Payday Loans in Tewksbury, Massachusetts

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Payday Loan Companies in Tewksbury, MA

Company nameAddressZip codePhone number
Berkshire Bank 841 Main St 01876
Citizens Bank 295 Main St 01876 +1 (978) 851 - 0841
Enterprise Bank 1120 Main St 01876 +1 (978) 596 - 2274
Metro Credit Union 1527 Main St 01876 +1 (877) 696 - 3876
Mortgage Financial 170 Main St #108 01876 +1 (978) 863 - 9555
Salem Five Bank 2171 Main St 01876 +1 (978) 658 - 7270
TD Bank 2345 Main St 01876 +1 (978) 658 - 7438
Tewksbury Federal Credit Union 752 Main St 01876 +1 (978) 851 - 9750

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tewksbury, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Waltham, MA, Payday Loans in Westfield, MA, Payday Loans in Woburn, MA, Guaranteed Loans in Worcester, MA, Payday Loans in Andover, MA, Online Loans in Arlington, MA, Bad Credit Loans in Attleboro, MA and Payday Loans in Beverly, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tewksbury, MA.

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Payday Loans Available in Tewksbury, MA By The Following ZIP Codes:

01876

Are Payday Loans Legal In Tewksbury, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Tewksbury, MA payday loan calculator

Advise to read before applying

Payday Loans in Tewksbury, Massachusetts

Residents of Tewksbury, Massachusetts have limited options for taking out a loan for a short-term financial need. This is because payday loans are prohibited in the state of Massachusetts. Any firm offering payday loans in Massachusetts is breaking the law and could be creating a legal liability for the consumer.

The Commonwealth of Massachusetts prohibits payday loans through its Small Loan Act of 1936. The act was designed to combat usurious lending by placing a maximum interest rate of 12 percent. Payday lenders typically charge interest rates that exceed this maximum rate.

The Small Loan Act of 1936 also bans any extension of credit with a term of less than one year. Because payday loans are typically repaid in a term of two weeks or less, they are covered by this prohibition. The bottom line is that Massachusetts residents cannot legally take out a payday loan for a short-term financial need.

What Are Your Options for a Short-Term Loan?

Residents of Tewksbury, Massachusetts have no legal options for a payday loan. However, there are still a few alternatives that may be available to borrowers in need of a short-term loan.

Title Loans

Title loans are one option, but it is important to understand how they work. In a title loan, the borrower puts up their car, motorcycle, truck, or other motor vehicle as collateral in exchange for a loan from the lender. The borrower then makes payments over a period of time until the loan is paid off. Title loans can be risky because if you default on the loan, the lender can repossess your vehicle.

Personal Loans

Personal loans are another option for borrowers who need a short-term loan. Unlike title loans, personal loans do not require any collateral. However, the interest rates on personal loans can be higher than with other types of loans. It is important to shop around and compare rates from different lenders before taking out a personal loan.

Credit Cards

Credit cards are a third option for borrowers in Tewksbury, Massachusetts who need a short-term loan. Credit cards typically have lower interest rates than personal loans and do not require collateral. However, it is important to remember that missing payments on a credit card can have serious repercussions, including negative impacts on your credit score.

Apply Now

If you need a short-term loan and live in Tewksbury, Massachusetts, fill out the application on our website today. We will connect you with lenders who may be able to provide you with a loan. Please remember that TheGuaranteedLoans is not a lender and does not offer loans directly.

FAQs

  • Q: Is it legal to take out a payday loan in Massachusetts?
    • A: No, payday loans are prohibited in the state of Massachusetts.
  • Q: What alternatives are available for a short-term loan?
    • A: Some alternatives may include title loans, personal loans, and credit cards.
  • Q: How can I apply for a short-term loan?
    • A: Fill out the application on our website and we will connect you with lenders who may be able to provide you with a loan. Please remember that TheGuaranteedLoans is not a lender and does not offer loans directly.

More F.A.Q.

Are there any alternatives to payday loans in Tewksbury, Massachusetts?

Yes, there are several alternatives to payday loans in Tewksbury, Massachusetts, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Tewksbury, Massachusetts but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Massachusetts, regardless of where the lender is located.

How Many Cash Advance Companies are in Tewksbury, MA?

With the help of our service, you will be able to find 8 cash advance companies in Tewksbury, MA

What Cash Advance Companies in Tewksbury, MA are the most popular?

You should check Berkshire Bank, Citizens Bank, and Enterprise Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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