Payday Loans in Higgins Lake, Michigan

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No payday loan companies in Higgins Lake, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 5689 St Joseph Ave, Stevensville, MI 49127 +1 (269) 926 - 4797
Comerica Bank 7991 Spring Arbor Rd, Spring Arbor, MI 49283 +1 (517) 750 - 3651
Tri-County Bank 3482 Main St, Marlette, MI 48453 +1 (989) 635 - 3320
Concord Mortgage Inc 430 W Main St, Brighton, MI 48116 +1 (810) 220 - 8200
Check `n Go 1930 E Apple Ave k, Muskegon, MI 49442 +1 (231) 773 - 6400
Westland Cash Advance USA 33688 Ford Rd, Westland, MI 48185 +1 (734) 421 - 2274
Better Than Pawn 6089 W Houghton Lake Dr, Houghton Lake, MI 48629 +1 (989) 202 - 4080
Independent Bank 623 Washington Ave, Bay City, MI 48708 +1 (989) 892 - 3511
Chemical Bank 9581 E Riley St, Zeeland, MI 49464 +1 (616) 237 - 8060
Community Financial Credit Union 4970 Salling Ave, Lewiston, MI 49756 +1 (877) 937 - 2328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Higgins Lake, MI, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Madison Heights, MI, 24-Hour Loan in Midland, MI, Payday Loans in Muskegon, MI, Payday Loans in Novi, MI, Bad Credit Loans in Pontiac, MI, Payday Loans in Portage, MI, Payday Loans in Roseville, MI and Payday Loans in Royal Oak, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Higgins Lake, MI.

Beautiful sights of Higgins Lake, MI

Payday Loans Available in Higgins Lake, MI By The Following ZIP Codes:

48627, 48653

Are Payday Loans Legal In Higgins Lake, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Higgins Lake, MI payday loan calculator

Payday Loans in Higgins Lake, Michigan: Everything You Need to Know

Payday loans can be a helpful financial tool for those who need quick cash to cover unexpected expenses before their next paycheck. But what are the regulations and laws regarding payday loans in Higgins Lake, Michigan? In this article, we’ll explore everything you need to know before applying for a payday loan in Higgins Lake.

What are payday loans?

Payday loans are short-term loans that typically have high interest rates and are meant to be paid back on the borrower’s next payday. These loans are usually small, ranging from $50 to $1,000.

Some common reasons people may consider getting a payday loan include unexpected expenses, medical emergencies, or car repairs.

Payday loan regulations in Higgins Lake, Michigan

Payday loans are legal in Michigan, including in Higgins Lake. However, there are regulations in place to protect borrowers from predatory lending practices.

  • The maximum loan amount is $600 per loan.
  • Interest rates are capped at 15% for the first $100, 14% for the second $100, 13% for the third $100, 12% for the fourth $100, and 11% for any amount above $400.
  • The maximum loan term is 31 days.
  • Borrowers are only allowed to take out one loan at a time.
  • Lenders must be licensed and comply with state regulations.

It’s important to note that if a borrower is unable to repay their payday loan on time, they may be subject to additional fees and interest charges. It’s always best to borrow only what you can afford to repay.

How to apply for a payday loan in Higgins Lake

If you’re considering getting a payday loan in Higgins Lake, it’s important to do your research and find a reputable lender. TheGuaranteedLoans is a connector service that can help you find potential lenders that may be able to match you with a loan that fits your needs.

Here’s how to apply for a payday loan through TheGuaranteedLoans:

  1. Visit theguaranteedloans.com and fill out the online application form. This should take just a few minutes.
  2. We’ll match you with potential lenders who may be able to provide you with a loan.
  3. If you’re connected with a lender and decide to move forward with the loan, you’ll work directly with the lender to finalize the loan terms and repayment schedule.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We’re simply a connector service that can help borrowers find potential lenders.

Interesting Facts and Statistics about Payday Loans in Higgins Lake, Michigan

  • The payday loan industry in Michigan is worth over $100 million annually.
  • More than 1.5 million payday loans were made in Michigan in 2019.
  • The average payday loan in Michigan is $350.
  • Payday loans in Michigan have an average annual percentage rate of 369%.
  • The average borrower in Michigan takes out 7 payday loans per year.

These facts and statistics help to shed light on the prevalence of payday loans in Michigan and the potential impact they can have on borrowers.

Conclusion

Payday loans can be a helpful financial tool for those who need quick cash to cover unexpected expenses. But it’s important to do your research and understand the regulations and laws surrounding payday loans in Higgins Lake, Michigan.

If you’re considering getting a payday loan, TheGuaranteedLoans can help you find potential lenders that may be able to match you with a loan that fits your needs. Remember, it’s always best to borrow only what you can afford to repay.

Apply Now

Ready to explore your payday loan options in Higgins Lake, Michigan? Fill out our online application form today to get started. Remember that TheGuaranteedLoans is a connector service and not a direct lender – we’ll help connect you with potential lenders that may be able to provide you with a loan.

F.A.Q.

Are there alternatives to payday loans in Higgins Lake, Michigan?

Yes, there are alternatives to payday loans in Higgins Lake, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in Higgins Lake, Michigan?

No, taking out a payday loan in Higgins Lake, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.