Payday Loans in Sagamore Beach, Massachusetts

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Sagamore Beach, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
HarborOne Bank 607 Pleasant St, Attleboro, MA 02703 +1 (508) 895 - 1435
Merrimack Valley Credit Union 350 Winthrop Ave, North Andover, MA 01845 +1 (800) 356 - 0067
Northmark Bank 89 Turnpike St, North Andover, MA 01845 +1 (978) 686 - 9100
Beacon Hill Funding, Inc. 6 Eastman Pl Suite 207, Melrose, MA 02176 +1 (781) 662 - 1325
Somerville School Employees Federal Credit Union 100 Highland Ave, Somerville, MA 02143 +1 (617) 625 - 8411
Northpoint Mortgage, Inc. 204 Turnpike Rd, Westborough, MA 01581 +1 (508) 366 - 0636
Stoughton Town Employees FCU 10 Pearl St, Stoughton, MA 02072 +1 (781) 341 - 1301
bankESB 134 College Hwy, Southampton, MA 01073 +1 (855) 527 - 4111
TIAA Financial Services 50 Braintree Hill Park Suite 108, Braintree, MA 02184 +1 (800) 842 - 2004
Alden Credit Union 710 Grattan St, Chicopee, MA 01020 +1 (413) 536 - 0475

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sagamore Beach, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Taunton, MA, Guaranteed Loans in Tewksbury, MA, Payday Loans in Waltham, MA, Payday Loan Without a Credit Check in Westfield, MA, Short-term Loans in Woburn, MA, Payday Loan Without a Credit Check in Worcester, MA, Payday Loans in Andover, MA and Short-term Loans in Arlington, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sagamore Beach, MA.

Useful Articles

Beautiful sights of Sagamore Beach, MA

Photo of city Sagamore Beach, MA Photo of city Sagamore Beach, MA Photo of city Sagamore Beach, MA

Payday Loans Available in Sagamore Beach, MA By The Following ZIP Codes:

02562

Are Payday Loans Legal In Sagamore Beach, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sagamore Beach, MA payday loan calculator

Advise to read before applying

Payday Loans in Sagamore Beach, Massachusetts – What You Need to Know

If you find yourself in a financial bind, you may be considering taking out a payday loan in Sagamore Beach, Massachusetts. However, it’s important to note that payday loans are illegal in Massachusetts, including Sagamore Beach. In this article, we will discuss what payday loans are, why they are prohibited in Massachusetts, and alternative options for those in need of financial assistance.

What are Payday Loans?

A payday loan is a short-term loan meant to help individuals bridge the gap between paychecks. These loans typically have high-interest rates and fees, making them an expensive option for borrowing money. To obtain a payday loan, borrowers provide a post-dated check or access to their bank account, which the lender can cash on the borrower’s next payday.

Why are Payday Loans Prohibited in Massachusetts?

Payday loans are prohibited in Massachusetts for several reasons. First and foremost, they are incredibly expensive for borrowers, as they often carry interest rates of 300% or more. These high-interest rates can trap borrowers in a cycle of debt, where they continually take out new loans to pay off old ones.

Additionally, payday lenders often target low-income individuals and communities of color, taking advantage of their financial vulnerability. The Massachusetts Attorney General’s office has stated that “Payday lending is a predatory business that harms Massachusetts residents.”

Alternative Options for Financial Assistance

If you’re in need of financial assistance, there are several alternative options available to you in Sagamore Beach and throughout Massachusetts. These include:

Credit Unions: Many credit unions offer small-dollar loans with reasonable interest rates and fees, making them a more affordable option for borrowers.

Nonprofit Organizations: There are many nonprofit organizations throughout Massachusetts that offer financial assistance to those in need, including emergency rental assistance, food assistance, and financial counseling.

Government Assistance: The state of Massachusetts offers several programs for low-income individuals and families, including cash assistance, SNAP (food stamps), and fuel assistance.

Interesting Facts and Statistics about Payday Loans in Massachusetts

– The average payday loan in Massachusetts is $375, with an average APR of 391%
– In 2018, the Massachusetts Division of Banks issued cease and desist orders to 21 payday lenders for violating state lending laws
– Massachusetts was one of the first states to pass legislation prohibiting payday loans, joining states like Connecticut, Vermont, and New York

Apply Now

If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but rather a connector service that can help you find the right lender for your needs. Simply fill out our online application to get started.

Remember, payday loans are illegal in Sagamore Beach and throughout Massachusetts. It’s important to consider alternative options for financial assistance, rather than taking out a high-cost, high-risk payday loan.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Sagamore Beach, Massachusetts?

If a payday loan lender is threatening you with legal action in Sagamore Beach, Massachusetts, you should contact the Massachusetts State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Sagamore Beach, Massachusetts?

No, it is not possible to get a payday loan from a lender in another state and use it in Sagamore Beach, Massachusetts. Payday loans are illegal in Sagamore Beach, Massachusetts, regardless of where the lender is located.

Look for Short-Term Loans in Other Cities:

Andover Arlington Attleboro Beverly Billerica Boston Brockton Brookline Cambridge Chelmsford Chelsea Chicopee Dartmouth Dracut Everett Fall River Falmouth Fitchburg Framingham Haverhill Holyoke Lawrence Leominster Lexington Lowell Lynn Malden Marlborough Medford Natick Needham New Bedford Newton North Andover Peabody Pittsfield Plymouth Quincy Randolph Revere Salem Shrewsbury Somerville Springfield Taunton Tewksbury Waltham Westfield Woburn Worcester
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.