Payday Loans in Newtonville, Massachusetts

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No payday loan companies in Newtonville, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wallace Capital 132 Lincoln St STE 6L, Boston, MA 02111 +1 (617) 423 - 2003
People's United Bank 100 Cummings Center, Beverly, MA 01915 +1 (978) 927 - 2282
Rockland Trust - Hyde Park Branch Truman Parkway 1065 Truman Hwy, Hyde Park, MA 02136 +1 (617) 361 - 1450
Raytheon Credit Union 600 Main St 1, Waltham, MA 02452 +1 (781) 894 - 6351
Workers Credit Union 308 Main St, Groton, MA 01450 +1 (978) 345 - 1021
Citizens Bank Supermarket Branch 100 Worcester St, North Grafton, MA 01536 +1 (508) 839 - 1054
Eastern Bank 34 Chapman St, Quincy, MA 02170 +1 (800) 327 - 8376
Academy Mortgage - Dalton 395 Main St, Dalton, MA 01226 +1 (413) 684 - 3140
Bank of America Financial Center 21 Paradise Rd, Salem, MA 01970 +1 (978) 744 - 7354
HarborOne Bank One Chestnut Place, Suite 1, Quincy, MA 02169 +1 (617) 226 - 3715

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newtonville, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Leominster, MA, Payday Loan for Lexington, MA, Payday Loans in Lowell, MA, Payday Loans in Lynn, MA, Payday Loans in Malden, MA, Bad Credit Loans in Marlborough, MA, Payday Loans in Medford, MA and Payday Loan Companies in Natick, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newtonville, MA.

Beautiful sights of Newtonville, MA

Payday Loans Available in Newtonville, MA By The Following ZIP Codes:

02456, 02458, 02460, 02465, 02495

Are Payday Loans Legal In Newtonville, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Newtonville, MA payday loan calculator

Payday Loans in Newtonville, Massachusetts

Payday loans are a type of high-cost, short-term loan that is typically due on the borrower’s next payday. These loans are designed to provide cash quickly, but they can come with significant risks and downsides.

It is important to note that payday loans are prohibited in Massachusetts under the Small Loan Act. Therefore, there are no legal payday lenders operating in Newtonville or anywhere else in the state.

The Risks of Payday Loans

While payday loans may seem like a quick and easy solution to financial problems, they can actually lead to a debt spiral. The high interest rates and fees associated with these loans can make it difficult for borrowers to repay them on time, resulting in additional fees and interest charges.

According to a report from the National Consumer Law Center, payday loans can have an effective annual interest rate of up to 400%. This means that even a small loan of a few hundred dollars can result in hundreds or even thousands of dollars in interest charges if the borrower is unable to repay the loan quickly.

Alternatives to Payday Loans

Fortunately, there are alternatives to payday loans that can help you bridge the gap between paychecks. Some options include:

  • Credit union loans
  • Personal loans from a bank or online lender
  • Credit card cash advances (although these can also come with high interest rates and fees)
  • Assistance from local charities or government programs

It’s important to research all of your options and consider the costs and risks associated with each before making a decision.

Interesting Facts about Payday Loans

Did you know that the average payday loan borrower takes out eight loans per year, and spends about $520 on interest fees alone? Additionally, payday lenders in the United States make an estimated $7.4 billion in fees annually.

Apply Now

If you are in need of a loan, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we will do the rest. It’s important to remember that we are a connecting service, not a direct lender, and we cannot guarantee that you will be approved for a loan.

However, we work with a network of trusted lenders who may be able to offer you a loan that meets your needs. The application process is quick and easy, and there is no obligation to accept any loan offers that you receive.

Don’t let financial troubles get you down. Apply now and take the first step towards a brighter financial future.

F.A.Q.

Are payday loans legal in Newtonville, Massachusetts?

No, payday loans are prohibited in Newtonville, Massachusetts.

What are the alternatives to payday loans in Newtonville, Massachusetts?

Some options for short-term financial assistance in Newtonville, Massachusetts include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.