Payday Loans in Spring Lake, Minnesota

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No payday loan companies in Spring Lake, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank 201 E Main St, Vernon Center, MN 56090 +1 (507) 549 - 3679
First Southeast Bank 111 Main St N, Canton, MN 55922 +1 (507) 743 - 2204
State Bank of Hamburg 591 Park Ave, Hamburg, MN 55339 +1 (952) 467 - 2992
Money XChange 22 N 2nd Ave W, Duluth, MN 55802 +1 (218) 722 - 3766
Josh Malwitz - Thrivent 19950 Dodd Blvd Suite 102, Lakeville, MN 55044 +1 (952) 356 - 3030
Sara Labraaten - State Farm Insurance Agent 1582 US-59 C, Thief River Falls, MN 56701 +1 (218) 681 - 8100
Affinity Plus Federal Credit Union 2520 University Ave SE, Minneapolis, MN 55414 +1 (800) 322 - 7228
Royal Tire Complete Auto Care 619 N 6th Ave, Virginia, MN 55792 +1 (218) 741 - 5145
West Bank 2188 Superior Dr NW, Rochester, MN 55901 +1 (507) 252 - 2970
Taunton & Meyer PLLP 373 MN-23, Spicer, MN 56288 +1 (320) 796 - 2074

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring Lake, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Minneapolis, MN, Payday Loans in Minnetonka, MN, 24-Hour Loan in Moorhead, MN, Payday Loans in Rochester, MN, Payday Loans in Saint Cloud, MN, Guaranteed Loans in Saint Paul, MN, Payday Loans in Savage, MN and Payday Loans in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Lake, MN.

Beautiful sights of Spring Lake, MN

Payday Loans Available in Spring Lake, MN By The Following ZIP Codes:

56680

Are Payday Loans Legal In Spring Lake, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Spring Lake, MN payday loan calculator

Payday Loans in Spring Lake, Minnesota: Everything You Need to Know

Are you facing a financial emergency in Spring Lake, Minnesota? A payday loan could be a solution to your problem. Payday loans are a fast and easy way to access cash when you need it the most. In Minnesota, payday loans are legal. In this article, we will discuss everything you need to know about payday loans in Spring Lake, Minnesota.

What are payday loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide cash quickly and easily to those in need. In Spring Lake, Minnesota, payday loans are legal, as long as lenders comply with the state’s laws and regulations.

How do payday loans work?

The process of getting a payday loan is simple. First, you need to find a lender that offers payday loans in Spring Lake, Minnesota. Once you have found a lender, you will need to fill out an application form. The application process is usually quick and easy, and you could receive an approval decision within minutes.

If you are approved for a payday loan, the money will be deposited directly into your bank account. Most lenders will require you to provide them with access to your bank account, so they can withdraw the loan amount and any fees on your next payday.

What are the requirements for getting a payday loan in Spring Lake, Minnesota?

  • You must be at least 18 years old
  • You must be a resident of Spring Lake, Minnesota
  • You must have an active bank account
  • You must have a regular source of income

What are the fees and interest rates for payday loans?

The fees and interest rates for payday loans in Spring Lake, Minnesota can vary depending on the lender you choose. However, the state of Minnesota has some regulations in place to protect consumers. The maximum loan amount is $350, and lenders cannot charge more than $15 for every $100 borrowed. This means that if you borrow $300, you will pay a fee of $45. The APR for a 14-day $100 loan is 390%.

What happens if I can’t repay my payday loan?

If you are unable to repay your payday loan, you should contact your lender as soon as possible to discuss your options. Rolling over or renewing your loan is not permitted in Minnesota. However, lenders are allowed to negotiate a repayment plan with you.

Interesting Facts and Statistics about Payday Loans in Spring Lake, Minnesota

  • There are over 70 payday loan lenders in the state of Minnesota.
  • In 2019, payday lenders made over 3.5 million loans in Minnesota.
  • The average payday loan amount in Minnesota is $380.
  • Payday lending generates over $76 million in fees annually in Minnesota.

Apply Now

Are you in need of a payday loan in Spring Lake, Minnesota? TheGuaranteedLoans can help you connect with potential lenders. Fill out our online application form to get started today. Remember, we are a connector service, not a direct lender. We will facilitate your connection with potential lenders, and you will have the opportunity to review their terms and conditions before accepting a loan offer.

Get the cash you need today with TheGuaranteedLoans.

F.A.Q.

Is it possible to negotiate a payment plan with a payday lender in Spring Lake, Minnesota?

Yes, if you are unable to repay your payday loan in full by the due date, you can contact your lender to see if they are willing to negotiate a payment plan.

Are payday loans legal in Spring Lake, Minnesota?

Yes, payday loans are legal in Spring Lake, Minnesota.