Payday Loans in South International Falls, Minnesota

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No payday loan companies in South International Falls, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Northeast Title Company 612 13th St S, Virginia, MN 55792 +1 (218) 741 - 1515
Pioneer Bank 34 W Main St, Madelia, MN 56062 +1 (507) 642 - 3251
BANKWEST 311 10th Ave S, Buffalo, MN 55313 +1 (763) 477 - 5231
TCF Bank 7155 E Point Douglas Rd, Cottage Grove, MN 55016 +1 (800) 823 - 2265
ATM Affinity Plus Federal Credit Union 535 US-2, Grand Rapids, MN 55744 +1 (800) 627 - 3999
Wells Fargo Bank 125 Main St, Winona, MN 55987 +1 (507) 961 - 2130
Gate City Bank in Coborn's 110 1st St S, Sauk Rapids, MN 56379 +1 (320) 227 - 1346
New American Funding 1501 E Superior St, Duluth, MN 55812 +1 (218) 203 - 1025
Peoples Small Loan Co 1121 S 6th St, Brainerd, MN 56401 +1 (218) 829 - 9189
Thrivent Financial - Ashley Stevens 925 1st St E, Bemidji, MN 56601 +1 (218) 444 - 6679

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South International Falls, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Minneapolis, MN, Bad Credit Loans in Minnetonka, MN, Same Day Loans in Moorhead, MN, Payday Loans in Rochester, MN, Payday Loans in Saint Cloud, MN, Payday Loans in Saint Paul, MN, Quick Loan in Savage, MN and Payday Loans in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South International Falls, MN.

Are Payday Loans Legal In South International Falls, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

South International Falls, MN payday loan calculator

If you’re in need of quick cash and live in South International Falls, Minnesota, payday loans may be a solution for you. These short-term loans are legal in Minnesota and can be a lifeline for those facing unexpected expenses or emergencies.

What are payday loans?

Payday loans are small, short-term loans that are typically due on your next payday. They are designed to provide quick cash to individuals who need it, often with less stringent requirements than traditional loans.

When you take out a payday loan, you typically provide a post-dated check or agree to an electronic debit for the full amount of the loan plus fees. The lender will give you cash or deposit the funds into your bank account, and you’ll be expected to repay the loan on or before your next payday.

How do payday loans work in South International Falls?

In Minnesota, payday loans are legal and are regulated by the Minnesota Department of Commerce. This means that lenders must adhere to specific rules and regulations to protect consumers, including limiting the amount of fees they can charge.

When you apply for a payday loan in South International Falls, you’ll need to provide proof of income and a valid ID. The lender will use this information to determine whether you qualify for a loan and, if so, the amount you’re eligible to borrow.

What are the fees and interest rates for payday loans in South International Falls?

Minnesota sets a maximum fee of 10% for payday loans, with a minimum fee of $5. This means that if you borrow $100, you can expect to pay a fee of $10 to $15. Additionally, lenders in Minnesota cannot charge more than 33% annual interest on a payday loan.

It’s important to carefully read the loan agreement before signing to ensure you understand all the fees and charges associated with the loan. If you have any questions, don’t hesitate to ask the lender for clarification.

Are there alternatives to payday loans in South International Falls?

If you’re considering a payday loan but are hesitant about the high fees and interest rates, there may be other options available to you. Some alternatives include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Borrowing from family or friends
  • Working out a payment plan or negotiation with your creditor or service provider

Interesting facts about Payday loans in South International Falls, Minnesota

  • The average payday loan in Minnesota is for $380, with an average interest rate of 273%.
  • Minnesota has some of the strongest payday loan regulations in the country.
  • Payday loan lenders in Minnesota are required to obtain a license from the state and must prominently display their license and fees in their place of business.
  • According to a survey by Pew Charitable Trusts, 69% of payday loan borrowers in Minnesota use the funds to cover regular expenses like rent and utilities.

Apply now for a payday loan in South International Falls

If you’re in need of quick cash, TheGuaranteedLoans can help connect you with potential lenders. We are a connecting service, not a direct lender, and we work with a network of trusted lenders to find you the best loan option for your needs.

To get started, fill out our online application with basic information about yourself and your financial situation. It’s free to apply, and there’s no obligation to accept any loan offers you receive. Let TheGuaranteedLoans help you get the cash you need today.

F.A.Q.

Do I need to have a checking account to get a payday loan in South International Falls, Minnesota?

Yes, most lenders require you to have a checking account in order to receive a payday loan in South International Falls, Minnesota.

How do I apply for a payday loan in South International Falls, Minnesota?

You can apply for a payday loan in South International Falls, Minnesota either online or in person at a payday lender's storefront.