Payday Loans in Boxford, Massachusetts

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No payday loan companies in Boxford, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cape Cod 5 1 Village Green N 111r, Plymouth, MA 02360 +1 (774) 343 - 5957
Auto Credit Super Store 1625 Middlesex St 2, Lowell, MA 01851 +1 (978) 513 - 8203
Middlesex Savings Bank 629 Massachusetts Ave 6, Boxborough, MA 01719 +1 (978) 263 - 1711
Walmart Money Center 638 Quequechan St, Fall River, MA 02721 +1 (508) 730 - 2677
Alden Credit Union 710 Grattan St, Chicopee, MA 01020 +1 (413) 536 - 0475
ACE Cash Express 166 Lincoln St, Worcester, MA 01605 +1 (508) 752 - 0085
St. Jean's Credit Union 250 Maple St, Lynn, MA 01904 +1 (781) 592 - 5420
Digital Federal Credit Union 207 Constitution Ave, Littleton, MA 01460 +1 (800) 328 - 8797
Osborne Associates 16 Foster St A, Peabody, MA 01960 +1 (978) 531 - 0039
TIAA Financial Services 50 Braintree Hill Park Suite 108, Braintree, MA 02184 +1 (800) 842 - 2004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boxford, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Falmouth, MA, Payday Loans in Fitchburg, MA, Payday Loans in Framingham, MA, Payday Loans in Haverhill, MA, Payday Loans in Holyoke, MA, Quick Loan in Lawrence, MA, Payday Loans in Leominster, MA and Payday Loans in Lexington, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boxford, MA.

Beautiful sights of Boxford, MA

Payday Loans Available in Boxford, MA By The Following ZIP Codes:

01921

Are Payday Loans Legal In Boxford, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Boxford, MA payday loan calculator

Payday Loans in Boxford, Massachusetts: What You Need to Know

Payday loans are short-term cash loans that people take out in order to cover unexpected expenses or bridge the gap between paychecks. These loans typically come with high interest rates and fees, making them a risky financial choice for many borrowers. In Massachusetts, however, payday loans are prohibited by law. If you’re in need of quick cash in Boxford, Massachusetts, there are several alternatives you can consider.

Why are Payday Loans Prohibited in Massachusetts?

Payday loans are prohibited in Massachusetts because of the high interest rates and fees that lenders charge. These loans can trap borrowers in a cycle of debt, where they take out new loans to pay off old ones. Massachusetts has enacted strict laws to protect consumers from predatory lending practices and to promote responsible lending.

What are the Alternatives to Payday Loans in Boxford, Massachusetts?

If you’re facing a financial emergency in Boxford, Massachusetts, there are several alternatives to payday loans that you can consider. These include:

  • Credit Cards: If you have a credit card, you can use it to pay for unexpected expenses. This can be a good option if you can pay off the balance in full before interest charges accrue.
  • Personal Loans: You can take out a personal loan from a bank or credit union. These loans typically have lower interest rates than payday loans, but you must have good credit to qualify.
  • Installment Loans: Installment loans are another option to consider. These loans allow you to pay back the loan over a period of time, usually with fixed monthly payments.
  • Local Assistance Programs: If you’re struggling to make ends meet, you may be eligible for assistance programs such as food stamps, heating assistance, or rent subsidies.

Interesting Facts and Statistics about Payday Loans in Boxford, Massachusetts

  • Payday loans are illegal under Massachusetts law, including in Boxford.
  • Most payday loans have an average APR of 391%, making them a high-cost borrowing option.
  • Payday loans trap many borrowers in a cycle of debt, where they take out new loans to pay off old ones.
  • Massachusetts is one of 16 states that have banned payday loans.
  • In Massachusetts, lenders can charge a maximum of 23% interest on small loans.

Apply Now for a Loan in Boxford, Massachusetts

If you’re in need of quick cash in Boxford, Massachusetts, TheGuaranteedLoans can help you find a lender. Our online application process is quick and easy, and we connect borrowers with potential lenders who can provide the cash they need. Remember, we are a connector service and not a direct lender. We want to facilitate your connection with potential lenders and help you find a loan that fits your needs and your budget.

Don’t let a financial emergency derail your life. Apply now for a loan with TheGuaranteedLoans and get the cash you need to get back on track.

F.A.Q.

Where can I get more information about payday loans in Boxford, Massachusetts?

More information about payday loans in Boxford, Massachusetts can be found on the Massachusetts State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Boxford, Massachusetts?

No, payday loans are prohibited in Boxford, Massachusetts.