Payday Loans in Sargeant, Minnesota

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No payday loan companies in Sargeant, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Financial Advisors U.S. Bancorp Investments 715 Cloquet Ave, Cloquet, MN 55720 +1 (218) 878 - 7868
First National Bank 101 Lake Ave S, Battle Lake, MN 56515 +1 (218) 864 - 5275
Salo Minneapolis 20 S 13th St 200, Minneapolis, MN 55403 +1 (612) 230 - 7256
Gold Duster's Jewelry and Pawn 608 Lake St S, Forest Lake, MN 55025 +1 (651) 464 - 4442
Collection Bureau of Little Falls, Inc. 120 1st St SE 2, Little Falls, MN 56345 +1 (844) 200 - 7204
Justin Bettinger - Thrivent 10904 57th St NE Suite 110, Albertville, MN 55301 +1 (763) 497 - 5700
Sterling State Bank 10 25th St SE, Rochester, MN 55904 +1 (507) 280 - 9600
American Bank of the North 128 US-53, Cook, MN 55723 +1 (218) 666 - 0393
Like-Nu Gun and Pawn 118 1st St NE, Little Falls, MN 56345 +1 (320) 632 - 5865
Mid Minnesota Federal Credit Union - Aitkin 961 2nd St NW, Aitkin, MN 56431 +1 (218) 928 - 8001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sargeant, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Minneapolis, MN, Short-term Loans in Minnetonka, MN, Payday Loans in Moorhead, MN, Online Loans in Rochester, MN, Payday Loans in Saint Cloud, MN, Emergency Loan in Saint Paul, MN, 24-Hour Loan in Savage, MN and Payday Loans in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sargeant, MN.

Payday Loans Available in Sargeant, MN By The Following ZIP Codes:

55973

Are Payday Loans Legal In Sargeant, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Sargeant, MN payday loan calculator

Understanding Payday Loans in Sargeant, Minnesota

For many people in Sargeant, Minnesota, payday loans can be a lifeline in times of financial uncertainty. When you’re facing unexpected bills or emergencies, these short-term loans can provide a cash injection to tide you over until your next paycheck arrives. However, like all financial products, it’s important to understand the terms and risks associated with payday loans, and how they work in Minnesota.

What are Payday Loans?

Payday loans are short-term loans designed to provide borrowers with quick access to cash. These loans are typically for amounts of $500 or less and are due on the borrower’s next payday. The application process is usually quick and straightforward, and lenders often don’t require collateral or a credit check.

How do they work in Minnesota?

Payday loans are legal in Minnesota, but there are limits in place to protect borrowers. In the state of Minnesota, borrowers can’t take out more than $350 at once, and loans must be repaid within 30 days. Additionally, lenders are required to provide a written agreement that outlines the terms of the loan, including the interest rate and any fees.

The interest rate on payday loans in Minnesota can vary depending on the amount borrowed and the length of the loan. In general, however, the maximum interest rate allowed by law is 33% per year.

The Pros and Cons of Payday Loans in Sargeant, Minnesota

Like any financial product, payday loans have their advantages and disadvantages. Here are some pros and cons to consider if you’re thinking about taking out a payday loan in Sargeant, Minnesota:

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds can be available within a few hours
  • Can be helpful in emergencies, such as unexpected car repairs or medical bills

Cons:

  • High interest rates and fees
  • Short repayment terms can make it difficult to repay the loan on time
  • Risk of falling into a debt cycle if you can’t repay the loan on time
  • May not be a sustainable solution for long-term financial problems

Applying for a Payday Loan in Sargeant, Minnesota

If you’ve decided that a payday loan is the right choice for you, the application process with TheGuaranteedLoans couldn’t be simpler. We work with a network of trusted lenders who offer payday loans like those available in Sargeant, Minnesota.

To get started, simply visit our website and fill out our online application form. We’ll ask you to provide some basic information about yourself, including your income and current employment situation. Once you submit your application, we’ll match you with lenders who can offer you the best rates and terms, based on your individual circumstances.

It’s important to remember that TheGuaranteedLoans is not a direct lender. We are a connector service, designed to help you find the right lender for your needs. You will be responsible for repaying your loan directly to the lender who approved you.

Interesting Facts about Payday Loans in Sargeant, Minnesota

  • According to a 2017 study, the average payday loan in Minnesota is $309.
  • Minnesota borrowers took out more than 385,000 payday loans in 2018, according to data from the Minnesota Department of Commerce.
  • The total fees paid by Minnesota borrowers in 2018 exceeded $12 million.

The Bottom Line

Payday loans in Sargeant, Minnesota can be a helpful financial tool in certain situations. However, it’s important to understand the risks and costs associated with these loans before you apply. If you’re considering a payday loan, be sure to compare rates and terms from multiple lenders to ensure you get the best deal possible. And remember, TheGuaranteedLoans is here to help connect you to potential lenders who can provide the funding you need, when you need it most.

Apply Now

If you’re ready to take the next step and apply for a payday loan in Sargeant, Minnesota, simply visit TheGuaranteedLoans website and fill out our online application form now. Our quick and easy application process can help connect you with potential lenders who can provide the funding you need, when you need it most.

F.A.Q.

Are there any fees or charges associated with payday loans in Sargeant, Minnesota?

Yes, there is a fee of $15.50 per $100 borrowed, which must be paid in addition to the loan amount.

Can I renew or extend my payday loan in Sargeant, Minnesota?

No, payday loans in Sargeant, Minnesota cannot be renewed or extended. You must repay the loan in full by the due date.