Payday Loans in Chase, Michigan

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No payday loan companies in Chase, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 120 Ames St, Elk Rapids, MI 49629 +1 (231) 264 - 5621
Kathi Gordon-Beatty - Raymond James 2753 S Milford Rd, Highland, MI 48357 +1 (248) 722 - 9056
Lake Michigan Credit Union 4560 Alpine Ave NW, Comstock Park, MI 49321 +1 (800) 242 - 9790
Money Source Financial Services Inc. 1310 S Main St 15, Ann Arbor, MI 48104 +1 (734) 213 - 0300
Liberty Tax and Loans 880 W Sherman Blvd Suite 1 Suite 1, Muskegon, MI 49441 +1 (231) 755 - 3130
MSU Federal Credit Union 2300 Jolly Rd, Okemos, MI 48864 +1 (517) 333 - 2424
Westland Cash Advance USA 33688 Ford Rd, Westland, MI 48185 +1 (734) 421 - 2274
Dowagiac Area Federal Credit Union 473 E Division St, Dowagiac, MI 49047 +1 (269) 782 - 2410
Chemical Bank 232 W Midland Rd, Auburn, MI 48611 +1 (989) 662 - 4421
PFCU Owosso 1465 N Michigan 52, Owosso, MI 48867 +1 (844) 517 - 3611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chase, MI, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Detroit, MI, Payday Loan for East Lansing, MI, No Credit Check Loans in Eastpointe, MI, Online Loans in Flint, MI, No Credit Check Loans in Grand Rapids, MI, Short-term Loans in Holland, MI, 24-Hour Loan in Jackson, MI and Payday Loans in Kalamazoo, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chase, MI.

Beautiful sights of Chase, MI

Payday Loans Available in Chase, MI By The Following ZIP Codes:

49623

Are Payday Loans Legal In Chase, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Chase, MI payday loan calculator

Payday Loans in Chase, Michigan: A Comprehensive Guide

Payday loans are a type of short-term loan that allows borrowers to access quick cash to cover unexpected expenses or emergencies. In Chase, Michigan, payday loans are legal. However, it’s important to understand the risks and benefits of payday loans before borrowing. In this guide, we’ll take a closer look at how payday loans work in Chase, Michigan, and what you need to know before applying.

How Payday Loans Work in Chase, Michigan

Payday loans are designed to be a short-term solution to financial problems. They are typically borrowed for two weeks and must be repaid by the borrower’s next payday. Borrowers in Chase, Michigan can borrow up to $600 per loan, and lenders can charge up to 15% in interest per $100 borrowed. This means that if you borrow $100 for two weeks, you can expect to pay back $115.

To apply for a payday loan in Chase, Michigan, borrowers must be at least 18 years old, have a valid government-issued ID, and provide proof of income. This could include a recent pay stub or bank statement.

It’s important to note that payday loans can be very expensive, and borrowers should only consider them as a last resort. The high-interest rates and short repayment terms can make it difficult to pay back the loan on time, leading to even more financial problems.

The Risks and Benefits of Payday Loans

While payday loans can provide quick cash for unexpected expenses, they come with significant risks. The high-interest rates and short repayment terms can make it difficult to pay back the loan on time, leading to even more financial problems.

One of the biggest benefits of payday loans is that they are easy to apply for and require minimal documentation. This makes them a popular choice for borrowers who need cash quickly and don’t have the time or credit score to apply for a more traditional loan.

However, borrowers should be aware of the risks associated with payday loans. The high-interest rates and short repayment terms can lead to a cycle of debt that’s difficult to break. Borrowers who are unable to repay the loan on time may be charged additional fees and interest, leading to even more financial problems. In some cases, borrowers may even need to take out additional payday loans to cover the original loan, creating a never-ending cycle of debt.

Interesting Facts and Statistics

  • In 2019, there were over 1.6 million payday loans taken out in Michigan, totaling over $563 million in loans.
  • The average payday loan in Michigan is $370, and borrowers typically take out 8 loans per year.
  • 75% of payday loans in Michigan are taken out by borrowers who take out more than 10 loans per year.
  • In Chase, Michigan, the poverty rate is 22%, which may lead to a higher demand for payday loans.

Apply Now

If you are considering a payday loan in Chase, Michigan, it’s important to understand the risks and benefits before borrowing. TheGuaranteedLoans can help connect you with potential lenders who offer payday loans in Chase, Michigan. Our online application process is quick and easy, and you could receive an offer within minutes. It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We’ll work hard to find you the best loan option for your needs and help you get the cash you need to cover unexpected expenses. Apply now to get started.

Conclusion

If you’re considering a payday loan in Chase, Michigan, it’s important to understand the risks and benefits before borrowing. Remember to only borrow what you can afford to repay, and don’t take out multiple loans to cover the original loan. If you need help finding a lender that offers payday loans in Chase, Michigan, TheGuaranteedLoans can help. Apply now to get started and get the cash you need to cover unexpected expenses.

F.A.Q.

Are payday loans legal in Chase, Michigan?

Yes, payday loans are legal in Chase, Michigan, but they are subject to certain regulations.

What is the maximum finance charge I can be charged for a payday loan in Chase, Michigan?

The maximum finance charge for a payday loan in Chase, Michigan is 15% of the loan amount.