Payday Loans in Dracut, Massachusetts

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Payday Loan Companies in Dracut, MA

Company nameAddressZip codePhone number
Eastern Bank 45 Broadway Rd 01826 +1 (978) 441 - 0040
Enterprise Bank 1168 Lakeview Ave 01826 +1 (978) 596 - 2266
Jeanne D'Arc Credit Union 1595 Bridge St 01826 +1 (978) 452 - 5001
Lowell Five Bank 2021 Lakeview Ave 01826 +1 (978) 452 - 1300
Springleaf Financial Services 1595 Lakeview Ave 01826 +1 (978) 957 - 4844

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dracut, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Everett, MA, Bad Credit Loans in Fall River, MA, No Credit Check Loans in Falmouth, MA, Bad Credit Loans in Fitchburg, MA, Payday Loan Companies in Framingham, MA, Payday Loan Companies in Haverhill, MA, Short-term Loans in Holyoke, MA and No Credit Check Loans in Lawrence, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dracut, MA.

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Payday Loans Available in Dracut, MA By The Following ZIP Codes:

01826

Are Payday Loans Legal In Dracut, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dracut, MA payday loan calculator

Advise to read before applying

What Are Payday Loans in Dracut, Massachusetts?

Payday loans, or cash advances, are short-term, unsecured loans that are often used to help with urgent or unforeseen expenses. They’re typically used to cover a payday gap or to bridge the gap until you get your next pay check. Payday loans are generally due on the borrower’s next payday, but terms vary and can extend up to 31 days.

It is important to note that payday loans are prohibited in Massachusetts. In addition to being illegal, payday loans typically carry higher interest rates than traditional loans and should be used only in cases of genuine financial emergency.

How Do Payday Loans Work?

The application process for payday loans is usually straightforward and the loan funds are usually deposited into the borrower’s bank account within one business day. Generally, a borrower must have a valid checking account, be 18 years of age or older, have a steady job and a form of regular income, and provide personal information such as name, address, phone number, and social security number.

Payday loans can be obtained online or through a storefront lender. At TheGuaranteedLoans, we offer borrowers the option to apply online for payday loans. After completing our online form, we connect borrowers with lenders and the loan application process can be completed quickly and efficiently.

What Are the Benefits of Payday Loans?

Payday loans are a great option when you’re facing a financial emergency and you need cash fast. The application process is quick and easy, and the money can be deposited in as little as one business day. In addition, most payday lenders are willing to work with people with bad credit and you don’t need any collateral for the loan.

What Are the Drawbacks of Payday Loans?

Payday loans can be a great option for a financial emergency, but they can also be very risky. Payday loans typically come with high interest rates and fees, and they can lead to a cycle of debt. Payday loans should only be used as a last resort and borrowers should research their options before taking out a loan.

What Are Alternative Loans Options?

Payday loans may not be available in Massachusetts, but there are other options for short-term loans. Some banks and credit unions offer short-term loans with more favorable terms than payday loans. Other options include peer-to-peer loans, credit card advances, and installment loans.

Apply Now

At TheGuaranteedLoans, we understand that financial emergencies happen and we’re here to help. We offer a simple online application process and connect you with lenders who are ready and willing to offer the help you need. Just fill out our online form and we’ll start the process of finding a lender who will work with you. TheGuaranteedLoans is not a lender, but we are ready to help you find the best options available.

Frequently Asked Questions (FAQs)

  • Are payday loans legal in Massachusetts? No, payday loans are prohibited in Massachusetts.
  • What are my options for short-term loans? Banks and credit unions may offer short-term loans with more favorable terms than payday loans.
  • Can I get a payday loan from TheGuaranteedLoans? No, TheGuaranteedLoans is not a lender. However, we do offer an online application process that connects borrowers with lenders who are ready to help.
  • How long does it take to get a loan? The application process is usually quick and easy and loan funds can be deposited in as little as one business day.

More F.A.Q.

Can I be charged with a crime for taking out a payday loan in Dracut, Massachusetts?

It is illegal for lenders to offer payday loans in Dracut, Massachusetts, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Dracut, Massachusetts?

If you have already taken out a payday loan in Dracut, Massachusetts, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.

How Many Cash Advance Companies are in Dracut, MA?

With the help of our service, you will be able to find 5 cash advance companies in Dracut, MA

What Cash Advance Companies in Dracut, MA are the most popular?

You should check Eastern Bank, Enterprise Bank, and Jeanne D'Arc Credit Union. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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