Payday Loans in Perley, Minnesota

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No payday loan companies in Perley, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Resource Bank 1605 Heritage Dr, Northfield, MN 55057 +1 (507) 645 - 4441
Bremer Bank 108 E Cedar St, Houston, MN 55943 +1 (507) 896 - 3179
Ez Cash 1011 E Moore Lake Dr, Minneapolis, MN 55432 +1 (763) 574 - 2193
Brenda Fischer - State Farm Insurance Agent 29 Central Ave N, Elbow Lake, MN 56531 +1 (218) 685 - 4335
Stifel 60 South 6th St 3000, Minneapolis, MN 55402 +1 (612) 455 - 5555
Deloitte 50 South 6th St Suite 2800, Minneapolis, MN 55402 +1 (612) 397 - 4000
Bank of the West 1027 4th Ave, Worthington, MN 56187 +1 (507) 376 - 6161
Lesage Reynolds & Welter Co Ltd 101 Stearns Ave E, Eden Valley, MN 55329 +1 (320) 453 - 2375
Security State Bank 602 2nd St 1334, Kenyon, MN 55946 +1 (507) 789 - 6123
Frandsen Bank & Trust 125 1st St S, Montgomery, MN 56069 +1 (507) 364 - 7331

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Perley, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Andover, MN, Payday Loans in Burnsville, MN, Quick Loan in Cottage Grove, MN, Guaranteed Loans in Duluth, MN, Payday Loans in Eden Prairie, MN, Payday Loans in Inver Grove Heights, MN, No Credit Check Loans in Lakeville, MN and Payday Loans in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Perley, MN.

Beautiful sights of Perley, MN

Payday Loans Available in Perley, MN By The Following ZIP Codes:

56574

Are Payday Loans Legal In Perley, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Perley, MN payday loan calculator

The Ins and Outs of Payday Loans in Perley, Minnesota

Life can be full of surprises. Just when we think things are going smoothly, an unexpected expense might pop up out of nowhere. In times like these, payday loans can be an excellent option for getting some fast cash. If you live in Perley, Minnesota, and are considering taking out a payday loan, this article is for you. Here, we’ll go over everything you need to know about the legality, process, and potential risks of payday loans in Perley.

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000, depending on the state laws, and are designed to be repaid by the borrower’s next payday. These loans are intended to provide quick cash to anyone who needs it in cases of emergency expenses such as medical bills, car repairs, or any other unforeseen financial need.

Are Payday Loans Legal in Perley, Minnesota?

Yes. Payday loans are legal in the state of Minnesota, including in Perley. The state government regulates these loans under the Minnesota Statutes 47.60 to 47.6081.

The Payday Loan Process in Perley

The process of getting a payday loan in Perley is relatively simple. The first step is finding a lender. Many people find it convenient to use online payday loan providers, like TheGuaranteedLoans, which can connect borrowers with potential lenders quickly and easily. Once you find the right lender, the next step is filling out the online application form.

After submitting the application, the lender may ask for additional documents, such as proof of income, proof of identification, or contact information of your employer. Once the lender approves the application, they will send the funds to your bank account, often within 24 hours of approval.

Risks of Payday Loans

While payday loans can be a valuable resource in times of need, they also come with several risks. For one, payday loans often come with incredibly high-interest rates, with some states allowing lenders to charge up to 400 percent APR. Additionally, the short repayment period can put borrowers in a difficult position, leading them to have to renew or extend the loan, which can lead to even more interest and fees.

Interesting Facts About Payday Loans in Perley, Minnesota

  • The average interest rate for a payday loan in Minnesota is 199%.
  • In 2020, over 300,000 Minnesotans took out a payday loan.
  • The average payday loan in Minnesota is $350.

Apply Now

If you find yourself in need of fast cash, TheGuaranteedLoans can help connect you with potential lenders quickly and easily. Our application process is simple, and we can often get you approved within 24 hours. Keep in mind that we are a connection service and not a direct lender ourselves, and our services do not guarantee approval or specific loan terms.

In conclusion, payday loans can be an excellent option for getting quick cash, but it’s important to understand the potential risks and to use them responsibly. If you do decide to take out a payday loan, make sure you choose a reputable lender and carefully read and understand the loan terms and conditions before agreeing to anything.

F.A.Q.

Can I file a complaint about a payday lender in Perley, Minnesota?

Yes, if you have a complaint about a payday lender in Perley, Minnesota, you can file a complaint with the Minnesota Department of Commerce.

Is it possible to negotiate a payment plan with a payday lender in Perley, Minnesota?

Yes, if you are unable to repay your payday loan in full by the due date, you can contact your lender to see if they are willing to negotiate a payment plan.