Payday Loans in Saint Paul Park, Minnesota

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No payday loan companies in Saint Paul Park, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 111 Market St 3a, Winona, MN 55987 +1 (507) 474 - 3005
Affinity Plus Federal Credit Union 120 E 2nd St, Winona, MN 55987 +1 (800) 322 - 7228
MCT Mortgage 412 E William St A, Albert Lea, MN 56007 +1 (507) 377 - 2371
S.A.M. Check Cashing Machine 495 W North St, Owatonna, MN 55060 +1 (507) 451 - 7220
White Earth Tribal Finance 779 E Jefferson Ave, Mahnomen, MN 56557 +1 (218) 935 - 2551
Peoples Small Loan Co 600 Park Ave N, Park Rapids, MN 56470 +1 (218) 732 - 1883
Citizens Bank Minnesota 170 Meeker Ave N, Watkins, MN 55389 +1 (320) 764 - 2600
Financial Security Bank 1011 Atlantic Ave, Kerkhoven, MN 56252 +1 (320) 264 - 2161
U.S. Bank Branch 211 E Howard St, Hibbing, MN 55746 +1 (218) 262 - 7155
Liberty Bank Minnesota 818 2nd St S 120, Waite Park, MN 56387 +1 (320) 258 - 3256

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Paul Park, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Andover, MN, Payday Loans in Burnsville, MN, Payday Loans in Cottage Grove, MN, Payday Loan Companies in Duluth, MN, Payday Loans in Eden Prairie, MN, Online Loans in Inver Grove Heights, MN, Payday Loans in Lakeville, MN and Payday Loans in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Paul Park, MN.

Beautiful sights of Saint Paul Park, MN

Are Payday Loans Legal In Saint Paul Park, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Saint Paul Park, MN payday loan calculator

Understanding Payday Loans in Saint Paul Park, Minnesota

Payday loans are convenient, short-term loans used by many in urgent need of cash. They are also referred to as cash advances, payday advances, or paycheck advances. Payday loans have gained popularity in Saint Paul Park, Minnesota due to their ease of access, fast cash, and fewer requirements compared to traditional loans. Before applying for a payday loan in Saint Paul Park, there are some essential factors you need to understand.

How payday loans work in Saint Paul Park, Minnesota

Payday loans work differently from traditional loans, in that they are short-term loans, usually designed to be paid back within the next paycheck. The loan is repaid in a lump sum, plus any interest and fees, which can be higher than traditional loans. Minnesota is one of the states where payday lending is legal, with strict regulations to protect borrowers.

How to apply for a payday loan in Saint Paul Park, Minnesota

Applying for a payday loan in Saint Paul Park, Minnesota, is easy and straightforward. You can visit a payday lender’s physical location or apply online on TheGuaranteedLoans website. The requirements for application include a valid government-issued ID, proof of income, and a checking account in good standing. Once approved, the funds are deposited into your checking account within 24 hours for immediate use.

Benefits of payday loans in Saint Paul Park, Minnesota

  • Quick access to cash for emergencies
  • No collateral required
  • No credit check required (in most cases)
  • Easy to apply and qualify
  • Flexible repayment terms

Risks of payday loans in Saint Paul Park, Minnesota

  • High-interest rates compared to traditional loans
  • Short repayment periods, which can lead to renewed borrowing and debt cycles
  • Limited regulation
  • May not be able to meet pressing expenses, causing further financial strains

Why choose TheGuaranteedLoans for payday loans in Saint Paul Park, Minnesota?

TheGuaranteedLoans is a connector service that facilitates your connection with potential lenders for your payday loan needs. We aim to make the loan application process quick and convenient for you by connecting you with reputable lenders from our network, who can help get you the funds you need for your urgent expenses. With our platform, you can conveniently apply online from anywhere, at any time, without the hassle of paperwork or visiting a physical location.

Interesting facts and statistics about payday loans in Saint Paul Park, Minnesota

  • As of 2021, there were 81 licensed payday lenders in Minnesota
  • The average payday loan amount in Minnesota is $380
  • Minnesota law requires a maximum of $350 for a payday loan amount
  • The maximum finance charge for a $100 payday loan in Minnesota is $15

Apply Now for a Payday Loan in Saint Paul Park, Minnesota on TheGuaranteedLoans!

Applying for a payday loan in Saint Paul Park, Minnesota, has never been easier! Head to our website, fill out the online application, and let us connect you with a reliable lender from our network. Remember, TheGuaranteedLoans is not a direct lender but a connection service that helps streamline your application process and get you the funds you need!

F.A.Q.

What information do I need to provide to get a payday loan in Saint Paul Park, Minnesota?

To get a payday loan in Saint Paul Park, Minnesota, you will need to provide proof of income, identification, and a post-dated check or authorization to withdraw funds from your bank account.

Can I apply for a payday loan online in Saint Paul Park, Minnesota?

Yes, you can apply for a payday loan online in Saint Paul Park, Minnesota, but the lender must be licensed to operate in the state.