Payday Loans in Warba, Minnesota

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Warba, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James 26777 Fallbrook Ave, Wyoming, MN 55092 +1 (651) 257 - 6561
MidCountry Bank Lobby Open 122 2nd St E, Winthrop, MN 55396 +1 (507) 788 - 0943
Little Dearborn 2605 Wayzata Blvd 300, Long Lake, MN 55356 +1 (612) 331 - 2066
Alexandria Schools Employees Credit Union 1110 Tabbert Rd NW, Alexandria, MN 56308 +1 (320) 762 - 6533
Winona National Bank 204 Main St, Winona, MN 55987 +1 (507) 454 - 8800
Thrivent Financial-Lutherans 1822 4th St S, Sauk Centre, MN 56378 +1 (320) 352 - 2549
Wells Fargo Home Mortgage 206 E Hickory St, Mankato, MN 56001 +1 (507) 387 - 9236
Stearns Bank N.A. - North Branch 38877 10th Ave, North Branch, MN 55056 +1 (651) 277 - 2265
Northwoods Bank of MN 1200 1st St E, Park Rapids, MN 56470 +1 (218) 732 - 7221
Sara Labraaten - State Farm Insurance Agent 1582 US-59 C, Thief River Falls, MN 56701 +1 (218) 681 - 8100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Warba, MN, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Andover, MN, Payday Loans in Burnsville, MN, Payday Loans in Cottage Grove, MN, Same Day Loans in Duluth, MN, Payday Loans in Eden Prairie, MN, Payday Loans in Inver Grove Heights, MN, Payday Loans in Lakeville, MN and Payday Loans in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Warba, MN.

Beautiful sights of Warba, MN

Payday Loans Available in Warba, MN By The Following ZIP Codes:

55793

Are Payday Loans Legal In Warba, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Warba, MN payday loan calculator

Understanding Payday Loans in Warba, Minnesota

If you’re in a bind and need financial assistance in Warba, Minnesota, a payday loan may be a viable option. But what are payday loans, and how do they work?

Payday loans are short-term, high-interest loans that are typically due on the borrower’s next payday. These loans are often used by those who need quick cash to cover unexpected expenses or emergencies.

How to Get a Payday Loan in Warba, Minnesota

To obtain a payday loan in Warba, Minnesota, you must be at least 18 years old and have proof of income, such as a paycheck stub. You will also need a valid checking account and government-issued ID.

Once you have provided the required documents and completed the loan application, the lender will review your information and determine if you qualify for a loan. If approved, the funds will be deposited into your checking account within a day or two.

What are the Fees and Interest Rates?

Payday loans in Minnesota are capped at $350, and lenders are prohibited from charging more than 33% annual interest on the loan. Additionally, lenders are allowed to charge a loan origination fee of up to $25.

It’s essential to read the loan agreement carefully before signing to ensure you understand the fees and interest rates. Failure to pay back the loan on time can result in additional fees and higher interest rates.

Payday Loans vs. Traditional Loans

Payday loans are not the same as traditional loans. Traditional loans are usually offered by banks and credit unions and typically have lower interest rates and longer repayment terms. Traditional loans also often require a credit check and a significant amount of documentation.

In contrast, payday loans are often easier to obtain and require less documentation. However, they come with a higher interest rate and shorter repayment terms.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Warba, Minnesota, TheGuaranteedLoans can help connect you with potential lenders. We understand that unexpected expenses can arise, and we’re here to help you find the financial assistance you need.

Our online application process is simple and easy to use. However, it’s essential to remember that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who will determine if you qualify for a loan.

If you’re ready to apply for a payday loan, head to our website today and complete the online application. We will strive to connect you with lenders who fit your unique financial needs.

Interesting Facts and Statistics about Payday Loans in Warba, Minnesota

  • As of 2021, there are approximately 133 payday loan stores in Minnesota.
  • In 2020, Minnesota payday lenders made over 704,000 loans, totaling over $274 million in loan volume.
  • Minnesota law prohibits lenders from rolling over a payday loan for more than two consecutive times.
  • The average payday loan amount in Minnesota is $380.

The Bottom Line

Payday loans can provide quick financial assistance in times of need, but they come with high fees and interest rates. If you’re considering a payday loan in Warba, Minnesota, be sure to read the loan agreement carefully and ensure you understand the terms and conditions. And remember, TheGuaranteedLoans is here to help you connect with potential lenders. Apply today, and let us help you find the financial assistance you need.

F.A.Q.

Is there a maximum number of times a payday loan can be extended in Warba, Minnesota?

Yes, payday loans in Warba, Minnesota can only be extended once.

What information do I need to provide to get a payday loan in Warba, Minnesota?

To get a payday loan in Warba, Minnesota, you will need to provide proof of income, identification, and a post-dated check or authorization to withdraw funds from your bank account.