Payday Loans in Kearsarge, Michigan

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No payday loan companies in Kearsarge, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 1000 Carpenter Ave, Iron Mountain, MI 49801 +1 (906) 774 - 0404
Central State Bank 49 S Benzie Blvd, Beulah, MI 49617 +1 (231) 882 - 4462
Frankenmuth Credit Union Birch Run Main Branch 8131 Main St, Birch Run, MI 48415 +1 (989) 497 - 1600
Bell Title Agency 251 W Erie St, Rogers City, MI 49779 +1 (231) 627 - 3131
Frankenmuth Credit Union Freeland Branch 111 S Main St, Freeland, MI 48623 +1 (989) 497 - 1600
Huntington Bank 102 Mill St, East Jordan, MI 49727 +1 (231) 536 - 2251
Thumb Bank & Trust 7100 Main St, Caseville, MI 48725 +1 (989) 856 - 2247
Advance America 927 N Wisner St, Jackson, MI 49202 +1 (517) 784 - 2977
Walmart Money Center 655 Sanilac Rd, Sandusky, MI 48471
New American Funding 41050 W 11 Mile Rd, Novi, MI 48375 +1 (248) 215 - 0573

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kearsarge, MI, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Southfield, MI, Payday Loan for Sterling Heights, MI, Payday Loans in Taylor, MI, Quick Loan in Troy, MI, Quick Loan in Warren, MI, Emergency Loan in Westland, MI, Same Day Loans in Wyoming, MI and Quick Loan in Ann Arbor, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kearsarge, MI.

Are Payday Loans Legal In Kearsarge, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Kearsarge, MI payday loan calculator

Introduction to Payday Loans in Kearsarge, Michigan

When an unexpected expense pops up, it can be stressful to figure out how to pay for it. For many people in Kearsarge, Michigan and elsewhere, a payday loan can be a helpful short-term solution. Payday loans are legal in Michigan, but it’s important to understand the terms and conditions of these loans before you apply. In this article, we’ll discuss everything you need to know about payday loans in Kearsarge, Michigan, so you can decide if they’re right for you.

How Payday Loans Work in Kearsarge, Michigan

A payday loan is a short-term loan that’s usually due on your next payday. You can apply for a payday loan in Kearsarge, Michigan online or in person at a payday loan store. You’ll need to provide proof of income, such as a pay stub, and a valid ID. The lender will also ask for your checking account information so they can deposit the loan and withdraw the repayment on the due date.

The maximum amount you can borrow with a payday loan in Michigan is $600. The lender can charge up to 15% of the loan amount as a fee. For a $600 loan, that would be a fee of $90. Payday loans in Michigan have a maximum repayment term of 31 days. If you can’t repay the loan on the due date, you can ask the lender for an extension, but they can charge an additional fee for that.

The Pros and Cons of Payday Loans

The Pros

  • Access to Cash: If you need money quickly, a payday loan can provide the funds you need in a short amount of time.
  • No Credit Check: Many payday lenders don’t require a credit check, so even if you have bad credit, you may still be able to get a loan.
  • Easy to Qualify: As long as you have proof of income, a valid ID, and a checking account, you can usually qualify for a payday loan.

The Cons

  • High Fees: The fees for payday loans can be very high, especially if you can’t repay the loan on the due date and need to extend it.
  • Short Repayment Terms: The repayment term for payday loans is usually very short, so if you can’t repay the loan on time, you could end up in a cycle of debt.
  • Potential for Scams: Some payday lenders may engage in fraudulent or illegal practices, so it’s important to do your research and choose a reputable lender.

Interesting Facts about Payday Loans in Kearsarge, Michigan

  • According to a 2019 report by the Center for Responsible Lending, the average payday loan borrower in Michigan takes out 10 payday loans per year.
  • The Michigan Attorney General’s office received 133 complaints about payday loans in 2020, with many complaints related to high fees and interest rates.
  • In 2019, the Michigan legislature introduced a bill that would have capped the interest rates for payday loans at 36%, but the bill did not pass.

Apply Now section

If you’re considering a payday loan in Kearsarge, Michigan, TheGuaranteedLoans can help you find a lender. Our online application process is fast and easy, and we work with a network of trusted lenders to connect you with the loan that’s right for you. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We facilitate connections between borrowers and potential lenders, but we don’t make lending decisions or set the terms and conditions of loans.

Don’t let unexpected expenses cause undue stress. Apply for a payday loan through TheGuaranteedLoans today and get the funds you need to get back on track.

F.A.Q.

Can I renew or rollover my payday loan in Kearsarge, Michigan?

No, payday loans in Kearsarge, Michigan cannot be renewed or rolled over.

What happens if I can't pay back my payday loan in Kearsarge, Michigan on time?

If you are unable to pay back your payday loan in Kearsarge, Michigan on time, you may be charged additional fees and interest. You may also be subject to collection actions. It is important to contact your lender to discuss your options if you are unable to make a payment.