Payday Loans in Portage, Michigan

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Payday Loan Companies in Portage, MI

Company nameAddressZip codePhone number
Arbor Financial Credit Union 2019 W Centre Ave 49024 +1 (269) 321 - 8695
Bright Financial Advisors 450 W Centre Ave ste c 49024 +1 (269) 373 - 2700
Cash On Demand 6404 S Westnedge Ave 49002 +1 (269) 321 - 4100
Check `n Go 5136-A South Westnedge Avenue 49002 +1 (269) 382 - 8100
Check n Go 5136-A, S Westnedge Ave 49002 +1 (269) 382 - 8100
Comfort Keepers of Portage, MI 1601 W Centre Ave 105 49024 +1 (269) 375 - 5466
Consumers Credit Union 1065 W Milham Ave 49024 +1 (800) 991 - 2221
Dmi Financial 576 Romence Rd 220 49024 +1 (269) 488 - 3500
Flagstar Bank 475 Romence Rd 49024 +1 (269) 321 - 1900
Honor Credit Union - Portage 2340 E Centre Ave 49002 +1 (269) 441 - 4467
Horizon Bank 3250 W Centre Ave 1 49024 +1 (269) 216 - 0020
Huntington Bank 8850 Shaver Rd 49024 +1 (269) 569 - 8100
Old National Bank 4431 W Centre Ave 49024 +1 (269) 323 - 7448
Southern Michigan Bank & Trust 531 W Kilgore Rd 49024 +1 (269) 585 - 4300
Wells Fargo Advisors 7900 Moorsbridge Rd 49024 +1 (269) 323 - 4800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Portage, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Roseville, MI, No Credit Check Loans in Royal Oak, MI, Payday Loans in Saginaw, MI, Payday Loans in Saint Clair Shores, MI, Online Loans in Southfield, MI, Quick Loan in Sterling Heights, MI, Payday Loans in Taylor, MI and Payday Loan Without a Credit Check in Troy, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portage, MI.

Beautiful sights of Portage, MI

Payday Loans Available in Portage, MI By The Following ZIP Codes:

49024, 49081, 49002

Are Payday Loans Legal In Portage, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Portage, MI payday loan calculator

Payday Loans in Portage, Michigan

Portage, Michigan is a town of around 50,000 located in the southwestern part of the state, on the shores of Lake Michigan. It’s an excellent place to visit, as well as an ideal place to live. The citizens of Portage are hard working people, and they often rely on payday loans to help them make ends meet. Here’s what you need to know about payday loans in Portage, Michigan.

Are Payday Loans Legal in Michigan?

Yes, payday loans are legal in Michigan. Michigan does have a few regulations in place in order to protect consumers from predatory lenders. There is a maximum loan size of $600, with a maximum loan term of 31 days. That means borrowers are limited in the size of loan that they can take out, and in how long the loan applies for. Additionally, the loan must include a minimum of one installment payment, and these installment payments must be spaced at least seven days apart.

What Are The Eligibility Requirements?

In order to take out a payday loan in Michigan, you must be at least 18 years old and a resident of the state. You must also have a steady source of income, either through employment or some other form of regular income. Additionally, you may be required to provide proof of your identity, such as a driver’s license or other form of government issued ID. Lastly, you must not have any outstanding payday loans.

What Does a Payday Loan Cost?

The cost of a payday loan will vary depending on the lender, the state, and the amount of the loan. In Michigan, the fees are capped at 15% of the loan amount. So, if you borrow $300, you’ll have to pay a maximum fee of $45. Additionally, the interest rate for a payday loan in Michigan is limited to a maximum of 28%. That means you’ll be charged an annual percentage rate (APR) of up to 390%.

How Do I Repay a Payday Loan?

When you take out a payday loan, you’ll be asked to write a post-dated check for the amount of the loan plus the fees. The lender will then cash the check on the date specified. If you are unable to repay the loan in full, you may be able to extend the loan and pay the fees again. However, there may be an additional fee for extending the loan. It’s important to note that if you fail to make the payments, the lender may take legal action against you.

Can I Apply for a Loan Online?

Yes, you can apply for a payday loan online. There are many lenders who offer payday loans in Michigan, and many of them have websites where you can apply for a loan. Be sure to look for one that offers competitive rates, as well as a secure online process.

What Should I Do Before I Apply?

Before you take out a payday loan, it’s important to do your research. Compare loan terms and conditions, as well as interest rates, to ensure you’re getting the best deal. Additionally, it’s important to ensure you’re only borrowing what you need. Lastly, be sure to create a budget so you can plan for how you’ll repay the loan.

Apply Now

If you’re in need of a payday loan in Portage, Michigan, TheGuaranteedLoans can help. We offer online access to lenders who can provide you with the funds you need. We are not a lender and do not make lending decisions, so you can be sure you’re getting a competitive offer. To get started, simply fill out the online form and we’ll connect you with a lender.

FAQs

What Is a Payday Loan?

A payday loan is a short-term loan that is typically used to cover unexpected expenses or bills. The loan is typically due on your next payday.

What Are The Requirements to Take Out a Payday Loan?

In order to take out a payday loan in Michigan, you must be at least 18 years old and a resident of the state. You must also have a steady source of income, either through employment or some other form of regular income. Additionally, you may be required to provide proof of your identity, such as a driver’s license or other form of government issued ID. Lastly, you must not have any outstanding payday loans.

What Is The Maximum Amount I Can Borrow?

In Michigan, the maximum loan size is $600 with a maximum loan term of 31 days.

What Are The Costs of a Payday Loan?

The cost of a payday loan can vary, but in Michigan the fees are capped at 15% of the loan amount. So, if you borrow $300, you’ll have to pay a maximum fee of $45. Additionally, the interest rate is limited to a maximum of 28%, which means you’ll be charged an annual percentage rate (APR) of up to 390%.

More F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Portage, Michigan?

Yes, Michigan law limits borrowers to one payday loan at a time.

What are the requirements for obtaining a payday loan in Portage, Michigan?

To obtain a payday loan in Portage, Michigan, borrowers must be at least 18 years old, have a valid identification, and provide proof of income and a checking account.

How Many Cash Advance Companies are in Portage, MI?

With the help of our service, you will be able to find 15 cash advance companies in Portage, MI

What Cash Advance Companies in Portage, MI are the most popular?

You should check Check `n Go, Arbor Financial Credit Union, and Bright Financial Advisors. Also, you can start your application online on our website.