Payday Loans in Lastrup, Minnesota

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No payday loan companies in Lastrup, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
ATM Lake Region Co-Op Tire One 240 Cokato St E, Cokato, MN 55321
Wealth Management Midwest 20 Lake St N 310, Forest Lake, MN 55025 +1 (651) 464 - 2664
D Baker & J Borgstrom-Durst Accounting LLC 105 W Main St, Kasson, MN 55944 +1 (507) 634 - 7606
MidCountry Bank Lobby & Drive-Thru Open 200 E Frontage Rd, Waconia, MN 55387 +1 (952) 442 - 2141
A.G. Management Service & Baker/Axelson 128 Main St, Wanamingo, MN 55983 +1 (507) 932 - 3593
Financial Security Bank 1011 Atlantic Ave, Kerkhoven, MN 56252 +1 (320) 264 - 2161
Steven E. Pierce,Ltd 51 Downtown Plaza, Fairmont, MN 56031 +1 (507) 238 - 4304
Minnesota Ore Operations Employees Credit Union 2540 E Beltline 1, Hibbing, MN 55746 +1 (218) 262 - 1607
Scott Fuhrman - Thrivent 301 Downtown Plaza, Fairmont, MN 56031 +1 (507) 235 - 9877
Wells Fargo Home Mortgage 217 Main St W, New Prague, MN 56071 +1 (952) 758 - 8361

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lastrup, MN, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Minneapolis, MN, Payday Loans in Minnetonka, MN, Payday Loans in Moorhead, MN, Guaranteed Loans in Rochester, MN, Emergency Loan in Saint Cloud, MN, Payday Loans in Saint Paul, MN, Payday Loans in Savage, MN and No Credit Check Loans in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lastrup, MN.

Payday Loans Available in Lastrup, MN By The Following ZIP Codes:

56344

Are Payday Loans Legal In Lastrup, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Lastrup, MN payday loan calculator

Payday Loans in Lastrup, Minnesota

If you’re struggling to make ends meet during a financial emergency or unexpected expense, a payday loan may be an option worth considering. In Lastrup, Minnesota, these loans are legal and can provide a short-term solution for those in need of quick cash. However, it’s important to understand the terms and risks associated with payday loans.

Understanding Payday Loans in Lastrup, Minnesota

Payday loans, also known as cash advances or paycheck advances, are short-term loans typically due on the borrower’s next payday. They are designed to provide quick cash to individuals who may not have access to other forms of credit or financing. In Lastrup, Minnesota, payday loans are legal and regulated by state law.

According to Minnesota law, payday loans cannot exceed $350 and must have a maximum term of 30 days. Additionally, lenders are required to provide written disclosures to borrowers outlining all fees, interest rates, and repayment terms. The maximum finance charge for a $100 payday loan in Minnesota is $15.50, and the APR for a 14-day $100 loan is 390%. Borrowers may only have one outstanding payday loan at a time and are limited to two renewals or extensions.

Risks and Alternatives to Payday Loans

Although payday loans can provide quick cash, they often come with high fees and interest rates that can make repayment difficult. In some cases, borrowers may find themselves in a cycle of debt, unable to keep up with increasing payments and fees.

If you’re considering a payday loan, it’s important to explore all of your options and weigh the risks and benefits. Some alternatives to payday loans in Lastrup, Minnesota include:

  • Credit unions or community banks that offer short-term loans or credit counseling services
  • Installment loans with longer repayment terms and lower interest rates
  • Borrowing from friends or family members
  • Credit cards with lower interest rates and fees

It’s important to carefully evaluate your financial situation and consider all of your options before taking out a payday loan.

Interesting Facts and Statistics about Payday Loans in Lastrup, Minnesota

  • Minnesota has among the lowest average payday loan amounts in the country at $256.88.
  • The average APR for payday loans in Minnesota is 273%, which is lower than the national average of 391%.
  • In 2019, there were 385 licensed payday lenders in Minnesota.
  • Between 2015 and 2018, the number of payday loans made in Minnesota decreased by 33%.

Apply Now

If you’ve evaluated your financial situation and decided that a payday loan is your best option, TheGuaranteedLoans is here to help. As a connector service, we can assist you in finding potential lenders who may be able to provide you with the cash you need.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Our service is free and available 24/7. Simply fill out our online application to get started and we’ll work to connect you with potential lenders who may be able to meet your needs.

Don’t let unexpected expenses derail your financial stability. Apply now with TheGuaranteedLoans and take the first step towards a brighter financial future.

F.A.Q.

What information do I need to provide to get a payday loan in Lastrup, Minnesota?

To get a payday loan in Lastrup, Minnesota, you will need to provide proof of income, identification, and a post-dated check or authorization to withdraw funds from your bank account.

Can I apply for a payday loan online in Lastrup, Minnesota?

Yes, you can apply for a payday loan online in Lastrup, Minnesota, but the lender must be licensed to operate in the state.