Payday Loans in Holton, Michigan

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No payday loan companies in Holton, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Quik Cash 307 Shelden Ave, Houghton, MI 49931 +1 (906) 482 - 2646
Macatawa Bank 699 E 16th St, Holland, MI 49423 +1 (877) 820 - 2265
Huntington Bank 225 S Division St, Bellaire, MI 49615 +1 (231) 533 - 6103
Shelby State Bank 30 N Meyers Rd, Ludington, MI 49431 +1 (231) 843 - 4878
Frankenmuth Credit Union Vassar Main Branch 602 S State St, Vassar, MI 48768 +1 (989) 497 - 1600
ALLSTAR PAYDAY LOAN INC. 215 W Parkdale Rd, Manistee, MI 49660 +1 (231) 723 - 2407
Check Into Cash 793 S Wayne Rd, Westland, MI 48186 +1 (734) 722 - 3050
Chase Bank 1153 M-75 S, Boyne City, MI 49712 +1 (231) 582 - 6595
Approved Cash 823 28th St SW, Wyoming, MI 49509 +1 (616) 406 - 0713
TCF Bank 8081 Main St, Dexter, MI 48130 +1 (800) 823 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holton, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Troy, MI, 24-Hour Loan in Warren, MI, Payday Loan Without a Credit Check in Westland, MI, Payday Loans in Wyoming, MI, Quick Loan in Ann Arbor, MI, No Credit Check Loans in Battle Creek, MI, Payday Loan Companies in Bay City, MI and Payday Loans in Bedford, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holton, MI.

Beautiful sights of Holton, MI

Payday Loans Available in Holton, MI By The Following ZIP Codes:

49425

Are Payday Loans Legal In Holton, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Holton, MI payday loan calculator

Payday Loans in Holton, Michigan: A Comprehensive Guide

Payday loans can be a helpful resource for individuals who need immediate financial assistance. In the city of Holton, Michigan, payday loans are a legal and viable option for those who require quick access to cash. In this article, we’ll provide you with a comprehensive guide to everything you need to know about payday loans in Holton, Michigan.

How do Payday Loans Work?

Payday loans are short-term loans that are typically due on the borrower’s next payday. The loans are designed to assist individuals who require immediate access to cash, and can range from $100 to $1000. The application process is typically quick and easy, and borrowers can receive the funds within 24 hours of approval.

Payday loans require borrowers to provide proof of income and identification, and the lender may require a post-dated check for the amount of the loan plus fees and interest. The loan is due in full on the borrower’s next payday, and if the loan is not repaid in full, the lender may charge additional fees and interest.

Benefits of Payday Loans in Holton, Michigan

Payday loans have several benefits that make them a viable option for individuals in Holton, Michigan. These benefits include:

  • Quick and easy application process
  • No credit check required
  • Funding available within 24 hours
  • Loan amounts up to $1000
  • Flexible repayment options

It’s important to note that payday loans should only be used for emergency expenses, and borrowers should ensure they are able to repay the loan in full on their next payday to avoid additional fees and interest charges.

Interest Rates and Fees

The interest rates and fees for payday loans in Holton, Michigan are regulated by the state, and lenders are required to disclose all fees and charges before the borrower accepts the loan. Payday loans in Michigan are subject to the following fees:

  • A maximum of 15% of the first $100 borrowed
  • A maximum of 14% of the second $100 borrowed
  • A maximum of 13% of the third $100 borrowed
  • A maximum of 12% of the fourth $100 borrowed
  • A maximum of 11% of the fifth and sixth $100 borrowed

It’s important to note that in addition to the fees listed above, lenders in Michigan may charge a $25 NSF (Non-Sufficient Funds) fee if the borrower’s check is returned due to insufficient funds.

Interesting Facts and Statistics

  • In Michigan, the average payday loan is $375.
  • Michigan has the 8th highest payday loan usage rate in the country.
  • 88% of payday loans in Michigan are taken out by borrowers who take out five or more loans per year.
  • Approximately 70% of payday loan borrowers in Michigan use the funds to cover recurring expenses, such as rent or utilities.

Apply Now

If you’re in need of a payday loan in Holton, Michigan, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of lenders to facilitate your application and provide you with access to the funds you need. To apply now, simply fill out our online application, and we’ll do the rest!

Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or provide loans. We simply connect borrowers with potential lenders and facilitate the loan application process.

Conclusion

Payday loans can be a helpful resource for individuals in Holton, Michigan who require immediate access to cash. It’s important to use payday loans responsibly, and ensure you can repay the loan in full on your next payday to avoid additional fees and interest charges. If you’re considering taking out a payday loan, we encourage you to do so only as a last resort, and to explore all other available options first. If you do decide to take out a payday loan, TheGuaranteedLoans can help connect you with potential lenders and facilitate the application process.

F.A.Q.

Are payday loans legal in Holton, Michigan?

Yes, payday loans are legal in Holton, Michigan, but they are subject to certain regulations.

What is the maximum finance charge I can be charged for a payday loan in Holton, Michigan?

The maximum finance charge for a payday loan in Holton, Michigan is 15% of the loan amount.