Payday Loans in Stanwood, Michigan

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No payday loan companies in Stanwood, MI. Consider companies in other cities:

Company nameAddressZip codePhone number
Wyrick Auto Sales & Leasing 350 W Washington Ave 2, Zeeland, MI 49464 +1 (616) 772 - 9726
Advance America 8607 Telegraph Rd, Dearborn Heights, MI 48127 +1 (313) 724 - 9525
Bank of America ATM 620 E Chicago Rd, Coldwater, MI 49036
Advance Auto Parts 435 Sanilac Rd, Sandusky, MI 48471 +1 (810) 648 - 3362
Flagstar Bank 354 E Chicago St, Coldwater, MI 49036 +1 (517) 278 - 9887
Team One Credit Union 225 E Grand River Rd 201, Brighton, MI 48116 +1 (810) 522 - 1833
GreenStone Farm Credit Services 7597 Mackinaw Trail, Cadillac, MI 49601 +1 (231) 775 - 1361
Clearwater Financial, INC 104 E Grant St, Plainwell, MI 49080 +1 (269) 685 - 1170
Frankenmuth Credit Union Essexville Branch 3017 Center Ave, Essexville, MI 48732 +1 (989) 497 - 1600
TBA Credit Union 2900 W South Airport Rd, Traverse City, MI 49684 +1 (231) 946 - 7090

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stanwood, MI, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in East Lansing, MI, Guaranteed Loans in Eastpointe, MI, Same Day Loans in Flint, MI, Online Loans in Grand Rapids, MI, Payday Loans in Holland, MI, Payday Loans in Jackson, MI, Payday Loans in Kalamazoo, MI and Payday Loans in Lansing, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stanwood, MI.

Beautiful sights of Stanwood, MI

Payday Loans Available in Stanwood, MI By The Following ZIP Codes:

49346

Are Payday Loans Legal In Stanwood, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Stanwood, MI payday loan calculator

If you’re living paycheck-to-paycheck in Stanwood, Michigan, and experience a financial emergency, you may be considering a payday loan to bridge the gap. Fortunately, payday loans are legal in Michigan, and TheGuaranteedLoans can help connect you with potential lenders.

Payday loans are short-term, high-interest loans intended to tide you over until your next payday. They’re typically easy to qualify for, and you can get the funds quickly, often as soon as the same day you apply.

How payday loans work in Stanwood, Michigan

Michigan law allows payday loans up to $600, and lenders can charge up to 15% interest per $100 borrowed. For example, if you borrow $100, you’ll owe $115 on your next payday. If you’re unable to repay the loan, you can extend it up to twice, but you’ll pay additional fees and interest.

Pros and cons of payday loans

Pros:

  • Quick and easy application process
  • No collateral required
  • May be able to access funds the same day

Cons:

  • High-interest rates and fees
  • Can lead to a cycle of debt and financial hardship
  • May not be available to those with poor credit or no credit history

Interesting Facts and Statistics

  • In Michigan, the average payday loan amount is $375.
  • Michigan residents took out over 684,000 payday loans in 2019.
  • The annual percentage rate (APR) for a typical payday loan in Michigan is 369%.
  • Michigan has the most lenient payday lending laws in the Midwest.

Apply Now

If you’re considering a payday loan in Stanwood, Michigan, TheGuaranteedLoans can help connect you with potential lenders. Keep in mind that we are a connector service, not a direct lender, and we cannot guarantee loan approval. However, our application process is quick and easy, and you may be able to access funds as soon as the same day you apply. Apply now and find out if you qualify for a payday loan in Stanwood, Michigan.

F.A.Q.

Are payday loans legal in Stanwood, Michigan?

Yes, payday loans are legal in Stanwood, Michigan. However, there are certain regulations in place that lenders must follow in order to offer these loans. These regulations include limits on the amount that can be borrowed, as well as the fees and interest rates that lenders can charge.

What are the requirements for obtaining a payday loan in Stanwood, Michigan?

In order to obtain a payday loan in Stanwood, Michigan, borrowers must be at least 18 years old, have a valid ID, and have a steady source of income. Additionally, borrowers must provide the lender with proof of income and a valid bank account.