Payday Loans in Fisher, Minnesota

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No payday loan companies in Fisher, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Umotors Pelican Lake 51785 County Hwy 9, Pelican Rapids, MN 56572 +1 (218) 532 - 2222
Alerus 7890 Mitchell Rd, Eden Prairie, MN 55344 +1 (952) 937 - 2450
Guaranteed Rate 855 W Broadway Ave Ste B, Forest Lake, MN 55025 +1 (651) 464 - 9094
Larry Anderson - State Farm Insurance Agent 806 10th St E 102, Glencoe, MN 55336 +1 (320) 864 - 5515
Bremer Bank 225 W Superior St Suite 120, Duluth, MN 55802 +1 (218) 221 - 7474
United States Postal Service 3002 Main St, Willow River, MN 55795 +1 (800) 275 - 8777
US Bank Home Mortgages 132 W Broadway St, Owatonna, MN 55060 +1 (507) 444 - 2213
Angland Janelle CPA 309 NW 3rd St, Brainerd, MN 56401 +1 (218) 829 - 3585
Farmers State Bank 212 5th Ave, Hartland, MN 56042 +1 (507) 863 - 2371
Two Harbors Federal Credit Union 801 11th Ave, Two Harbors, MN 55616 +1 (218) 834 - 2266

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fisher, MN, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Minneapolis, MN, Guaranteed Loans in Minnetonka, MN, Payday Loans in Moorhead, MN, Payday Loans in Rochester, MN, Payday Loans in Saint Cloud, MN, Payday Loans in Saint Paul, MN, Payday Loans in Savage, MN and Emergency Loan in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fisher, MN.

Beautiful sights of Fisher, MN

Payday Loans Available in Fisher, MN By The Following ZIP Codes:

56723

Are Payday Loans Legal In Fisher, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Fisher, MN payday loan calculator

Payday Loans in Fisher, Minnesota: A Comprehensive Guide

Payday loans have a controversial reputation, but they are a legal and viable option for borrowers in Fisher, Minnesota who need quick access to cash. In this guide, we’ll explore everything you need to know about payday loans in Fisher, including their legal status, how they work, and what to consider before applying. Keep reading to learn more.

What Are Payday Loans?

Payday loans are short-term loans designed to help borrowers cover unexpected expenses or emergencies. They are typically characterized by high interest rates and fees, making them a costly form of borrowing. In Fisher, Minnesota, payday loans are legal and regulated by state law, but there are restrictions on how much borrowers can borrow and how much lenders can charge in fees.

How Do Payday Loans Work?

Payday loans work by allowing borrowers to take out a small, short-term loan and repay it with their next paycheck. Borrowers typically write a post-dated check for the loan amount plus fees, or provide the lender with access to their bank account. When the loan comes due, the lender cashes the check or withdraws the funds from the borrower’s account. Borrowers who cannot repay the loan on time may be subject to additional fees and charges.

Legal Status of Payday Loans in Fisher, Minnesota

Payday loans are legal in Fisher, Minnesota, but they are heavily regulated by state law. According to Minnesota law, payday loans cannot exceed $350, and lenders can charge no more than $15 in fees per $100 borrowed. Loans must be repaid within 30 days, and lenders are required to provide borrowers with a disclosure statement outlining the terms and fees of the loan. Lenders who violate these regulations can face fines and other penalties.

What to Consider Before Applying for a Payday Loan

Before applying for a payday loan in Fisher, it is important to carefully consider your options. Payday loans can be a costly form of borrowing, and they may not be the best choice for everyone. Before taking out a payday loan, ask yourself the following questions:

  • Can I afford to repay the loan on time?
  • What are the fees and interest rates associated with the loan?
  • Are there other, less expensive forms of credit available to me?

If you decide to take out a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay. Consider working with a reputable lender who has a track record of fair and transparent lending practices.

Interesting Facts and Statistics About Payday Loans in Fisher, Minnesota

  • In 2018, over 333,000 payday loans were taken out in Minnesota, totaling over $133 million in loan volume.
  • The average borrower in Minnesota takes out 10 payday loans per year, with an average loan amount of $380.
  • Minnesota has some of the strictest payday lending laws in the country, with restrictions on loan amounts, fees, and repayment terms.

Apply Now

If you need quick access to cash and are considering a payday loan, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to help connect borrowers with suitable loan options. To get started, simply fill out our online application and we’ll match you with potential lenders who can meet your needs. Remember, we are not a direct lender and do not make lending decisions. We simply facilitate your connection with potential lenders. Apply now to get started.

At TheGuaranteedLoans, we believe in responsible lending and borrowing practices. We encourage all borrowers to weigh their options carefully and only borrow what they can afford to repay. Payday loans can be a helpful tool in an emergency, but they should not be used as a long-term financial solution. As always, be sure to read the terms and conditions carefully and work with a reputable lender who has a track record of fair and transparent lending practices.

F.A.Q.

Can I renew or extend my payday loan in Fisher, Minnesota?

No, payday loans in Fisher, Minnesota cannot be renewed or extended. You must repay the loan in full by the due date.

Can I have multiple payday loans in Fisher, Minnesota at the same time?

No, you are only allowed to have one outstanding payday loan at a time in Fisher, Minnesota.