Payday Loans in Waltham, Massachusetts

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Payday Loan Companies in Waltham, MA

Company nameAddressZip codePhone number
American Mortgage Resource, Inc. NMLS MB22431 2 Winter St STE 202 02451 +1 (617) 972 - 8588
American Mortgage Resource, Inc. NMLS# MB22431 2 Winter St Suite #202 02451 +1 (617) 972 - 8588
Ameriprise Financial: Demuth Dennis J 1100 Winter St 4900 02451 +1 (508) 621 - 5700
Bank of America with Drive-thru ATM 1065 Lexington St 02452 +1 (781) 642 - 7252
People's United Bank 1070 Lexington St 02452 +1 (781) 899 - 1801
Raymond James 230 3rd Ave 13 02451 +1 (781) 290 - 4836
Raytheon Credit Union 600 Main St 1 02452 +1 (781) 894 - 6351
Rockland Trust Branch & Commercial Lending Center 1290 Main St 02451 +1 (781) 788 - 8383
TIAA Financial Services 130 Turner St Suite 215 02453 +1 (866) 904 - 7802
Waltham Check Cashing 649 Main St 02451 +1 (781) 788 - 0011
Waltham Municipal Employees Cu 175 Lexington St 02452 +1 (781) 899 - 0506
Watertown Savings Bank ATM 49 River St 02453
Wolters Kluwer Financial Services 130 Turner St 400 02453 +1 (800) 261 - 3111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waltham, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westfield, MA, Payday Loans in Woburn, MA, Payday Loan for Worcester, MA, Guaranteed Loans in Andover, MA, Payday Loans in Arlington, MA, Payday Loans in Attleboro, MA, Payday Loan Companies in Beverly, MA and Quick Loan in Billerica, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waltham, MA.

Beautiful sights of Waltham, MA

Payday Loans Available in Waltham, MA By The Following ZIP Codes:

02154, 02254, 02451, 02452, 02454, 02453

Are Payday Loans Legal In Waltham, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Waltham, MA payday loan calculator

Payday Loans in Waltham, Massachusetts

It is important to note that payday loans are prohibited in the state of Massachusetts; however, many lenders in Waltham, Massachusetts still offer payday loan options through online services or storefront lenders. The purpose of this article is to provide an overview of payday loans in Waltham, Massachusetts and to discuss available options.

What is a Payday Loan?

A payday loan is a short-term loan that typically ranges from a few hundred to a few thousand dollars. Payday loans are typically due within a few weeks and are meant to cover unexpected expenses or emergency costs. They can be used for anything from medical bills to car repairs, rent, and tuition.

How Do Payday Loans Work?

Payday loans work by providing borrowers with a small loan that must be repaid with interest on their next payday. Borrowers must provide the payday loan lender with information about their income, banking information, and identification. The payday loan lender will then decide how much they are willing to lend to the borrower based on this information.

Are Payday Loans Available in Waltham, Massachusetts?

Payday loans are prohibited in the state of Massachusetts; however, some lenders will still offer payday loan options through online services or storefront lenders. This type of loan is generally offered as an online loan and requires borrowers to submit all required documents online. The loan amount and interest rate will vary by lender.

How Much Do Payday Loans Cost in Waltham, Massachusetts?

The cost of payday loans in Waltham, Massachusetts will vary by lender. Some lenders may charge up to 600% APR. It is important to understand the terms and conditions associated with the loan to ensure that the borrower is aware of the full cost of the loan.

Are There Alternatives to Payday Loans?

There are a few alternatives to payday loans in Waltham, Massachusetts. These include short-term loans from banks and credit unions, credit cards, and borrowing from family and friends. Each of these options should be considered before taking out a payday loan.

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At TheGuaranteedLoans, we understand that life can present unexpected financial challenges. We are here to help connect you with lenders who can offer you the loan you need. We are not a lender but we can connect you with lenders who can provide you with the financing you need.

Frequently Asked Questions

What is the maximum loan amount I can receive?

The maximum loan amount you can receive will depend on the lender and the specific terms of your loan. Lenders typically offer loan amounts ranging from a few hundred to a few thousand dollars.

Are there any fees associated with taking out a payday loan?

Yes, there are typically fees associated with taking out a payday loan. These fees can include origination fees, late payment fees, and other administrative fees.

What is the interest rate on a payday loan?

The interest rate on a payday loan can vary by lender and can range up to 600% APR. It is important to understand the terms and conditions associated with the loan to ensure that the borrower is aware of the full cost of the loan.

More F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Waltham, Massachusetts?

No, because payday loans are illegal in Waltham, Massachusetts, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Waltham, Massachusetts?

Yes, the state of Massachusetts has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in Waltham, MA?

With the help of our service, you will be able to find 13 cash advance companies in Waltham, MA

What Cash Advance Companies in Waltham, MA are the most popular?