Bank 439 US-1, Scarborough, ME 04074 +1 (207) 883 - 3339
KeyBank 12 Shapleigh Rd, Kittery, ME 03904 +1 (207) 439 - 2011

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shapleigh, ME, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bangor, ME, Payday Loans in Lewiston, ME and Payday Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shapleigh, ME.

Beautiful sights of Shapleigh, ME

Payday Loans Available in Shapleigh, ME By The Following ZIP Codes:

04076

Are Payday Loans Legal In Shapleigh, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Shapleigh, ME payday loan calculator

Payday Loans in Shapleigh, Maine

Payday loans are a type of short-term loan that can help you cover unexpected expenses before your next paycheck. These loans are typically due on your next payday and have high-interest rates and fees. In Maine, payday loans are permitted for supervised lenders only. This means that only licensed lenders can offer payday loans in Maine. If you’re considering a payday loan in Shapleigh, Maine, here’s what you need to know.

What Are the Requirements for a Payday Loan in Shapleigh, Maine?

In Maine, payday lenders are required to have a supervised lender license to offer payday loans. To get a payday loan in Shapleigh, you must be at least 18 years old, have a steady source of income, and provide proof of identification and income. You’ll also need to provide a post-dated check or authorize an electronic withdrawal for the loan amount plus fees.

How Much Can You Borrow with a Payday Loan in Shapleigh, Maine?

In Shapleigh, Maine, the maximum amount you can borrow with a payday loan is $2000. However, the amount you can borrow may be limited based on your income and other factors. You should only borrow what you need and can reasonably afford to repay.

What Are the Fees and Interest Rates for Payday Loans in Shapleigh, Maine?

In Shapleigh, Maine, payday lenders can charge up to 30% interest on loans up to $2000. For loans over $2000, the interest rate is capped at 24%. Additionally, lenders can charge fees for loan origination, processing, and other services. You should carefully review the loan agreement and understand the fees and interest you’ll be charged before accepting a payday loan.

What Happens If You Can’t Repay a Payday Loan in Shapleigh, Maine?

If you can’t repay a payday loan in Shapleigh, Maine, you may be charged additional fees and interest. Your lender may also report your delinquent payment to credit bureaus, which could negatively impact your credit score. Additionally, the lender may take legal action to collect the debt, which could result in wage garnishment or other enforcement actions. It’s important to fully understand the repayment terms and consequences of a payday loan before accepting one.

Interesting Facts and Statistics About Payday Loans in Shapleigh, Maine

  • According to the Maine Department of Professional and Financial Regulation, there were 278,880 payday loans made in Maine in 2020.
  • The average interest rate for payday loans in Maine was 217.6% in 2020.
  • Payday lenders in Maine collected $26.6 million in fees and interest in 2020.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we’re here to help connect you with potential lenders who can offer payday loans in Shapleigh, Maine. Our online application process is quick and easy, and you may be able to get approved in as little as a few minutes.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of licensed and trusted lenders to help you find the loan that’s right for you. By filling out our online application, you’ll be able to connect with lenders who may be able to offer you a payday loan in Shapleigh, Maine. Apply now and get the funds you need to cover unexpected expenses.

Remember: Before accepting a payday loan, be sure you fully understand the terms and repayment obligations. Only borrow what you need and can afford to repay with your next paycheck.

F.A.Q.

How do I file a complaint about a payday lender in Shapleigh, Maine?

If you have a complaint about a payday lender in Shapleigh, Maine, you can contact the Maine Office of Consumer Credit Regulation to file a complaint. You can also file a complaint with the Consumer Financial Protection Bureau.

Can I be charged with a crime for taking out a payday loan in Shapleigh, Maine?

No, taking out a payday loan in Shapleigh, Maine is not a criminal offense. However, if you intentionally default on your payday loan and refuse to repay the loan, you may be charged with a crime such as theft or fraud.

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