Payday Loans in Smiths Creek, Michigan

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No payday loan companies in Smiths Creek, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
PFCU Flint, Lennon Rd 3378 Lennon Rd, Flint, MI 48507 +1 (844) 517 - 3611
Ready Money 2207 US 23 South, Alpena, MI 49707 +1 (989) 354 - 0130
Northpointe Bank 3333 Deposit Dr NE, Grand Rapids, MI 49546 +1 (888) 672 - 5626
Honor Bank 11926 Chippewa Hwy, Bear Lake, MI 49614 +1 (877) 325 - 8031
PFCU Owosso 1465 N Michigan 52, Owosso, MI 48867 +1 (844) 517 - 3611
A1 Check Cashing 19131 Telegraph Rd, Detroit, MI 48219 +1 (313) 255 - 9400
AllStar Payday Loans 11543 Northland Dr NE, Rockford, MI 49341 +1 (616) 951 - 7373
Walmart Money Center 655 Sanilac Rd, Sandusky, MI 48471
Nations Lending 15375 S Dixie Hwy, Monroe, MI 48161 +1 (734) 777 - 9814
Check `n Go 44637 Mound Rd, Sterling Heights, MI 48314 +1 (586) 726 - 1600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Smiths Creek, MI, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Detroit, MI, Payday Loans in East Lansing, MI, Payday Loans in Eastpointe, MI, Emergency Loan in Flint, MI, Payday Loans in Grand Rapids, MI, Payday Loans in Holland, MI, Payday Loans in Jackson, MI and Payday Loans in Kalamazoo, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Smiths Creek, MI.

Beautiful sights of Smiths Creek, MI

Payday Loans Available in Smiths Creek, MI By The Following ZIP Codes:

48074

Are Payday Loans Legal In Smiths Creek, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Smiths Creek, MI payday loan calculator

Payday Loans in Smiths Creek, Michigan: A Comprehensive Guide

Payday loans are a popular way to get quick cash in Smiths Creek, Michigan. These loans are designed to help people who need money quickly and easily. But before you apply for a payday loan, it’s important to understand how they work and what you can expect.

What is a Payday Loan?

A payday loan is a short-term loan that is designed to be repaid with your next paycheck. These loans are typically for smaller amounts of money and are meant to be a quick solution to financial emergencies. In Michigan, payday loans are legal and regulated by the state.

How Do Payday Loans Work?

To apply for a payday loan, you will need to provide some basic personal information, as well as proof of income. The lender will use this information to determine how much money you are eligible to borrow. Once you are approved, you will receive the money directly into your bank account.

When your next paycheck arrives, you will need to repay the loan, along with any interest and fees that have accrued. If you are unable to repay the loan on time, you may be able to roll it over, but this will typically incur additional fees and interest.

What Are the Benefits of Payday Loans?

Payday loans offer several advantages, including:

  • Quick access to cash when you need it
  • No credit check required
  • Easy application process

What Are the Risks of Payday Loans?

While payday loans can be helpful in certain situations, they also come with some risks. These include:

  • High interest rates and fees
  • Potential for rollover and additional fees
  • May not address the underlying financial issue
  • Can lead to a cycle of debt

Interesting Facts and Statistics about Payday Loans in Smiths Creek, Michigan

– In 2019, the payday loan industry in Michigan made nearly $140 million in fees and interest charges.
– The average payday loan in Michigan is for $370 and has a term of two weeks.
– In 2018, over 220,000 payday loans were issued in Michigan.

Apply Now

If you need quick cash in Smiths Creek, Michigan, a payday loan may be the right choice for you. TheGuaranteedLoans is here to help you connect with potential lenders. Simply fill out our online application and we’ll forward your information to a network of lenders. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions or loan offers.

Conclusion

Payday loans can be a helpful solution to financial emergencies, but they also come with risks. Before you apply for a payday loan in Smiths Creek, Michigan, make sure you understand how they work and what you can expect. And remember, TheGuaranteedLoans is here to help you find the right lender for your needs.

F.A.Q.

Can I file a complaint against a payday lender in Smiths Creek, Michigan?

Yes, you can file a complaint against a payday lender in Smiths Creek, Michigan if you believe they have violated the state's payday loan regulations. You can contact the Michigan Department of Insurance and Financial Services to file a complaint.

Are there any alternatives to payday loans in Smiths Creek, Michigan?

Yes, there are alternatives to payday loans in Smiths Creek, Michigan, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from social services programs. It is important to consider all options before taking out a payday loan.