Payday Loans in Monument Beach, Massachusetts

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No payday loan companies in Monument Beach, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
NESC Federal Credit Union 244 Pleasant St, Methuen, MA 01844 +1 (978) 688 - 8800
Main Street Bank 947 Massachusetts Ave, Lunenburg, MA 01462 +1 (978) 582 - 0713
Rockland Trust 76 North St, Medfield, MA 02052 +1 (508) 359 - 7366
Align Credit Union 110 Newbury St, Danvers, MA 01923 +1 (800) 942 - 9575
Eastern Bank 466 Lincoln Avenue Cliftondale Square, Saugus, MA 01906 +1 (781) 231 - 4880
Fairway Independent Mortgage Corporation 18 Shipyard Dr Suite 2A, Suite 2A, Hingham, MA 02043 +1 (339) 788 - 0213
Alltown Check Cashing 34 School St, Quincy, MA 02169 +1 (617) 984 - 0009
Randell Check Cashing 100 Canterbury St, Worcester, MA 01603 +1 (508) 373 - 2141
Powers & Waitt 859 Washington St, South Easton, MA 02375 +1 (508) 238 - 4399
Rockland Trust 100 Slades Ferry Ave, Somerset, MA 02726 +1 (508) 678 - 6427

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monument Beach, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Peabody, MA, Bad Credit Loans in Pittsfield, MA, Payday Loans in Plymouth, MA, Payday Loans in Quincy, MA, Payday Loans in Randolph, MA, Emergency Loan in Revere, MA, Payday Loans in Salem, MA and Online Loans in Shrewsbury, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monument Beach, MA.

Beautiful sights of Monument Beach, MA

Payday Loans Available in Monument Beach, MA By The Following ZIP Codes:

02553

Are Payday Loans Legal In Monument Beach, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Monument Beach, MA payday loan calculator

Welcome to our comprehensive guide on payday loans in Monument Beach, Massachusetts. Here at TheGuaranteedLoans, we specialize in payday loans, title loans, and other loan-related topics. While payday loans have been prohibited in Massachusetts since 2010, we are happy to provide you with information about payday loans in Monument Beach, Massachusetts, and help you connect with lenders who offer alternative loan options.

What are payday loans?

Payday loans are high-interest, short-term loans that are intended to be paid back within two to four weeks. They are typically used by individuals who need access to cash quickly and have poor credit or no credit at all. Payday loans are known for their high-interest rates, often ranging from 300% to 400% APR.

Are payday loans legal in Monument Beach, Massachusetts?

No, payday loans have been prohibited in Massachusetts since 2010. The Massachusetts Division of Banks has issued several consumer advisories warning against the use of payday loans and other high-interest loans. In Massachusetts, the maximum interest rate allowed for a loan is 20% APR, significantly lower than the rates offered by payday lenders.

Alternative loan options in Monument Beach, Massachusetts

While payday loans are not an option in Monument Beach, there are alternative loan options available to residents. These options include personal loans, credit cards, and small business loans. Personal loans offer a fixed interest rate and longer repayment terms than payday loans. Credit cards can be used to cover unexpected expenses and have a lower interest rate than payday loans. Small business loans can be used to cover a variety of expenses and have competitive interest rates.

Interesting facts about Payday loans in Monument Beach, Massachusetts

  • The average payday loan borrower in Massachusetts takes out eight loans per year.
  • The average payday loan in Massachusetts is $387.
  • The Massachusetts Payday Loan Reform Alliance successfully campaigned to have payday loans banned in 2010.

Apply Now

If you are in need of a loan and want to explore your options, TheGuaranteedLoans can help connect you with lenders who offer a variety of loan options. Simply fill out our online application, and we will match you with a lender that best fits your needs. Please keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We will only facilitate your connection with potential lenders and will not make any loan decisions on your behalf.

In conclusion, while payday loans are prohibited in Monument Beach, Massachusetts, there are alternative loan options available to residents. It’s important to do your research and consider all of your options before taking out a loan. TheGuaranteedLoans can help you connect with lenders who offer a variety of loan options, so don’t hesitate to fill out our online application and explore your options.

F.A.Q.

Can I be sued for not paying back a payday loan in Monument Beach, Massachusetts?

Because payday loans are illegal in Monument Beach, Massachusetts, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Monument Beach, Massachusetts?

No, payday loan lenders cannot garnish your wages in Monument Beach, Massachusetts because payday loans are illegal in the state.