Payday Loans in Augusta, Michigan

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No payday loan companies in Augusta, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1026 N Lincoln Rd, Escanaba, MI 49829 +1 (906) 786 - 4406
check n go, Check n Go Store Directory 1280 N Leroy St, Fenton, MI 48430 +1 (810) 750 - 1901
The State Bank 12771 Brady Rd, Chesaning, MI 48616 +1 (989) 845 - 7070
Raymond James 201 E Center St, Douglas, MI 49406 +1 (269) 857 - 2860
Check Into Cash 716 Chicago Dr, Holland, MI 49423 +1 (877) 244 - 8254
ChoiceOne Bank 109 E Division St, Sparta, MI 49345 +1 (616) 887 - 7366
Thumb Bank & Trust 7254 E Michigan Ave, Pigeon, MI 48755 +1 (989) 453 - 3113
Best Home Financial 1211 E Napier Ave 2, Benton Harbor, MI 49022 +1 (269) 926 - 8966
Approved Cash Gold Buyers 1001 US-223, Adrian, MI 49221 +1 (517) 264 - 5120
Chemical Bank 521 W Main St, Gaylord, MI 49735 +1 (989) 732 - 3502

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Augusta, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Clair Shores, MI, Payday Loans in Southfield, MI, Emergency Loan in Sterling Heights, MI, Payday Loan Without a Credit Check in Taylor, MI, Payday Loans in Troy, MI, 24-Hour Loan in Warren, MI, Payday Loans in Westland, MI and Payday Loans in Wyoming, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Augusta, MI.

Beautiful sights of Augusta, MI

Payday Loans Available in Augusta, MI By The Following ZIP Codes:

49012

Are Payday Loans Legal In Augusta, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Augusta, MI payday loan calculator

Payday Loans in Augusta, Michigan: What You Need to Know

When unexpected expenses crop up and you don’t have enough money to cover them, payday loans can be a lifesaver. In Augusta, Michigan, payday loans are legal, and they can provide relief during tough times. However, it’s important to understand the ins and outs of these loans before deciding if they’re the right choice for you.

How Payday Loans Work

Payday loans are short-term loans that are designed to be repaid on your next payday. Borrowers typically get these loans for a small amount – a few hundred dollars, usually – which is expected to be paid back with interest in a matter of weeks.

When you apply for a payday loan, you’ll typically need to provide proof of income, a valid ID, and a post-dated check or authorization for an electronic withdrawal from your bank account. Some lenders may also require references.

The amount of money you can borrow with a payday loan in Augusta, Michigan is capped at $600. Lenders can charge up to 15% of the loan amount in interest, which can add up quickly if you’re unable to pay the loan back on time.

The Pros and Cons of Payday Loans

  • Pros: Payday loans are convenient, easy to get, and can provide relief during a financial emergency.
  • Cons: They can have high interest rates and fees, which can make them difficult to pay back. If you’re unable to pay back the loan on time, you could find yourself in a cycle of debt.

It’s important to carefully consider your options before taking out a payday loan. If you have other sources of funds available – such as credit cards or personal loans – you may be better off using those instead.

Interesting Facts and Statistics about Payday Loans in Augusta, Michigan

  • In 2019, there were 4,208 payday loans made to residents of Kalamazoo County, which includes Augusta.
  • The average payday loan amount in Michigan is $375.
  • Michigan has some of the highest payday loan interest rates in the country, with some lenders charging up to 369% APR.

Apply Now with TheGuaranteedLoans

If you’ve decided that a payday loan is the right choice for you, TheGuaranteedLoans can help you connect with potential lenders. We’re a connector service, not a direct lender, and we connect borrowers with lenders who can provide the funds they need. Simply fill out our online application and we’ll take care of the rest.

Remember to only borrow what you can afford to pay back, and to carefully read over the terms and conditions of any loan before signing on the dotted line.

In summary

In Augusta, Michigan, payday loans are legal and can provide relief during a financial emergency. They’re not without their drawbacks, however, and it’s important to carefully consider your options before taking out a loan. TheGuaranteedLoans can help you connect with potential lenders and get the funds you need, so long as you remember to borrow responsibly.

F.A.Q.

Can I apply for a payday loan online in Augusta, Michigan?

Yes, you can apply for a payday loan online in Augusta, Michigan. However, make sure to research and compare different lenders to find the best terms and rates.

What is the maximum number of payday loans I can have at one time in Augusta, Michigan?

The maximum number of payday loans you can have at one time in Augusta, Michigan is two.