Payday Loans in Lupton, Michigan

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No payday loan companies in Lupton, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
P T Auto Sales Inc 4465 Imlay City Rd M21, Attica, MI 48412 +1 (810) 724 - 7647
Check Into Cash 1357 Mall Dr, Benton Harbor, MI 49022 +1 (269) 926 - 0167
Great Lakes First Federal Credit Union 2110 3rd Ave N, Escanaba, MI 49829 +1 (906) 786 - 4623
check n go, Check n Go Store Directory 1912 W Stadium Blvd, Ann Arbor, MI 48103 +1 (734) 213 - 8101
Advance America 5462 Gull Rd Ste. 2, Kalamazoo, MI 49048 +1 (269) 276 - 9474
Michigan Title Loans 358 Frandor Ave, Lansing, MI 48912 +1 (517) 210 - 0662
Advia Credit Union 500 10th St, Port Huron, MI 48060 +1 (844) 238 - 4228
Jackson Hewitt Tax Service 4854 US-10, Ludington, MI 49431 +1 (855) 301 - 1040
EZ Money Check Cashing 2447 US 23 South, Alpena, MI 49707 +1 (989) 354 - 0130
Express Payday Advance & Check 24800 Greenfield Rd, Oak Park, MI 48237 +1 (248) 968 - 0900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lupton, MI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Ann Arbor, MI, Payday Loans in Battle Creek, MI, Payday Loans in Bay City, MI, Bad Credit Loans in Bedford, MI, Payday Loans in Dearborn, MI, Online Loans in Dearborn Heights, MI, Payday Loans in Detroit, MI and Payday Loan Without a Credit Check in East Lansing, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lupton, MI.

Beautiful sights of Lupton, MI

Payday Loans Available in Lupton, MI By The Following ZIP Codes:

48635

Are Payday Loans Legal In Lupton, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Lupton, MI payday loan calculator

Understanding Payday Loans in Lupton, Michigan

Are you considering taking out a payday loan in Lupton, Michigan? Before you do, it’s essential to understand what payday loans are, how they work, and the laws governing them in Michigan.

What Are Payday Loans?

A payday loan is a short-term, high-interest loan designed to help individuals cover unexpected expenses or bridge the gap between paydays. These loans are typically due on the borrower’s next payday and are often used for things like car repairs, medical bills, or utility bills.

In Michigan, payday loans are legal, and the state has specific regulations around the loans to protect consumers. These regulations include:

  • Loan amount: Payday loans in Michigan can’t exceed $600 per loan.
  • Loan term: Payday loans in Michigan must be at least 31 days long.
  • Fees and charges: Payday lenders in Michigan can charge a one-time fee of up to 15% on the first $100 of the loan and up to 14% on the second $100. Additionally, lenders can charge a database fee of up to $1.50 per loan to cover the cost of verifying a borrower’s eligibility to take out a payday loan.

How Do Payday Loans Work?

Getting a payday loan is typically a straightforward process. To get a payday loan in Lupton, Michigan, you will typically need to:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Be able to provide proof of income
  • Have an active checking account

Once you have met these requirements, you will fill out an application with a payday lender. The lender will then review your application and determine if you are eligible for a loan. If you are approved, you will receive the funds in your bank account, typically within 24 hours.

When your loan is due, the lender will typically withdraw the loan amount plus fees and interest from your bank account. If you cannot repay the loan, you may be able to roll it over for an additional fee.

Interesting Facts and Statistics About Payday Loans in Lupton, Michigan

  • In 2019, borrowers in Michigan took out more than 1.7 million payday loans
  • The average payday loan in Michigan was $380 in 2019
  • Michigan has one of the highest interest rates for payday loans in the country
  • The number of payday loan storefronts in Michigan has declined in recent years, but more borrowers are turning to online payday lenders instead

Apply Now for a Payday Loan in Lupton, Michigan

Are you in need of a payday loan in Lupton, Michigan? TheGuaranteedLoans can connect you with potential lenders in your area. Our service is simple and easy to use, and we’ll work with you to find the best loan option for your needs.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make any credit decisions or lend money directly. Instead, we will facilitate your connection with potential lenders who may be able to offer you a payday loan.

To get started, simply fill out our online application. We’ll ask you for some basic information about yourself and your financial situation, and then we will match you with potential lenders in your area. Applying online is quick and easy, and you could receive a loan offer in just minutes. So why wait? Apply now for a payday loan in Lupton, Michigan!

F.A.Q.

Are payday loans legal in Lupton, Michigan?

Yes, payday loans are legal in Lupton, Michigan, but they are subject to certain regulations to protect borrowers from predatory lending practices. Under Michigan law, payday lenders are required to be licensed by the state and are subject to certain restrictions on the interest rates and fees they can charge.

How much can I borrow with a payday loan in Lupton, Michigan?

Under Michigan law, payday lenders are generally allowed to lend up to $600 to borrowers. However, some lenders may offer larger loans, depending on the borrower's income and credit history.