Payday Loans in Royal Oak, Michigan

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Payday Loan Companies in Royal Oak, MI

Company nameAddressZip codePhone number
Advance America 828 E 11 Mile Rd 48067 +1 (248) 414 - 4269
Advance America 828 E Eleven Mile Rd 48067 +1 (248) 414 - 4269
Genisys Credit Union 530 N Main St 48067 +1 (248) 268 - 1557
Michigan First Credit Union Inside Kroger 2200 Twelve Mile Rd 48067 +1 (800) 664 - 3828
OUR Credit Union Normandy Branch 3070 Normandy Rd 48073 +1 (248) 549 - 3838

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Royal Oak, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saginaw, MI, Payday Loan for Saint Clair Shores, MI, Quick Loan in Southfield, MI, Payday Loans in Sterling Heights, MI, Payday Loans in Taylor, MI, Payday Loans in Troy, MI, Payday Loan Companies in Warren, MI and Payday Loan Without a Credit Check in Westland, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Royal Oak, MI.

Beautiful sights of Royal Oak, MI

Payday Loans Available in Royal Oak, MI By The Following ZIP Codes:

48067, 48073, 48068

Are Payday Loans Legal In Royal Oak, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Royal Oak, MI payday loan calculator

Payday Loans in Royal Oak, Michigan, USA

Living in Royal Oak, Michigan and finding yourself short on cash for necessary expenses? A payday loan may be the solution you’re looking for. Payday loans are legal in Michigan, and are regulated by the Office of Consumer and Industry Services. Payday loans are unsecured loans that help you cover immediate financial expenses without having to wait until your next paycheck arrives.

Payday Loans Basics

Payday loans are meant to cover short-term financial expenses, such as an unexpected car repair, or a medical bill. They are not meant to be used as long-term financial solutions, or to cover ongoing or monthly expenses. Payday loans are typically due on your next payday, and are typically taken out for amounts between $100 and $500. Depending on the lender, you may be able to get higher loan amounts, and longer repayment terms.

When to Consider a Payday Loan

Payday loans should be considered a last resort for when you need fast cash to cover unexpected expenses. Payday loans usually come with very high interest rates, and should only be considered when you have no other options. Before taking out a payday loan, consider other financial options, such as a credit card cash advance, or an overdraft protection plan with your bank.

What to Consider Before Taking Out a Payday Loan

Before taking out a payday loan, it is important to take into consideration the costs and fees associated with the loan. Payday loans usually have high interest rates and fees, so it is important to understand the terms of the loan, and whether you can afford the repayment amount. It is also important to consider the impacts a payday loan may have on your credit score.

Looking for Payday Loans in Royal Oak, Michigan

If you are looking for a payday loan in Royal Oak, Michigan, there are a few options available. You can search online for lenders who offer payday loans in Michigan, or you can visit a payday loan store in person. It is important to shop around, compare offers, and make sure you understand the terms of the loan before taking it out.

F.A.Q.

Q: Are payday loans legal in Michigan?
A: Yes, payday loans are legal in Michigan, and are regulated by the Office of Consumer and Industry Services.

Q: How much can I borrow with a payday loan?
A: Payday loans are typically taken out for amounts between $100 and $500, though the amount can vary depending on the lender.

Q: What do I need to get a payday loan?
A: To get a payday loan, you typically need to provide proof of income, such as a pay stub or bank statement, and proof of a valid ID. Some lenders may also require additional information.

Q: What is the repayment term for a payday loan?
A: Payday loans are typically due on your next payday, however some lenders may offer different repayment terms. It is important to understand the terms of the loan before taking it out.

Apply Now

If you need a payday loan to cover unexpected expenses, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who offer payday loans in Royal Oak, Michigan. Simply fill out our online application form and we will match you with lenders who can provide you with a loan.

More F.A.Q.

Are there any alternative options to payday loans in Royal Oak, Michigan?

Yes, there are several alternative options to payday loans in Royal Oak, Michigan, such as small personal loans from credit unions or banks, or borrowing from friends or family.

Can I renew or rollover a payday loan in Royal Oak, Michigan?

No, Michigan law prohibits payday loan renewals or rollovers.

How Many Cash Advance Companies are in Royal Oak, MI?

With the help of our service, you will be able to find 5 cash advance companies in Royal Oak, MI

What Cash Advance Companies in Royal Oak, MI are the most popular?

You should check Advance America, Genisys Credit Union, and Michigan First Credit Union Inside Kroger. Also, you can start your application online on our website.