Payday Loans in Litchfield, Michigan

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No payday loan companies in Litchfield, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty Tax and Loans 3022 South MLK Blvd, Ste a, Lansing, MI 48910 +1 (517) 394 - 8560
Check n Go 1317 W South Airport Rd West, Traverse City, MI 49686 +1 (231) 932 - 9400
Justin Kidd, Movement Mortgage 10785 S Saginaw St suite c, Grand Blanc, MI 48439 +1 (810) 626 - 8353
Frankenmuth Credit Union-Vassar Downtown 113 W Huron Ave, Vassar, MI 48768 +1 (989) 497 - 1600
A1 Check Cashing 19131 Telegraph Rd, Detroit, MI 48219 +1 (313) 255 - 9400
QuickCashMI (QuickCash Payday Advance) 897 Washington Ave, Holland, MI 49423 +1 (616) 396 - 1608
Central State Bank 49 S Benzie Blvd, Beulah, MI 49617 +1 (231) 882 - 4462
Team One Credit Union 3819 Rivertown Pkwy 200, Grandville, MI 49418 +1 (616) 228 - 6396
Old National Bank 200 N Maple Rd, Saline, MI 48176 +1 (734) 470 - 5200
Chemical Bank 9190 US Highway 31, Berrien Springs, MI 49103 +1 (269) 471 - 7749

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Litchfield, MI, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Lansing, MI, Payday Loan Without a Credit Check in Lincoln Park, MI, Payday Loans in Livonia, MI, No Credit Check Loans in Macomb, MI, Payday Loans in Madison Heights, MI, Short-term Loans in Midland, MI, Payday Loans in Muskegon, MI and 24-Hour Loan in Novi, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Litchfield, MI.

Beautiful sights of Litchfield, MI

Payday Loans Available in Litchfield, MI By The Following ZIP Codes:

49252

Are Payday Loans Legal In Litchfield, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Litchfield, MI payday loan calculator

Payday Loans in Litchfield, Michigan: What You Need To Know

Payday loans are a type of short-term loan that are often taken out to cover unexpected expenses, emergency bills, or sudden financial difficulties. These types of loans are popular in many parts of the country, including Litchfield, Michigan.

If you live in Litchfield and are considering a payday loan, it is important to understand how they work, what the requirements are, and what kinds of risks and benefits they come with. Here is everything you need to know about payday loans in Litchfield, Michigan.

Payday Loans in Litchfield, Michigan: The Basics

The basic premise of a payday loan is simple: you borrow a small amount of money, typically between $100 and $1,000, to cover an unexpected expense or bill. The loan is typically due to be repaid on your next payday, or within 14-30 days.

In Michigan, payday loans are legal and are regulated by the Michigan Department of Insurance and Financial Services. The state has put in place a number of regulations to help protect borrowers and ensure that they are not taken advantage of by unscrupulous lenders.

How to Get a Payday Loan in Litchfield, Michigan

To get a payday loan in Litchfield, you must meet the following requirements:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have a valid ID or driver’s license
  • Have an active checking account
  • Have a regular source of income

If you meet these requirements, you can apply for a payday loan at a local lender or online through a lending service like TheGuaranteedLoans. To get started, you will need to provide some basic information about yourself, including your name, address, phone number, and employment information. You may also be asked to provide proof of income and other supporting documentation to verify your identity and financial status.

The Risks and Benefits of Payday Loans in Litchfield, Michigan

Like all types of loans, payday loans come with a number of benefits and risks. Here are some key things to keep in mind:

Benefits

  • Fast and easy application process
  • No collateral required
  • Available to people with bad credit or no credit history
  • Can help cover unexpected expenses or emergencies

Risks

  • High interest rates and fees
  • Short repayment terms can be difficult to meet
  • Can lead to a cycle of debt if not managed carefully
  • Potential for harassment by unscrupulous lenders

It is important to carefully consider these risks and benefits before applying for a payday loan in Litchfield or anywhere else.

Interesting Facts and Statistics about Payday Loans in Litchfield, Michigan

  • There are currently over 200 licensed payday lenders in Michigan
  • The average payday loan amount in Michigan is $350
  • Michigan law limits payday loans to 31 days or less
  • Michigan law also caps the amount of fees and interest that payday lenders can charge

Apply Now for a Payday Loan in Litchfield, Michigan

If you need a payday loan in Litchfield, Michigan, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help borrowers get the funds they need quickly and easily. To get started, simply fill out our online application form and we will connect you with potential lenders who may be able to offer you a loan. Remember, we are not a direct lender, but we will work to facilitate your connection with potential lenders who can help you meet your financial needs.

F.A.Q.

How long do I have to pay back a payday loan in Litchfield, Michigan?

The repayment term for a payday loan in Litchfield, Michigan is 14 days.

Can I be arrested for not paying back a payday loan in Litchfield, Michigan?

No, you cannot be arrested for not paying back a payday loan in Litchfield, Michigan. However, your lender may take legal action to collect the debt.