Payday Loans in Eben Junction, Michigan

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No payday loan companies in Eben Junction, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
CASE Credit Union 1701 Hamilton Rd, Okemos, MI 48864 +1 (517) 393 - 7710
TLC Community Credit Union 3030 S Adrian Hwy, Adrian, MI 49221 +1 (517) 263 - 9120
Northland Area Federal Credit Union 317 W Huron Rd, Au Gres, MI 48703 +1 (989) 739 - 1401
Wexford Community Credit Union 1021 N Mitchell St, Cadillac, MI 49601 +1 (231) 775 - 2081
Cash Connection 2646 E Jefferson Ave, Detroit, MI 48207 +1 (313) 393 - 7101
Marshall Community Credit Union 1157 E Michigan Ave, Battle Creek, MI 49014 +1 (269) 781 - 9885
Advance America 1626 N Perry St #4, Pontiac, MI 48340 +1 (248) 364 - 0188
Cash Rite Now 10049 Grand River Rd # 900, Brighton, MI 48116 +1 (810) 494 - 2274
Preferred Credit Union 7473 Storey Rd, Belding, MI 48809 +1 (616) 794 - 2505
Alden State Bank 2440 Main St, Central Lake, MI 49622 +1 (231) 544 - 8237

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eben Junction, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bedford, MI, Payday Loan for Dearborn, MI, No Credit Check Loans in Dearborn Heights, MI, Payday Loans in Detroit, MI, Payday Loans in East Lansing, MI, Emergency Loan in Eastpointe, MI, Payday Loan Companies in Flint, MI and Payday Loans in Grand Rapids, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eben Junction, MI.

Are Payday Loans Legal In Eben Junction, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Eben Junction, MI payday loan calculator

Welcome to TheGuaranteedLoans, your reliable connector service for payday loans in Eben Junction, Michigan. If you find yourself in need of emergency cash and are considering a payday loan, read on to learn more about the options available to you.

What are payday loans?

A payday loan, also known as a cash advance, is a short-term loan typically due on your next payday. Usually, these loans range from $100 to $500 and have high-interest rates, making them an expensive way to borrow money. In Michigan, payday loans are legal as long as they comply with the state’s regulations.

How do payday loans work?

To apply for a payday loan, you’ll need to provide proof of income, a valid identification card, and an active checking account. You will then write a post-dated check for the loan amount plus fees, or pre-authorize a debit for the total amount. When your loan is due, you can either repay it in full or extend it and pay additional fees.

The pros and cons of payday loans

Payday loans are designed to help consumers in the short term and can be a quick source of cash for emergencies when other lending options are not available. However, they also come with high-interest rates and fees, making them more expensive than other types of loans. Additionally, borrowers who cannot repay their loans on time may face additional fees and penalties or even default on their loans, negatively affecting their credit scores.

Payday loans in Eben Junction, Michigan

In Michigan, payday loans are legal, but there are specific regulations and fees that lenders must abide by. For example, the maximum amount you can borrow is $600, and lenders are limited in the amount they can charge for interest and fees.

Interesting facts about payday loans in Eben Junction, Michigan

  • The average payday loan in Michigan is $380, with an APR of 369%.
  • Michigan has one of the highest concentrations of payday lenders in the country, with over 550 stores throughout the state.
  • In 2019, the Michigan legislature passed a law capping payday loans’ interest rates at 36% for military service members and their dependents.

Apply now

If you’re interested in applying for a payday loan in Eben Junction, Michigan, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can provide you with the cash you need. Fill out our online application to get started, and we’ll connect you with potential lenders who can review your information and provide loan options that meet your needs. Remember that payday loans are expensive, so be sure to consider all your options before committing to a loan.

Keep in mind that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Instead, we facilitate connections between you and potential lenders, making the loan process more accessible and convenient.

The bottom line

Payday loans are a viable option in Eben Junction, Michigan, but they should be used sparingly and only for emergencies. Before taking out a payday loan, make sure you understand the terms and fees associated with it and have a plan to repay the loan on time. If you need help finding a lender or want more information, TheGuaranteedLoans is here to help.

F.A.Q.

Are there alternatives to payday loans in Eben Junction, Michigan?

Yes, there are alternatives to payday loans in Eben Junction, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in Eben Junction, Michigan?

No, taking out a payday loan in Eben Junction, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.