Payday Loans in South Range, Michigan

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No payday loan companies in South Range, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrivent Financial-Lutherans 124 S Mears Ave, Whitehall, MI 49461 +1 (231) 894 - 8886
Fifth Third Bank & ATM 9325 Cherry Valley Ave SE, Caledonia, MI 49316 +1 (616) 891 - 7060
Raymond James Livonia 39111 Six Mile Rd, Livonia, MI 48152 +1 (248) 427 - 1600
Dort Financial Credit Union 1441 S State Rd, Davison, MI 48423 +1 (810) 767 - 8390
Chemical Bank 190 S, Ross St, Beaverton, MI 48612 +1 (989) 435 - 7721
Flagstar Bank 9332 Lee Rd, Brighton, MI 48116 +1 (810) 229 - 6483
Cherry Creek Mortgage, Rick Woonton, NMLS 72135 4480 Hagadorn Rd, Okemos, MI 48864 +1 (586) 481 - 2488
Lakeshore Lending 3375 Merriam St, Muskegon, MI 49444 +1 (231) 733 - 6100
Ernst & Young 777 Woodward Ave 1000, Detroit, MI 48226 +1 (313) 628 - 7100
Lake Trust Credit Union 340 120th Ave, Holland, MI 49424 +1 (888) 267 - 7200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Range, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Livonia, MI, Payday Loans in Macomb, MI, Payday Loans in Madison Heights, MI, Payday Loans in Midland, MI, Payday Loans in Muskegon, MI, Payday Loans in Novi, MI, Payday Loan Without a Credit Check in Pontiac, MI and Online Loans in Portage, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Range, MI.

Beautiful sights of South Range, MI

Payday Loans Available in South Range, MI By The Following ZIP Codes:

49963

Are Payday Loans Legal In South Range, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

South Range, MI payday loan calculator

Payday Loans in South Range, Michigan:

Are you facing financial difficulties in South Range, Michigan? Payday loans might be a solution for you! In Michigan, payday loans are legal and regulated by law. This type of loan can provide short-term financial assistance for unexpected expenses, such as medical bills or car repairs. If you are in need of quick cash, a payday loan can be a viable option, but it is important to understand the terms and conditions before applying.

How Do Payday Loans Work?

Payday loans are designed to be short-term loans with a high interest rate. The borrower writes a post-dated check in exchange for cash. The check is dated for the borrower’s next payday, typically within two to four weeks. The lender charges a fee, which is usually a percentage of the amount borrowed.

For example, if you need to borrow $500, the lender might charge $50 as a fee. You would write a post-dated check for $550, dated for your next payday. The lender would give you $500, and when your payday arrives, they cash the check for $550 to recoup their loan and fees.

What are the Requirements for a Payday Loan?

To qualify for a payday loan in South Range, Michigan, you must meet certain requirements. You must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a checking account in good standing
  • Show proof of income, such as a recent pay stub or bank statement

Some lenders may also require additional documentation, such as proof of residency or employment. It is important to read the terms and requirements of the lender carefully and make sure you meet all the qualifications before applying for a payday loan.

What are the Risks of a Payday Loan?

While payday loans can provide quick cash for unexpected expenses, there are risks involved. One of the biggest risks is the high interest rate associated with these loans. The interest rates can be as high as 400%, which can make it difficult to repay the loan and lead to a cycle of debt. Additionally, if you are unable to repay the loan on time, you may incur additional fees and damage to your credit score.

It is important to carefully read and understand the terms and conditions of the loan before accepting it. Make sure you can afford to repay the loan on time to avoid additional fees and potentially damaging consequences.

Interesting Facts About Payday Loans in South Range, Michigan

  • In Michigan, the maximum amount you can borrow with a payday loan is $600.
  • Payday loan lenders in Michigan are required to be licensed with the Michigan Department of Insurance and Financial Services.
  • Michigan law prohibits lenders from charging additional fees and interest after the loan is paid off.
  • The average payday loan borrower takes out eight loans per year.

Apply Now

If you have carefully considered the risks and qualifications for a payday loan and have decided that it is the best option for your financial needs, TheGuaranteedLoans can help. As a connecting service, we work with a network of potential lenders to help you find the best loan option for your unique situation. Fill out our online application now to get started.

Remember, payday loans should be used responsibly and as a last resort for unexpected expenses. Before applying for a loan, consider all of your options and make sure you can afford to repay the loan on time. With the right approach and careful consideration, a payday loan can provide much-needed financial relief in South Range, Michigan.

F.A.Q.

Are there alternatives to payday loans in South Range, Michigan?

Yes, there are alternatives to payday loans in South Range, Michigan, such as credit union loans, personal loans, or borrowing from friends or family. It is recommended to explore these options before taking out a payday loan.

Can I be charged with a crime for taking out a payday loan in South Range, Michigan?

No, taking out a payday loan in South Range, Michigan is not a criminal offense. However, if you engage in fraudulent activities or provide false information in order to obtain a payday loan, you may be charged with a crime.