Payday Loans in Long Lake, Michigan

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No payday loan companies in Long Lake, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Instant Cash Advance 200 W Bay St, East Tawas, MI 48730 +1 (989) 362 - 0000
Huntington Bank 214 W Upton Ave, Reed City, MI 49677 +1 (231) 832 - 5534
Great Lakes Federal Credit Union 415 Washington Ave, Bay City, MI 48708 +1 (989) 893 - 2831
Mortgage 1 Inc. 850 Laurence Ave #2, Jackson, MI 49202 +1 (517) 315 - 4626
Alpena Alcona Area Credit Union 12285 Jerome St, Atlanta, MI 49709 +1 (989) 785 - 3800
First Area Credit Union 193 Campbell Ln, Saginaw, MI 48609 +1 (989) 781 - 1430
Genisys Credit Union 659 State Rd, Vassar, MI 48768 +1 (989) 823 - 8433
First State Bank 124 S Phelps St, Decatur, MI 49045 +1 (269) 423 - 7014
PNC Bank 1045 N Pine Rd, Essexville, MI 48732 +1 (989) 894 - 9358
Riverbank Finance LLC 3205 Eaglecrest Dr NE 206, Grand Rapids, MI 49525 +1 (800) 555 - 2098

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Long Lake, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Taylor, MI, Payday Loans in Troy, MI, Online Loans in Warren, MI, Payday Loans in Westland, MI, Payday Loans in Wyoming, MI, Payday Loans in Ann Arbor, MI, Payday Loans in Battle Creek, MI and Payday Loans in Bay City, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Long Lake, MI.

Beautiful sights of Long Lake, MI

Payday Loans Available in Long Lake, MI By The Following ZIP Codes:

48743

Are Payday Loans Legal In Long Lake, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Long Lake, MI payday loan calculator

Potential financial emergencies can be stressful and overwhelming for anyone. Payday loans can be a practical solution to quickly address financial needs, especially for those in Long Lake, Michigan. This article explores how payday loans work in Michigan, what requirements must be met to apply for one, and how to apply for a payday loan with our platform.

How do Payday Loans work in Michigan?

Michigan’s payday loan laws were implemented to establish legal protections for consumers. Payday loans are legal in Michigan, with lenders being required to comply with rules and regulations to protect consumers.

A payday loan, also called a cash advance or a paycheck advance, is a short-term loan that usually is repaid by the borrower’s next payday. If you need cash quickly, you can get a payday loan within a few hours of applying. Michigan payday loans might have a maximum loan amount of $600, with a maximum finance charge of 15% on the initial $100 and then 14% on the next $100. If the loan exceeds $250 but not more than $600, the maximum finance charge is capped at $30 per month. A borrower can have only one payday loan at any given time and a maximum of two in a 90-day period, subject to a cooling-off period of one day between them. Rolling over a payday loan is illegal in Michigan. If you fail to pay back the loan on time, you might incur additional fees and interest, and even legal action may be pursued

Requirements for Applying for a Payday Loan in Long Lake, Michigan

  • You must be at least 18 years old.
  • You must provide a valid government-issued ID.
  • Your income must be consistent and verifiable.
  • You must have an active checking account in good standing.
  • You must provide a phone number and email address.

If you meet these requirements, you can apply for a payday loan in Long Lake, MI. The application process is simple and quick, and you can fill it out in minutes on our platform.

How to Apply for a Payday Loan with Our Platform

TheGuaranteedLoans is a convenient online platform that helps connect consumers who need emergency funds with a network of reliable lenders. Our platform is free and easy to use. Simply follow these steps:

  • Visit our website and fill out our secure online application.
  • Provide accurate and verifiable information about yourself and your financial situation.
  • Submit your application and receive pre-approval notification almost instantly.
  • Review and evaluate your loan offer and rate, terms and conditions, and ask the lender any questions you may have.
  • If you agree to the terms, sign the loan agreement electronically.
  • Receive the funds into your account within the same business day.

TheGuaranteedLoans is not a lender, but we work with a vast network of lenders who are willing to provide payday loans to qualifying applicants. We do not charge any fees or commissions for our services, and we always strive to connect our customers with the most reputable lenders in their area.

Interesting Facts about Payday Loans in Long Lake, Michigan

  • Michigan law caps the annual percentage rate on payday loans at 391%. That’s the highest such cap in the nation!
  • In a survey conducted by the Pew Charitable Trusts, more than 60% of online payday loan borrowers in the U.S. reported experiencing unexpected overdrafts, and more than one-third of borrowers lost their account.
  • A typical payday loan in Michigan has an APR of 369%.
  • According to the Center for Responsible Lending, payday lenders in the U.S. made more than $9 billion in fees in 2018 alone.

Apply Now and Get Fast Connection to Payday Lenders in Long Lake, Michigan

If you need money quickly for an unexpected expense, applying for a payday loan in Long Lake, Michigan, might be the answer. You can apply for one through our platform and receive pre-approval notification within minutes. TheGuaranteedLoans is here to help you find the best lender and loan terms for your financial needs. Apply now, and get fast and secure access to payday loans in Long Lake, Michigan.

F.A.Q.

Are there any restrictions on the use of payday loan funds in Long Lake, Michigan?

Yes, there are restrictions on the use of payday loan funds in Long Lake, Michigan. The funds must be used for a legitimate financial need, such as covering unexpected expenses or paying for bills.

What are the penalties for violating payday loan regulations in Long Lake, Michigan?

Penalties for violating payday loan regulations in Long Lake, Michigan may include fines, revocation of a lender's license, and criminal prosecution.