Payday Loans in Bay Shore, Michigan

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No payday loan companies in Bay Shore, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 1227 E Front St, Traverse City, MI 49686 +1 (231) 922 - 5607
Huntington Bank 1167 E Clinton Trail, Charlotte, MI 48813 +1 (517) 541 - 9640
Zeal Credit Union Drive-Thru 7532 Allen Rd, Allen Park, MI 48101 +1 (800) 321 - 8570
Huntington Bank 595 N Pine Rd, Bay City, MI 48708 +1 (989) 316 - 7011
Check & Cash USA 100 N Silverleaf St, Gladwin, MI 48624 +1 (989) 246 - 0986
Huntington Bank 427 W Front St, Traverse City, MI 49684 +1 (231) 922 - 5736
Lawrence Kearney - Raymond James 2662 Riverside Dr, Trenton, MI 48183 +1 (734) 676 - 3807
Thrivent Financial-Lutherans 12640 Grafton Rd, Carleton, MI 48117 +1 (734) 384 - 8900
Approved Cash 916 N Euclid Ave, Bay City, MI 48706 +1 (989) 671 - 1382
Oxford Bank Dryden Branch 5459 E Main St, Dryden, MI 48428 +1 (810) 796 - 2651

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bay Shore, MI, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Lincoln Park, MI, No Credit Check Loans in Livonia, MI, Payday Loans in Macomb, MI, Payday Loans in Madison Heights, MI, Payday Loans in Midland, MI, Bad Credit Loans in Muskegon, MI, Short-term Loans in Novi, MI and Payday Loans in Pontiac, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bay Shore, MI.

Beautiful sights of Bay Shore, MI

Payday Loans Available in Bay Shore, MI By The Following ZIP Codes:

49711

Are Payday Loans Legal In Bay Shore, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Bay Shore, MI payday loan calculator

Payday Loans in Bay Shore, Michigan: A Comprehensive Guide

If you live in Bay Shore, Michigan, and you’re in need of a short-term financial solution, payday loans may be a viable option for you. Payday loans provide immediate access to cash, which can help you cover emergency expenses, unexpected bills, or other financial needs that arise before your next paycheck.

Michigan has specific laws in place to regulate payday loans. So, before you pursue this option, it’s important to be aware of the regulations governing payday loans in Bay Shore and throughout the state. Here’s what you should know:

Payday Loan Regulations in Michigan

  • Payday loans are legal in Michigan.
  • The maximum amount you can borrow is $600 per lender.
  • The loan term must be at least 31 days or longer, making it an installment loan rather than a traditional payday loan.
  • Lenders can charge a maximum fee of 15% of the loan amount.
  • Rollovers are prohibited. Once the loan term expires, you must pay it back in full before you can take out another loan from the same lender.
  • Lenders must adhere to specific disclosure requirements, including fee schedules and terms and conditions.
  • Lenders must be licensed to operate in Michigan.

It’s important to note that payday loans can be an expensive form of borrowing. Make sure you’re able to repay the loan in full by the due date to avoid additional fees and high-interest charges.

How to Apply for a Payday Loan in Bay Shore, Michigan

Applying for a payday loan in Bay Shore, Michigan, is a straightforward process. Here’s what you need to do:

  • Gather your personal and financial information. This includes your name, address, Social Security number, employer information, and banking details.
  • Research potential lenders to find a reputable and licensed provider.
  • Fill out an online application form or visit a storefront location to apply in person.
  • Provide all required information and documentation.
  • Wait for approval. This can take as little as a few minutes or as long as a few days, depending on the lender’s process.
  • Review the loan terms and fees carefully before accepting the loan offer.
  • Receive your funds. If approved, you will receive your funds via direct deposit, a prepaid debit card, or a check.

Why Choose TheGuaranteedLoans for Your Payday Loan Needs?

At TheGuaranteedLoans, we understand that financial emergencies can happen at any time. That’s why we’re here to provide a fast and easy connection to potential lenders for payday loans in Bay Shore and beyond.

We pride ourselves on our commitment to transparency, honesty, and integrity in all our services. When you apply for a payday loan through TheGuaranteedLoans, you’ll be connected with licensed lenders who adhere to Michigan’s payday loan regulations. We’ll never charge you any fees for our services, and we’ll never share your personal information with third parties without your consent.

To get started, simply fill out our online application form. We’ll review your information and provide you with a list of potential lenders who may be able to assist you with your financial needs. From there, it’s up to you to choose the lender that best fits your situation.

Interesting Facts about Payday Loans in Bay Shore, Michigan

  • In 2019, Michigan residents took out over 1.5 million payday loans, totaling more than $555 million in loan volume.
  • The average payday loan borrower in Michigan takes out 7 loans per year.
  • Michigan has one of the highest payday loan usage rates in the country, with 10% of residents taking out a payday loan each year.
  • Payday loans are most commonly used in Michigan to cover unexpected expenses, car repairs, and medical bills.
  • Michigan’s payday loan industry is highly concentrated, with 90% of lenders located in low-income areas of the state.

Apply Now for Your Payday Loan in Bay Shore, Michigan

If you’re in need of a short-term financial solution, a payday loan may be a viable option for you. At TheGuaranteedLoans, we’re here to help connect you with potential lenders who can provide fast and easy access to cash.

Our online application process is quick and easy, and we’ll never charge you any fees for our services. Simply fill out our form to get started today. Remember, payday loans are a regulated form of borrowing in Michigan, so make sure you understand the rules and regulations before you apply.

F.A.Q.

What is the maximum amount I can borrow with a payday loan in Bay Shore, Michigan?

The maximum amount you can borrow with a payday loan in Bay Shore, Michigan is $600.

What is the APR for payday loans in Bay Shore, Michigan?

The APR for payday loans in Bay Shore, Michigan is 390%.