Payday Loans in Rosebush, Michigan

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No payday loan companies in Rosebush, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Muskegon Co-Op Federal Credit Union 1051 Peck St, Muskegon, MI 49440 +1 (231) 726 - 4871
Pepp Motors 2203 US 41 West, Marquette, MI 49855 +1 (906) 228 - 7279
Advance America 2518 E Grand River Ave, Howell, MI 48843 +1 (517) 552 - 0765
Bank of America with Drive-thru services 395 Briarwood Cir, Ann Arbor, MI 48108 +1 (734) 747 - 7638
Eaton Community Bank 122 W Main St, Stockbridge, MI 49285 +1 (517) 851 - 7733
Access 2 Cash 301 S Cedar St, Kalkaska, MI 49646 +1 (231) 258 - 6868
Check n Go 977 S Lapeer Rd STE 4, Oxford, MI 48371 +1 (248) 969 - 2961
Ed Koehn Chevrolet Inc. 4650 14 Mile Rd NE M-57, Rockford, MI 49341 +1 (616) 866 - 9511
Instant Cash Petoskey 610 W Sheridan Rd Suite 4, Petoskey, MI 49770 +1 (231) 439 - 5577
Huntington Bank 111 N Main St, Leland, MI 49654 +1 (231) 256 - 9818

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosebush, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Macomb, MI, Online Loans in Madison Heights, MI, Payday Loans in Midland, MI, Payday Loans in Muskegon, MI, Payday Loans in Novi, MI, Short-term Loans in Pontiac, MI, Short-term Loans in Portage, MI and Bad Credit Loans in Roseville, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosebush, MI.

Beautiful sights of Rosebush, MI

Payday Loans Available in Rosebush, MI By The Following ZIP Codes:

48878

Are Payday Loans Legal In Rosebush, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Rosebush, MI payday loan calculator

If you’re feeling financially squeezed in Rosebush, MI, payday loans may seem like a tempting solution. While they can be a quick and easy way to get cash in a pinch, they also come with high fees and potential risks. Here’s what you need to know about payday loans in Rosebush, Michigan.

How do payday loans work?

A payday loan is a type of short-term loan designed for people who need money quickly and often have few other options. To get a payday loan, you’ll typically need to provide:

  • Proof of income
  • A valid ID
  • A checking account

If you’re approved, you’ll receive the loan amount in cash or a direct deposit to your bank account. You’ll then need to repay the loan, plus fees, on your next payday.

What are the fees and interest rates?

Payday loans can be expensive due to their high fees and interest rates. In Michigan, the fees for payday loans are:

  • 15% of the first $100 borrowed
  • 14% of the second $100 borrowed
  • 13% of the third $100 borrowed
  • 12% of the fourth $100 borrowed
  • 11% of the fifth and sixth $100 borrowed
  • APR of 369%

For example, if you borrow $300, you’ll also need to pay an additional $42 in fees. If you can’t afford to repay the loan on your next payday, you may need to roll the loan over, which will require additional fees and increase the total amount you owe.

What are the risks of payday loans?

While payday loans can provide quick cash, they also come with significant risks. One risk is that if you can’t repay the loan on time, you could end up in a cycle of debt, borrowing more money to pay off your original loan and racking up even more fees and interest charges.

Another risk is that some payday lenders are unscrupulous and may use aggressive or illegal tactics to collect on loans. They may threaten to sue you or garnish your wages, for example, even if they have no legal authority to do so.

Interesting facts and statistics about payday loans in Rosebush, Michigan

  • In 2020, there were approximately 3.5 million payday loans issued in Michigan with an average loan amount of $300 (source: Michigan Department of Insurance and Financial Services).
  • The average APR for payday loans in Michigan is 369%, which is one of the highest rates in the country (source: Center for Responsible Lending).
  • Payday lenders in Michigan made over $135 million in fees in 2020 (source: Michigan Department of Insurance and Financial Services).

Apply Now

If you’re in need of cash and are considering a payday loan, it’s important to fully understand the risks and fees involved. If you decide to move forward, TheGuaranteedLoans can help. We are a connector service that can match you with potential lenders who may be able to provide a payday loan. Keep in mind that we do not make loans ourselves and do not control the terms or fees of the loans offered by our partners.

To start the process, fill out our online application today. It only takes a few minutes and you could receive an offer in seconds.

F.A.Q.

Are payday loans legal in Rosebush, Michigan?

Yes, payday loans are legal in Rosebush, Michigan. However, there are certain regulations in place that lenders must follow in order to offer these loans. These regulations include limits on the amount that can be borrowed, as well as the fees and interest rates that lenders can charge.

What are the requirements for obtaining a payday loan in Rosebush, Michigan?

In order to obtain a payday loan in Rosebush, Michigan, borrowers must be at least 18 years old, have a valid ID, and have a steady source of income. Additionally, borrowers must provide the lender with proof of income and a valid bank account.