Payday Loans in North Street, Michigan

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No payday loan companies in North Street, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 1317 W South Airport Rd, Traverse City, MI 49686 +1 (231) 932 - 9400
Northstar Bank 3559 Main St, Akron, MI 48701 +1 (989) 691 - 5161
Team One Credit Union 520 Hayden St, Saginaw, MI 48607 +1 (989) 754 - 6575
Cash Fast 203 W Mitchell St, Petoskey, MI 49770 +1 (231) 439 - 0920
PFCU Flint, Lennon Rd 3378 Lennon Rd, Flint, MI 48507 +1 (844) 517 - 3611
Check `n Go 190 West 12 Mile Road, Madison Heights, MI 48071 +1 (248) 336 - 0558
GreenStone Farm Credit Services 333 W State St, Hastings, MI 49058 +1 (269) 945 - 9415
Northland Area Federal Credit Union 2170 M-76, West Branch, MI 48661 +1 (989) 739 - 1401
Lakestone Bank and Trust 206 N Main St, Capac, MI 48014 +1 (810) 395 - 4313
Joseph Daniel - CMG Financial Mortgage Loan Officer NMLS 1403215 1861 N Donna Dr, Stevensville, MI 49127 +1 (269) 426 - 1656

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Street, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Flint, MI, Payday Loans in Grand Rapids, MI, Guaranteed Loans in Holland, MI, Payday Loans in Jackson, MI, Payday Loans in Kalamazoo, MI, Payday Loan for Lansing, MI, Same Day Loans in Lincoln Park, MI and Payday Loans in Livonia, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Street, MI.

Payday Loans Available in North Street, MI By The Following ZIP Codes:

48049

Are Payday Loans Legal In North Street, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

North Street, MI payday loan calculator

Understanding Payday Loans in North Street, Michigan

Payday loans are a type of short-term loan that can provide a quick solution for those facing an unexpected financial emergency. In North Street, Michigan, payday loans are legal and can be beneficial to those who use them responsibly.

How Do Payday Loans Work in North Street, Michigan?

Michigan law allows payday lenders to offer loans up to $600, with a maximum fee of 15% of the loan amount. For example, if you borrow $500, the maximum fee would be $75. Payday loans are typically due on your next payday.

To obtain a payday loan in North Street, Michigan, you must provide proof of income, such as a pay stub, and a valid form of identification. You will also need to provide your contact information and banking information. Once approved, the lender will provide you with the loan amount, which you must repay on your next payday.

The Pros and Cons of Payday Loans in North Street, Michigan

Before taking out a payday loan, it’s important to consider the pros and cons:

Pros:

  • Quick access to cash when facing a financial emergency
  • No credit check required
  • Easy application process

Cons:

  • High interest rates and fees
  • May lead to a cycle of debt
  • Can damage your credit score if not repaid on time

It’s important to avoid taking out a payday loan unless it’s absolutely necessary. If you do take out a payday loan, be sure to repay it on time to avoid fees and further financial complications.

Interesting Facts and Statistics about Payday Loans in North Street, Michigan

  • The average payday loan in Michigan is $340.
  • Over 80% of payday loans in Michigan are rolled over or renewed, meaning the borrower is unable to pay the loan off in full on the due date.
  • Average interest rates for payday loans in Michigan are about 400% APR.

These facts highlight the importance of considering all options before taking out a payday loan.

Apply Now for a Payday Loan in North Street, Michigan

If you find that a payday loan is the best option for your financial situation, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders quickly and easily. Simply fill out our online application with your information, and we will provide you with potential lenders that may be able to offer you a loan. Remember, TheGuaranteedLoans is not a direct lender and cannot guarantee approval or loan terms.

Apply now and take the first step toward financial relief.

F.A.Q.

Are payday loans legal in North Street, Michigan?

Yes, payday loans are legal in North Street, Michigan, but they are subject to certain regulations.

What is the maximum finance charge I can be charged for a payday loan in North Street, Michigan?

The maximum finance charge for a payday loan in North Street, Michigan is 15% of the loan amount.