Payday Loans in Waltham, Minnesota

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No payday loan companies in Waltham, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Heritage Bank NA 202 Cofield St, Raymond, MN 56282 +1 (320) 967 - 4241
North Risk Partners 1499 Anne St NW, Bemidji, MN 56601 +1 (218) 759 - 1201
Old National Bank 16677 Duluth Ave SE, Prior Lake, MN 55372 +1 (952) 229 - 0618
Professional Tax Advisors Inc 204 Lake Ave 201, Fairmont, MN 56031 +1 (507) 238 - 9432
Nelson International Trucks - Finance Department 1422 Gateway Dr NE, East Grand Forks, MN 56721 +1 (218) 773 - 1009
Oakmont Capital Services LLC 641 Railroad Ave, Albany, MN 56307 +1 (877) 701 - 2391
loanDepot 1330 Lagoon Ave, Minneapolis, MN 55408 +1 (612) 851 - 9410
Black Ridge Bank 228 Oak St, Miltona, MN 56354 +1 (218) 943 - 2001
Lincoln Financial Advisors 1903 Broadway Ave S, Rochester, MN 55904 +1 (507) 282 - 3273
Stearns Bank N.A. - Albany 140 5th St, Albany, MN 56307 +1 (320) 845 - 2151

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waltham, MN, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Minneapolis, MN, Payday Loans in Minnetonka, MN, Payday Loans in Moorhead, MN, Quick Loan in Rochester, MN, Guaranteed Loans in Saint Cloud, MN, Payday Loans in Saint Paul, MN, Guaranteed Loans in Savage, MN and Payday Loan Without a Credit Check in Shakopee, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waltham, MN.

Payday Loans Available in Waltham, MN By The Following ZIP Codes:

55982

Are Payday Loans Legal In Waltham, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Waltham, MN payday loan calculator

Payday Loans in Waltham, Minnesota

In Waltham, Minnesota, payday loans are legal and remain a popular option for individuals who require quick financial assistance to address their emergency expenses. These short-term loans can help you cover an unforeseen expense, such as a medical bill, car repair, or utility bill, and are commonly used by individuals who don’t have access to traditional loans.

In this article, we will discuss everything you need to know about payday loans in Waltham, Minnesota, from how they work to where to apply.

How Do Payday Loans Work?

Payday loans, also known as cash advances, are short-term loans that come with high-interest rates and fees. Borrowers can quickly get the funds they need by presenting a post-dated check or authorizing automatic withdrawal to repay their loan on their next payday, usually within two weeks or a month.

Lenders of payday loans don’t check your credit history and lend the amount of money you require based on the borrower’s ability to repay it. They charge a high-interest rate, often ranging between 400% and 500%, and sometimes come with additional fees that can make it challenging to repay on time.

What are the Requirements for Getting a Payday Loan in Waltham, Minnesota?

The requirements for getting a payday loan are relatively easy to meet. You need to be 18 years or older, have a government-issued ID, an active bank account, and proof of income, and you’re all set.

Interesting Facts About Payday Loans in Waltham, Minnesota

– Around 55% of payday loan borrowers in Minnesota report having incurred overdraft fees due to the high cost of payday loans.
– The average payday loan in Minnesota is $380.
– Minnesota payday loan borrowers pay an average of $26.50 for every $100 borrowed.

Why Choose TheGuaranteedLoans for Your Payday Loan Needs

TheGuaranteedLoans is a connector service that helps borrowers connect with a suitable lender and facilitates a seamless loan application process. We understand the challenges of getting a payday loan in Waltham, Minnesota, and strive to match borrowers with reputable lenders who offer competitive rates and favorable repayment terms.

We work with a vast network of lenders, who can provide expedited approval processes and customized repayment options. We strive to provide fast service and maintain the highest level of confidentiality and security. We respect your privacy and won’t share your information with any third party.

Apply Now

If you need a payday loan in Waltham, Minnesota, don’t hesitate to apply through TheGuaranteedLoans. Our application process is quick and easy, with a decision typically takes just a few minutes. Remember, we are a connector service and not a direct lender, and we strive to ensure a seamless process of connecting you with a suitable lender who can meet your needs while offering the best loan rates and terms.

Note: Before applying for a payday loan, consider other options such as personal loans, credit cards, or seeking assistance from a financial counselor.

Conclusion

A payday loan is a quick option that can help you get the funds you need in Waltham, Minnesota, during a financial emergency. However, it’s essential to understand these loans’ high interest rates and fees and consider whether you can meet the repayment terms without falling into a cycle of debt.

At TheGuaranteedLoans, our goal is to provide a personalized service tailored that connects borrowers and reputable lenders in Minnesota while ensuring a seamless loan application process. Contact us today if you need a payday loan in Waltham, Minnesota, or explore other options that may suit your financial needs.

F.A.Q.

Are there any protections for consumers who take out payday loans in Waltham, Minnesota?

Yes, Minnesota has regulations in place to protect consumers who take out payday loans, including a cooling-off period between loans and a requirement for lenders to provide information about alternative forms of credit.

Can I be charged late fees for a payday loan in Waltham, Minnesota?

Yes, late fees may be charged for a payday loan in Waltham, Minnesota if the loan is not paid on time.