Payday Loans in Campbell, Minnesota

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No payday loan companies in Campbell, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers & Merchants State Bank 245 Main St E, Blooming Prairie, MN 55917 +1 (507) 583 - 6688
Security State Bank of Hibbing 701 E Howard St, Hibbing, MN 55746 +1 (218) 263 - 8855
Schleper Daniel CPA 16 3rd Ave N, Cold Spring, MN 56320 +1 (320) 685 - 8634
PSB Credit Services 508 3rd St, Prinsburg, MN 56281 +1 (320) 978 - 9101
Peoples State Bank 400 Division St, Millville, MN 55957 +1 (507) 798 - 2333
First Farmers & Merchants Bank 3141 N Service Dr, Red Wing, MN 55066 +1 (651) 267 - 3340
Mid-Central Federal Savings 520 Jefferson St S, Wadena, MN 56482 +1 (218) 631 - 1414
Piletich & Skokan, P.A. 1675 Greeley St S STE 100, Stillwater, MN 55082 +1 (651) 351 - 1975
United States Postal Service 500 McGrann St, Green Isle, MN 55338 +1 (800) 275 - 8777
Insurance Brokers of MN Chad Nelson 31061 Front St, Pequot Lakes, MN 56472 +1 (218) 568 - 4620

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Campbell, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Andover, MN, Payday Loans in Burnsville, MN, Payday Loan for Cottage Grove, MN, Guaranteed Loans in Duluth, MN, Payday Loans in Eden Prairie, MN, Payday Loans in Inver Grove Heights, MN, Payday Loans in Lakeville, MN and Quick Loan in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Campbell, MN.

Beautiful sights of Campbell, MN

Payday Loans Available in Campbell, MN By The Following ZIP Codes:

56522

Are Payday Loans Legal In Campbell, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Campbell, MN payday loan calculator

Understanding Payday Loans in Campbell, Minnesota: A Comprehensive Guide

Payday loans are a popular way for consumers to obtain quick cash during emergencies. These loans are often preferred by individuals struggling with financial challenges when seeking immediate relief. In Campbell, Minnesota, payday loans are entirely legal, which means borrowers can access them with ease. The purpose of this guide is to explain the vital details of payday loans, so you know what to expect when applying for one in Campbell, Minnesota.

What Are Payday Loans?

A payday loan is a short-term, unsecured loan that is usually repaid on the borrower’s next payday. These loans are typically for small amounts, usually between $100 and $1,000, and have a high-interest rate due to their short-term nature. The loan duration typically only lasts for two weeks, but it can vary depending on the lender’s terms and conditions.

How Do Payday Loans Work?

Payday loans work by providing individuals with emergency funds that they can repay later on payday. Borrowers can apply for payday loans online or in-store by providing the lender with personal information, including their banking information. If the lender approves the application, they will provide the borrower with cash on the spot.

Upon the due date of the loan, the borrower will need to repay the principal amount they borrowed plus any additional fees and interest. Borrowers who cannot repay their payday loans in full on the due date may ask for a rollover or an extension. However, this can result in additional fees and interest charges.

Requirements for Applying for Payday Loans in Campbell, Minnesota

If you’re looking to apply for a payday loan in Campbell, Minnesota, there are specific requirements you must meet. These requirements include:

  • You must be 18 years of age or older.
  • You must be a resident of Minnesota and provide proof of residency.
  • You must have a regular source of income.
  • You must have an active checking account in your name.
  • You must provide a valid ID or driver’s license.

The lender will also check your credit score to determine if you qualify for a payday loan. However, most payday lenders do not require a high credit score because they are more concerned about the borrower’s income and ability to repay the loan.

Benefits of Payday Loans in Campbell, Minnesota

Payday loans can be beneficial in certain situations because they provide borrowers with quick cash during emergencies. Here are some of the benefits of payday loans:

  • Easy to Qualify: Compared to traditional loans, payday loans are easier to apply and qualify for since they don’t require stringent credit checks.
  • Quick Access to Cash: Since payday loans are designed to be quick, borrowers can access cash within 24 hours of their application being approved.
  • Flexibility: Payday loans can be used for different purposes, whether it’s for medical bills, car repairs, or other expenses.

Interest Rates and Fees for Payday Loans in Campbell, Minnesota

The state of Minnesota regulates payday loans to protect consumers from fraud and predatory lending practices. Payday loans in Campbell, Minnesota, have a maximum interest rate of 390%, which can vary depending on the lender and loan amount. This means that if the borrower fails to repay the loan on their payday, the total amount that they will owe can accumulate rapidly, causing them to fall into debt.

Interesting Facts about Payday Loans in Campbell, Minnesota

  • – According to the MN Department of Commerce annual reports from 2013 to 2019, the total payday lender licenses issued decreased by 56%, from 56 to 25 respectively.
  • – In 2018, the average payday loan in Minnesota was $380, and the average borrower had to pay $73.88 interest and fees per loan.
  • – In Minnesota, borrowers are limited to borrow the maximum amount of payday loan of $350.

Apply Now for a Payday Loan in Campbell, Minnesota

If you’re struggling with an emergency expense and need cash fast, TheGuaranteedLoans is here to help you find the right lender that will fit your needs. Our online application is straightforward and easy to use. Fill out the form today, and we’ll connect you with potential lenders who can offer you a payday loan that meets your financial needs. Please note that TheGuaranteedLoans is not a direct lender, but a connector service that can help you find the right lender.

Choose Us for Your Payday Loan Needs

At TheGuaranteedLoans, we are committed to providing the best financial assistance to our customers. We help connect borrowers with reliable lenders who can provide them with the financial assistance they need during emergencies. If you have any questions regarding our services, please do not hesitate to contact us today.

F.A.Q.

Are there any limits on the interest rates that payday lenders can charge in Campbell, Minnesota?

Yes, the maximum interest rate that a payday lender can charge in Campbell, Minnesota is 28% per year.

Can a payday lender refuse to provide a loan if I have a poor credit score in Campbell, Minnesota?

Yes, a payday lender can refuse to provide a loan if you have a poor credit score in Campbell, Minnesota. However, they are required to provide information about alternative forms of credit.