Payday Loans in Duluth, Minnesota

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Payday Loan Companies in Duluth, MN

Company nameAddressZip codePhone number
90 Day Loans, LLC 5 W 1st St STE 105B 55802 +1 (218) 522 - 4991
Affinity Plus Federal Credit Union 1301 Miller Trunk Hwy #100 55811 +1 (218) 722 - 4004
Affinity Plus Federal Credit Union 1820 Maple Grove Rd 55811 +1 (800) 322 - 7228
Agstar Financial 1405 Miller Trunk Hwy 55811 +1 (218) 725 - 6347
Anderson Motors LLC 4955 Rice Lake Rd 2 55803 +1 (218) 349 - 6430
BCU 4316 Rice Lake Rd 55811 +1 (800) 388 - 7000
Bremer Bank 225 W Superior St Suite 120 55802 +1 (218) 221 - 7474
Compeer Financial 4960 Miller Trunk Hwy 400 55811 +1 (218) 725 - 6347
First National Bank of Proctor 211 2nd St 55810 +1 (218) 628 - 1088
GardaWorld 115 N 39th Ave W 55807 +1 (218) 624 - 5072
Harbor Pointe Credit Union 11 W 2nd St 55802 +1 (218) 722 - 9242
Kathi Beasley - Ameriprise Financial Services, LLC Missabe Building, 227 W 1st St 900 55802 +1 (218) 722 - 9400
Loomis Armored US 4214 Enterprise Cir 55811 +1 (218) 722 - 2848
Members Cooperative Credit Union 605 W Central Entrance 55811 +1 (218) 625 - 8500
Members Cooperative Credit Union - Brad Neuharth Mortgage Loan Originator - NMLS 1444048 215 N 40th Ave W 55807 +1 (218) 625 - 8825
Metropolitan Financial Mortgage Company Lonsdale Building, 302 W Superior St 55802 +1 (218) 428 - 6401
Minnesota Power Employees Credit Union 425 W Superior St 55802 +1 (866) 724 - 3993
Money XChange 22 N 2nd Ave W 55802 +1 (218) 722 - 3766
Money XChange 130 W 1st St 55802 +1 (218) 722 - 3766
MPECU 30 W Superior St 55802 +1 (218) 336 - 1800
National Bank of Commerce 415 W Michigan St 55802 +1 (218) 722 - 3888
New American Funding 1501 E Superior St 55812 +1 (218) 203 - 1025
North Shore Bank of Commerce 4801 E Superior St 55804 +1 (218) 525 - 1977
Northern Communities Credit Union 3311 W Arrowhead Rd 55811 +1 (218) 279 - 3200
Northern Communities Credit Union 1004 Woodland Ave 55812 +1 (218) 279 - 3200
Park State Bank 2630 W Superior St 55806 +1 (218) 722 - 3500
Pawn America 339 E Central Entrance 55811 +1 (218) 727 - 2274
Payday America 339 E Central Entrance 55811 +1 (218) 722 - 0469
Payday America 339 E Central Entrance Ste B 55811 +1 (218) 722 - 0469
Proctor Federal Credit Union 3924 Grand Ave 55807 +1 (218) 628 - 2841
Raymond James 2230 London Rd 55812 +1 (218) 722 - 9000
Raymond James Financial Services 11 E Superior St 55802 +1 (218) 336 - 2500
Share Advantage Credit Union 2502 Maple Grove Rd 55811 +1 (218) 722 - 5931
Split Rock Pvt Trading 120 E Superior St 55802 +1 (218) 879 - 3262
Stadium Pawn 214 N 34th Ave W 55807 +1 (218) 727 - 5300
Superior Choice Credit Union 4125 Grand Ave 55807 +1 (800) 569 - 4167
TCF Bank 1208 Kirby Dr 55812 +1 (800) 823 - 2265
The Zastrow Team - LendSmart Mortgage 4894 Miller Trunk Hwy 55811 +1 (218) 722 - 2557
U.S. Bank ATM 2400 Maple Grove Rd 55811 +1 (800) 872 - 2657
U.S. Bank ATM - Duluth Lakeside 4601 E Superior St 55804 +1 (800) 872 - 2657
U.S. Bank ATM - Walgreens 1201 Miller Trunk Hwy 55811 +1 (800) 872 - 2657
U.S. Bank Branch 2400 Maple Grove Rd 55811 +1 (218) 723 - 2938
We Give Loans, LLC 5 W 1st St Suite 105A 55802 +1 (218) 481 - 7291
William Goldberg Tax/Financial 3960 E Calvary Rd 55803 +1 (218) 724 - 1005

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Duluth, MN, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Eden Prairie, MN, Payday Loans in Inver Grove Heights, MN, Payday Loan Companies in Lakeville, MN, Payday Loan Without a Credit Check in Mankato, MN, Payday Loans in Minneapolis, MN, Emergency Loan in Minnetonka, MN, 24-Hour Loan in Moorhead, MN and Quick Loan in Rochester, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Duluth, MN.

Beautiful sights of Duluth, MN

Payday Loans Available in Duluth, MN By The Following ZIP Codes:

55803, 55184, 55808, 55801, 55806, 55804, 55814, 55811, 55805, 55802, 55812, 55810, 55807, 55816, 55815

Are Payday Loans Legal In Duluth, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Duluth, MN payday loan calculator

Introduction

Duluth, Minnesota is an area known for its many scenic locations, outdoors activities, and vibrant culture. With its exciting landmarks, outdoor trails and amount of attractions, it makes an ideal spot for both visitors and locals alike. Unfortunately, many people in the state of Minnesota face financial difficulties due to various reasons and this makes it difficult to tackle daily expenses. Payday loans are an excellent way to cover short-term expenses until the next paycheck. As payday loans are legal in Minnesota, they are a great option for those living in Duluth.

What Are Payday Loans?

Payday loans are small, short-term loans that are secured against the borrower’s next paycheck or other source of income. They are typically for amounts of up to $500 or $1,000 and have terms of one to six weeks. Payday loans are most commonly used to pay for emergencies, such as car repairs or medical bills. They can also be used to bridge the gap between paychecks or to cover miscellaneous expenses.

Unlike traditional personal loans, payday loans are unsecured, which means that there is no collateral required. Furthermore, they are also attractive to borrowers with bad credit, as lenders don’t usually check credit scores. Instead, they base their decision on your income and employment history.

Benefits of Payday Loans

Payday loans offer plenty of advantages. Firstly, they are fast and easy to apply for. As they are unsecured, the application process is usually straightforward and the funds are typically available within one business day. Secondly, they are flexible, as repayment terms can be adjusted to suit the borrower’s particular situation. Thirdly, they are convenient, as you can apply for them online, over the phone, or in-store.

Fourthly, payday loans are also relatively easy to qualify for. As mentioned, lenders generally don’t check credit scores and instead base their decisions on your employment and income status. Lastly, payday loans are a great way to build your credit score. If you make payments on time, your credit score will gradually increase over time.

Risks of Payday Loans

Payday loans, like any financial product, also have their risks. Firstly, they usually have higher fees than other forms of loans, as they are short-term and unsecured. Secondly, they come with short repayment terms, which means that if you are unable to repay the loan on time, you can incur additional fees or fines. Finally, there is always the risk of falling into a debt spiral if you are unable to make payments on time. For this reason, it is important to understand all of the terms and conditions before taking out a payday loan.

Conclusion

For many people living in Duluth, Minnesota, payday loans can be a great financial tool to help them manage their finances. They are convenient, flexible, and easy to qualify for, but it is important to understand the risks before taking out a loan. If you are considering taking out a payday loan to cover a short-term expense, be sure to research all of your options and compare lenders to find the best rate and terms. If you want to fill the application online, TheGuaranteedLoans is ready to help you in connecting with lenders for further action. However, TheGuaranteedLoans is not a lender.

FAQ

  • What is a payday loan?
    A payday loan is a small, short-term loan that is secured against your next paycheck or another source of income. It is typically for amounts up to $500 or $1,000 and has terms of one to six weeks.
  • Are payday loans legal in Minnesota?
    Yes, payday loans are legal in Minnesota.
  • Are payday loans easy to qualify for?
    Yes, payday loans are relatively easy to qualify for as lenders usually don’t check credit scores and instead base their decision on your income and employment history.
  • What are the risks of payday loans?
    The risks of payday loans include higher fees than other forms of loans, short repayment terms, and the risk of falling into a debt spiral if you are unable to make payments on time.
  • Where can I apply for a payday loan?
    You can apply for a payday loan online, over the phone, or in-store. If you want to fill the application online, TheGuaranteedLoans is ready to help you in connecting with lenders for further action. However, TheGuaranteedLoans is not a lender.

More F.A.Q.

Are there any fees or charges associated with payday loans in Duluth, Minnesota?

Yes, there may be fees and charges associated with payday loans in Duluth, Minnesota, including interest and late fees. It's important to carefully review the terms and conditions of your loan before agreeing to it.

Can I renew or extend my payday loan in Duluth, Minnesota?

Yes, you can renew or extend your payday loan in Duluth, Minnesota, but there may be additional fees and charges associated with doing so.

How Many Cash Advance Companies are in Duluth, MN?

With the help of our service, you will be able to find 44 cash advance companies in Duluth, MN

What Cash Advance Companies in Duluth, MN are the most popular?

You should check Affinity Plus Federal Credit Union, Money XChange, and Northern Communities Credit Union. Also, you can start your application online on our website.