Payday Loans in Bay City, Michigan

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Payday Loan Companies in Bay City, MI

Company nameAddressZip codePhone number
Academy Mortgage 1901 S Euclid Ave 6 48706 +1 (989) 671 - 2701
Academy Mortgage - Bay City 1901 S Euclid Ave #6 48706 +1 (989) 671 - 2701
Advance America 912 Lafayette Ave Ste. B 48708 +1 (989) 891 - 0930
Advance America 3970 East Wilder Road, Suite C 48706 +1 (989) 667 - 5740
Advance America 3970 Wilder Rd Suite C 48706 +1 (989) 667 - 5740
Approved Cash 916 N Euclid Ave 48706 +1 (989) 671 - 1382
Cash Plus 803 N Euclid Ave # 1 48706 +1 (989) 686 - 2000
Cash Store 4072 Wilder Rd 48706 +1 (989) 671 - 4007
Check `n Go 3900 State Street Rd Suite G 48706 +1 (989) 671 - 0039
Fairway Independent Mortgage Corporation 3865 Wilder Rd 7d 48706 +1 (989) 686 - 8800
Fifth Third Bank & ATM 3870 State Street Rd 48706 +1 (989) 667 - 5304
FinancialEdge Credit Union 1199 S Euclid Ave 48706 +1 (989) 892 - 6088
Frankenmuth Credit Union Bay City Branch 800 N Euclid Ave 48706 +1 (989) 497 - 1600
Great Lakes Federal Credit Union 415 Washington Ave 48708 +1 (989) 893 - 2831
GreenStone Farm Credit Services 3949 3 Mile Rd 48706 +1 (989) 686 - 5100
Huntington Bank 595 N Pine Rd 48708 +1 (989) 316 - 7011
Independent Bank 623 Washington Ave 48708 +1 (989) 892 - 3511
Liberty Tax and Loans 916 N Euclid Ave Ste 2 48706 +1 (989) 671 - 1382
MoneyGram 3970 Wilder Rd c 48706 +1 (989) 667 - 5740
Sunrise Family Credit Union 404 S Euclid Ave 48706 +1 (989) 684 - 1730

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bay City, MI, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Bedford, MI, No Credit Check Loans in Dearborn, MI, Payday Loans in Dearborn Heights, MI, 24-Hour Loan in Detroit, MI, Guaranteed Loans in East Lansing, MI, Payday Loan Companies in Eastpointe, MI, Payday Loans in Flint, MI and Emergency Loan in Grand Rapids, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bay City, MI.

Beautiful sights of Bay City, MI

Payday Loans Available in Bay City, MI By The Following ZIP Codes:

48708, 48707, 48706

Are Payday Loans Legal In Bay City, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Bay City, MI payday loan calculator

Payday Loans in Bay City, Michigan

Payday loans, also known as “cash advances”, have become increasingly popular in the United States over the last decade. Payday lending is now legal in many states, including Michigan. Bay City, Michigan residents can access payday loans in their area to help cover financial emergencies.

What Are Payday Loans?

Payday loans are short-term, unsecured loans that are typically offered to borrowers to help meet unexpected financial obligations. A payday loan is a type of direct-to-consumer loan, which means the borrower receives the loan directly from the lender. This type of loan is generally repaid in a single lump sum payment in a short amount of time, typically two weeks.

Payday loans are typically used to cover emergency expenses such as medical bills, car repairs, overdue utility or credit card bills and other urgent costs. Payday loans can also be used to cover expenses not typically covered by traditional loans, such as fees for late rent payments or to cover the cost of unexpected travel.

Are Payday Loans Legal in Bay City, Michigan?

Yes, payday loans are legal in Bay City, Michigan. The Michigan Department of Insurance and Financial Services regulates payday loans in the state. All lenders are required to be licensed in order to offer payday loans in Michigan.

The maximum amount of a payday loan in Michigan is $600 and the loan term is a maximum of 31 days. The loan must be repaid in full on the due date, which is identified in the loan agreement. The interest rate for a payday loan in Michigan is 15%.

How Do I Apply for a Payday Loan in Bay City, Michigan?

Applying for a payday loan in Bay City, Michigan is simple and straightforward. You can apply for a payday loan online or in person at a local lender. When applying online, you will need to provide your personal information, bank account information, and employment information. You will also need to provide proof of identification and income. The online process is typically quick and easy and you will receive an answer on your loan application within a few minutes. If you apply in person, you will need to bring your identification, proof of income, and proof of residency.

What Are the Requirements to Qualify for a Payday Loan in Bay City, Michigan?

To qualify for a payday loan in Bay City, Michigan, you must meet certain criteria. You must be at least 18 years old and have a valid state ID or social security number. You must have a verifiable source of income, such as employment or government benefits, and be able to provide proof of your income. You must also have a checking or savings account in your name.

It is also important to note that you must have sufficient funds in your bank account to cover the loan repayment on the due date. If you fail to repay your loan on the due date, your loan may be subject to additional fees and interest.

Apply Now

Ready to apply for a payday loan in Bay City, Michigan? TheGuaranteedLoans can help! We are not a lender, but we can connect you with a lender in minutes. Just fill out our easy online application to get started. Once you’ve been approved, you’ll receive the money you need quickly and easily.

Frequently Asked Questions

What is a payday loan?

A payday loan is a short-term, unsecured loan that is typically offered to borrowers to help meet unexpected financial obligations. Payday loans are typically repaid in a single lump sum payment in a short amount of time, typically two weeks.

Are payday loans legal in Bay City, Michigan?

Yes, payday loans are legal in Bay City, Michigan. The Michigan Department of Insurance and Financial Services regulates payday loans in the state. All lenders are required to be licensed in order to offer payday loans in Michigan.

What are the requirements to qualify for a payday loan in Bay City, Michigan?

To qualify for a payday loan in Bay City, Michigan, you must meet certain criteria. You must be at least 18 years old and have a valid state ID or social security number. You must have a verifiable source of income, such as employment or government benefits, and be able to provide proof of your income. You must also have a checking or savings account in your name.

How do I apply for a payday loan in Bay City, Michigan?

You can apply for a payday loan online or in person at a local lender. When applying online, you will need to provide your personal information, bank account information, and employment information. You will also need to provide proof of identification and income. The online process is typically quick and easy and you will receive an answer on your loan application within a few minutes. If you apply in person, you will need to bring your identification, proof of income, and proof of residency.

More F.A.Q.

Are there any alternatives to payday loans in Bay City, Michigan?

Yes, there are alternatives to payday loans in Bay City, Michigan. These can include borrowing from friends or family, using credit cards, or taking out a personal loan from a bank or credit union.

How do I find a licensed payday lender in Bay City, Michigan?

To find a licensed payday lender in Bay City, Michigan, you can search the website of the Michigan Department of Insurance and Financial Services (DIFS), which regulates payday lending in the state. The DIFS website provides a list of licensed payday lenders, as well as information on how to file a complaint if you have a problem with a lender.

How Many Cash Advance Companies are in Bay City, MI?

With the help of our service, you will be able to find 20 cash advance companies in Bay City, MI

What Cash Advance Companies in Bay City, MI are the most popular?

You should check Advance America, Academy Mortgage, and Academy Mortgage - Bay City. Also, you can start your application online on our website.