Payday Loans in Santiago, Minnesota

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No payday loan companies in Santiago, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Scott Fuhrman - Thrivent 301 Downtown Plaza, Fairmont, MN 56031 +1 (507) 235 - 9877
Peoples Small Loan Co 421 MN-34, Detroit Lakes, MN 56501 +1 (218) 317 - 1376
Skelly Timothy J CPA 220 South 6th St UNIT 300, Minneapolis, MN 55402 +1 (612) 376 - 4509
First National Bank 208 N Broadway Ave, Spring Valley, MN 55975 +1 (507) 346 - 7378
Community Reinvestment Fund, USA 801 Nicollet Mall, Minneapolis, MN 55402 +1 (612) 338 - 3050
LibertyX Bitcoin ATM 112 E Lake St, Minneapolis, MN 55408 +1 (800) 511 - 8940
State Bank of Cold Spring 401 Main St, Cold Spring, MN 56320 +1 (320) 685 - 8655
Merchants Bank 118 Parkway Ave N, Lanesboro, MN 55949 +1 (507) 467 - 2145
Laurie Whitlow, NMLS: 340563, PrimeLending 119 1st St SE 1/2, Little Falls, MN 56345 +1 (320) 632 - 2237
Gate City Bank 1630 Broadway St, Alexandria, MN 56308 +1 (320) 762 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santiago, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Andover, MN, Emergency Loan in Burnsville, MN, Payday Loans in Cottage Grove, MN, Payday Loan for Duluth, MN, Payday Loans in Eden Prairie, MN, Online Loans in Inver Grove Heights, MN, Bad Credit Loans in Lakeville, MN and Quick Loan in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santiago, MN.

Beautiful sights of Santiago, MN

Payday Loans Available in Santiago, MN By The Following ZIP Codes:

55377

Are Payday Loans Legal In Santiago, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Santiago, MN payday loan calculator

Payday loans, also known as cash advances, are a type of loan that allows consumers to borrow money for a short period of time, typically two weeks or less. These loans are taken out by individuals who need quick access to cash to cover unexpected expenses or to make ends meet until their next paycheck arrives. In Santiago, Minnesota, payday loans are legal and regulated by state law.

How do payday loans work?

In Santiago, Minnesota, payday loans are regulated under Minnesota Statute 47.60 et seq. Payday lenders must be licensed by the state and comply with a number of rules and regulations. When you take out a payday loan, you typically write a post-dated check for the amount you are borrowing plus fees and interest. The lender holds onto the check until your next payday, at which point they will deposit it to repay the loan. If you are unable to repay the loan on your next payday, you may be able to roll it over, provided you pay additional fees and interest.

What are the requirements for a payday loan in Santiago, Minnesota?

In order to obtain a payday loan in Santiago, you must meet certain requirements. You must be at least 18 years old and have a regular source of income. You must also have a valid checking account and a valid form of identification, such as a driver’s license or state ID card. Additionally, payday lenders in Santiago are required to disclose the full cost of the loan, including fees and interest, before you sign an agreement.

How much can you borrow with a payday loan in Santiago?

The amount you can borrow with a payday loan in Santiago, Minnesota, is typically based on your income and other financial factors. The maximum loan amount is $350, and lenders are prohibited from charging more than 33% interest on loans up to $1,000.

What are the advantages of payday loans?

One advantage of payday loans is that they can provide quick access to cash when you need it most. Unlike traditional loans, which may take several days or weeks to process, payday loans can be approved and funded within a matter of hours. Additionally, payday lenders do not typically require a credit check, making these loans accessible to individuals with poor credit or no credit history.

However, it’s important to note that payday loans can be expensive and come with high fees and interest rates. These loans should only be used as a short-term solution and not as a long-term financial strategy.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time, and we are here to help. We are a connector service, not a direct lender, and we work with a network of trusted lenders who can help you obtain the funds you need.

To apply for a payday loan in Santiago, Minnesota, simply fill out our online application. Our process is fast, secure, and easy to use. And best of all, our service is free to use. So why wait? Apply now and get the cash you need today!

Interesting Facts

  • In Minnesota, the average payday loan is for $350, with an average annual percentage rate (APR) of 273%.
  • According to a 2016 study by the Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • Minnesota is one of 32 states that allow payday lending, while 18 states and the District of Columbia have laws that prohibit payday lending.

Remember, payday loans can be a helpful resource when you need quick access to cash. But it’s important to use these loans responsibly and only as a short-term solution to your financial needs. If you have questions or would like to learn more about payday loans in Santiago, Minnesota, contact us today.

F.A.Q.

Are there any limits on the amount I can borrow?

Yes, the maximum amount you can borrow is $350 in Santiago, Minnesota.

How long do I have to repay the loan?

You must repay the loan within 30 days.