Payday Loans in Saint Paul, Minnesota

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No payday loan companies in Saint Paul, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cashpass Network 181 River Ridge Cir S Ste 300, Burnsville, MN 55337 +1 (952) 358 - 7080
Supreme Lending 3200 Main St NW 255, Minneapolis, MN 55448 +1 (763) 576 - 9201
Payday America 701 W Main St Ste B, Anoka, MN 55303 +1 (763) 712 - 5565
SPIRE Credit Union - Elk River 17035 Yale Ct NW, Elk River, MN 55330 +1 (651) 215 - 3500
Citizens Bank Minnesota 701 Main Ave 4401, Lafayette, MN 56054 +1 (507) 228 - 8283
Shazam Atm 214 Atlantic Ave, Morris, MN 56267
West Metro Schools Credit Union 1001 Minnesota 7 Service Rd 249, Hopkins, MN 55305 +1 (952) 988 - 4165
Freeport State Bank 111 Main St E, Freeport, MN 56331 +1 (320) 836 - 2126
Stearns Bank N.A. - North Branch 38877 10th Ave, North Branch, MN 55056 +1 (651) 277 - 2265
Ez Cash 1011 E Moore Lake Dr, Minneapolis, MN 55432 +1 (763) 574 - 2193

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Paul, MN, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Savage, MN, Guaranteed Loans in Shakopee, MN, Payday Loan Without a Credit Check in Andover, MN, Same Day Loans in Burnsville, MN, 24-Hour Loan in Cottage Grove, MN, Emergency Loan in Duluth, MN, Payday Loans in Eden Prairie, MN and Payday Loans in Inver Grove Heights, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Paul, MN.

Beautiful sights of Saint Paul, MN

Are Payday Loans Legal In Saint Paul, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Saint Paul, MN payday loan calculator

Payday Loans in Saint Paul, Minnesota

Payday loans are a popular method of obtaining short-term financial assistance in the state of Minnesota. These types of loans, also known as cash advances, are designed to help consumers cover expenses until their next paycheck. Payday loans are legal in Minnesota, so long as lenders adhere to state regulations.

What Are Payday Loans?

Payday loans are short-term loans that provide borrowers with a small sum of money, usually between $100 and $1000, to be paid back over a specified period of time. Unlike traditional bank loans, payday loans don’t require a credit check, collateral, or lengthy application process. Instead, consumers can receive funds quickly and use them to cover immediate expenses such as rent, groceries, utility bills, and more.

How Do I Qualify for a Payday Loan in Saint Paul, Minnesota?

In Minnesota, payday loan applicants must be at least 18 years of age and have steady income from a job or other source. Borrowers must also provide proof of identity and a checking account to be considered for a loan. Lenders may also look at the borrower’s credit score, but it is not required.

What Are the Terms and Conditions of Payday Loans in Saint Paul?

The terms and conditions of payday loans in Saint Paul vary by lender. Generally, borrowers must pay back the loan in full on their next payday, along with any applicable fees and interest. It is important to read and understand the terms and conditions of the loan agreement before signing it.

Are Payday Loans Legal in Saint Paul, Minnesota?

Yes, payday loans are legal in Saint Paul, Minnesota. The state has laws and regulations in place to protect consumers from potential abuses. State law requires lenders to give borrowers all the necessary information about the loan, including interest rates, fees, and more.

How Do I Apply for a Payday Loan in Saint Paul?

Applying for a payday loan in Saint Paul is quick and easy. Borrowers can fill out an application online or visit a lender’s office in person. Applicants should be prepared to provide all the necessary documents, such as a valid ID and proof of income, before being approved for a loan.

Do I Have Any Other Options Besides Payday Loans?

Yes, there are other options available for borrowers in Saint Paul. Consumers can explore credit counseling services, debt consolidation, and other financial assistance programs. Borrowers should research all available options before committing to a payday loan.

Apply Now!

If you need financial assistance in the state of Minnesota, the GuaranteedLoans website can connect you with trusted lenders for payday loans in Saint Paul. Fill out the application form today and we’ll match you with a lender who can help.

Frequently Asked Questions (FAQ)

What is a payday loan?

A payday loan is a short-term loan designed to help cover expenses until a borrower’s next paycheck. These types of loans are typically used to cover emergency expenses such as rent, groceries, utility bills, and more.

Are payday loans legal in Saint Paul, Minnesota?

Yes, payday loans are legal in Saint Paul, Minnesota. All lenders must adhere to state regulations in order to operate legally.

What do I need to apply for a payday loan?

To apply for a payday loan in Saint Paul, applicants must be at least 18 years old and have a steady source of income. Borrowers must also provide proof of identity and a checking account to be approved for the loan.

Are there any other options besides payday loans?

Yes, there are other options available to consumers in need of financial assistance. Consumers can explore credit counseling services, debt consolidation, and other financial assistance programs. Borrowers should research all available options before committing to a payday loan.

More F.A.Q.

Is there a limit on the number of payday loans I can take out in Saint Paul, Minnesota?

in Saint Paul, Minnesota, borrowers are limited to taking out only one payday loan at a time.

Are there any restrictions on how payday loan funds can be used in Saint Paul, Minnesota?

Payday loan funds in Saint Paul, Minnesota can be used for any legal purpose. However, it is recommended to use the funds wisely and only for necessary expenses.