Payday Loans in Rockland, Michigan

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No payday loan companies in Rockland, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 5525 S Cedar St #3, Lansing, MI 48911 +1 (517) 887 - 6124
Security Credit Union 2230 S Center Rd, Burton, MI 48519 +1 (810) 235 - 2322
Mercantile Bank of Michigan 830 Shaw St, Howard City, MI 49329 +1 (231) 937 - 4383
Check `n Go 9290 Lee Rd #108, Brighton, MI 48116 +1 (810) 225 - 0703
Zeal Credit Union Drive-Thru 7532 Allen Rd, Allen Park, MI 48101 +1 (800) 321 - 8570
Independent Bank 623 Washington Ave, Bay City, MI 48708 +1 (989) 892 - 3511
Western Union 1377 N Mitchell St, Cadillac, MI 49601 +1 (231) 775 - 8872
Advance Credit Corporation 301 W Michigan Ave, Ypsilanti, MI 48197 +1 (734) 485 - 8810
Cash Now 2974 W Davison St, Detroit, MI 48238 +1 (313) 252 - 1900
Eaton Community Bank 109 S Main St, Nashville, MI 49073 +1 (517) 852 - 1830

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rockland, MI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Troy, MI, Same Day Loans in Warren, MI, Emergency Loan in Westland, MI, Emergency Loan in Wyoming, MI, Payday Loans in Ann Arbor, MI, Payday Loans in Battle Creek, MI, No Credit Check Loans in Bay City, MI and Payday Loan for Bedford, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rockland, MI.

Beautiful sights of Rockland, MI

Payday Loans Available in Rockland, MI By The Following ZIP Codes:

49960

Are Payday Loans Legal In Rockland, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Rockland, MI payday loan calculator

Understanding Payday Loans in Rockland, Michigan

When you find yourself in a financial bind and need a quick fix, payday loans are a popular option. In Rockland, Michigan, these short-term loans are legal but come with risks that borrowers should be aware of before applying.

How do paydays loans work in Rockland, Michigan?

A payday loan is a short-term loan that typically requires repayment within two weeks or on your next payday. In Rockland, Michigan, the maximum amount allowed in payday loans is $600, with a maximum finance charge of 15% on the first $100, 14% on the second $100, and 13% on the third $100. With an APR of around 390%, it’s crucial to understand the risks associated with payday loans.

Payday loans in Michigan can be obtained by visiting a physical storefront lender or by applying online. The verification process is simple and usually requires proof of income, a government-issued ID, and a checking account.

What are the advantages of payday loans?

The most significant benefit of a payday loan is that it provides cash quickly when you need it most. In addition, payday loans don’t require a credit check, which makes them a viable option for people with poor credit.

What are the disadvantages of payday loans?

Despite the advantages, payday loans can come with a hefty price tag. With the high APRs and finance charges, payday loans can trap borrowers in a cycle of debt. Borrowers who can’t repay their loans on time are usually hit with additional fees and interest charges, which can quickly escalate into a significant debt load.

Moreover, payday loans don’t offer much flexibility when it comes to repayment. Borrowers often have to repay the loan in full or face hefty penalties and fees. Also, payday lenders are notorious for their aggressive tactics, such as harassing borrowers with multiple phone calls and emails.

Interesting Facts about Payday Loans in Rockland, Michigan

  • There are over 500 payday loan stores in Michigan, making it one of the most payday loan-friendly states in the US.
  • In 2019, Michigan lawmakers passed new legislation that regulates payday loans, requiring lenders to offer an extended repayment period of up to 90 days, which can help borrowers break the debt cycle.
  • Payday lenders in Michigan make an estimated $103 million in fees annually, according to a report by the Center for Responsible Lending.

Apply Now With TheGuaranteedLoans

If you’re considering a payday loan in Rockland, Michigan, it’s essential to find a reputable lender to avoid scams and predatory lending practices. TheGuaranteedLoans is a helpful resource for borrowers to connect with trusted lenders in Rockland, Michigan. As a connector service, not a direct lender, TheGuaranteedLoans will help facilitate your connection with potential lenders and the application process, making things quicker and more convenient for you.

Remember, payday loans should only be considered if all other options have been exhausted. Always ensure you can repay the loan on time before applying.

Apply now for a payday loan through TheGuaranteedLoans, and have peace of mind that you’re connecting with a trusted lender.

F.A.Q.

Can I renew or rollover my payday loan in Rockland, Michigan?

No, payday loans in Rockland, Michigan cannot be renewed or rolled over.

What happens if I can't pay back my payday loan in Rockland, Michigan on time?

If you are unable to pay back your payday loan in Rockland, Michigan on time, you may be charged additional fees and interest. You may also be subject to collection actions. It is important to contact your lender to discuss your options if you are unable to make a payment.