Payday Loans in Biloxi, Mississippi

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Payday Loan Companies in Biloxi, MS

Company nameAddressZip codePhone number
Auto Cash Cash Advance 1966 Pass Rd 39531 +1 (228) 388 - 3540
Bay Financial Inc 15808 Lemoyne Blvd suite c 39532 +1 (228) 392 - 5020
Check Xpress 1735 Pass Rd B 39531 +1 (228) 435 - 1100
Community Choice Financial 2458 Pass Rd 39531 +1 (228) 385 - 2888
Express Finance 205 Division St 39530 +1 (228) 432 - 2035
Harrison Finance Company 920 Cedar Lake Rd k 39532 +1 (228) 392 - 0437
Hope Credit Union 188 Porter Ave 39530 +1 (228) 374 - 1667
Keesler Federal Credit Union Triangle Branch 107 Galaxy St 7503 39534 +1 (228) 385 - 5500
LoanMaster 1735 Pass Rd 39531 +1 (228) 435 - 0330
Loanmax Title Loans 2430 Pass Rd 39531 +1 (228) 594 - 8300
Money Now 2458 Pass Rd 39531 +1 (228) 385 - 2888
Same Day Bad Credit Loans 1797 Beach Blvd 39531 +1 (228) 338 - 1137
Title Cash of Biloxi 1735 Pass Rd 39531 +1 (228) 435 - 0330
Tower Loan 920 Cedar Lake Rd K 39532 +1 (228) 392 - 6556

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Biloxi, MS, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Greenville, MS, Online Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, No Credit Check Loans in Jackson, MS, Payday Loan Companies in Meridian, MS, Payday Loans in Olive Branch, MS, Payday Loans in Southaven, MS and Payday Loan for Tupelo, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Biloxi, MS.

Beautiful sights of Biloxi, MS

Payday Loans Available in Biloxi, MS By The Following ZIP Codes:

39531, 39535, 39534, 39533, 39530, 39532

Are Payday Loans Legal In Biloxi, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Biloxi, MS payday loan calculator

Introduction to Payday Loans in Biloxi, Mississippi

Payday loans can be a useful tool for people in financial need, but it’s also important to understand the rules regarding these loans in the state of Mississippi. Payday loans are legal in Mississippi, but certain regulations must be followed in order to protect borrowers in the state. Payday loans offer short-term cash advances for people in need of emergency funds, and are available in most major cities, including Biloxi. In this article, we will provide an overview of payday loans in Biloxi, Mississippi, including regulations that all borrowers should know.

What Is a Payday Loan?

Payday loans are a type of short-term loan that provides borrowers with a cash advance against their next paycheck. These loans are typically due on the borrower’s next payday and can range in amount from $100 to $1,000, depending on the lender and the state regulations. Generally, lenders do not require a credit check for payday loans, so they can be a valuable resource for people with poor credit.

Are Payday Loans Legal in Mississippi?

Yes, payday loans are legal in Mississippi. The state of Mississippi has enacted certain regulations to protect consumers from predatory lenders. For instance, payday loans in Mississippi cannot exceed $500 and must be repaid within 30 days or less. In addition, lenders must be licensed by the Mississippi Department of Banking and Consumer Finance and cannot charge more than a finance charge of $20 per $100 borrowed.

What Are the Requirements for a Payday Loan in Biloxi, Mississippi?

In order to qualify for a payday loan in Biloxi, Mississippi, borrowers must meet certain criteria. Generally, the borrower must be at least 18 years old and a U.S. citizen or permanent resident. Borrowers must also provide proof of a regular source of income, such as a job or Social Security benefits, and have an active checking account in their name. In some cases, lenders may also require a valid government-issued ID and additional documentation.

How Do I Repay a Payday Loan in Biloxi, Mississippi?

Repayment of a payday loan in Biloxi, Mississippi is typically due on the borrower’s next payday. Depending on the lender, borrowers may be able to extend their loan for an additional 30-day period. To repay the loan, borrowers can either pay the loan in full or make small payments over a period of time. It’s important to remember that payday loan lenders are not legally allowed to pursue criminal charges against borrowers who do not repay their loans.

What If I Can’t Repay My Payday Loan?

If you are unable to repay your payday loan in full on the due date, it’s important to contact your lender right away. Most lenders will work with you to create an alternative repayment plan that works for your budget. In some cases, lenders may offer to roll over the loan, which extends the due date but also results in additional fees.

Are There Alternatives to Payday Loans in Biloxi, Mississippi?

Yes, there are alternatives to payday loans in Biloxi, Mississippi. Before taking out a payday loan, borrowers should consider other options such as personal loans, credit cards, or borrowing from family and friends. Additionally, borrowers in Mississippi can apply for a loan through the Mississippi Development Bank or a community loan center.

F.A.Q.

Q: Are payday loans legal in Mississippi?
A: Yes, payday loans are legal in Mississippi. The state of Mississippi has enacted certain regulations to protect consumers from predatory lenders.

Q: How much can I borrow with a payday loan in Mississippi?
A: The maximum loan amount for a payday loan in Mississippi is $500.

Q: How do I repay my payday loan in Biloxi?
A: Generally, payday loans in Biloxi are due on the borrower’s next payday. Depending on the lender, borrowers may be able to extend the loan for an additional 30-day period.

Q: Are there alternatives to payday loans in Biloxi?
A: Yes, there are alternatives to payday loans in Biloxi, Mississippi. Before taking out a payday loan, borrowers should consider other options such as personal loans, credit cards, or borrowing from family and friends.

Apply Now

If you’re in need of emergency funds, a payday loan may be a good option. At TheGuaranteedLoans, we can connect you with lenders who offer payday loans in Biloxi, Mississippi. Simply fill out our online application and we will match you with a lender who can help you get the funds you need. Please note that TheGuaranteedLoans is not a lender and does not provide payday loans directly.

More F.A.Q.

What information do I need to apply for a payday loan in Biloxi, Mississippi?

To apply for a payday loan in Biloxi, Mississippi, you will need to provide some personal and financial information. This may include your name, address, phone number, Social Security number, bank account information, and proof of income.

Are there any protections for military members who take out payday loans in Biloxi, Mississippi?

Yes, military members are protected by federal law when it comes to payday loans. in Biloxi, Mississippi, lenders are not allowed to make payday loans to active-duty military members at an APR higher than 36%.

How Many Cash Advance Companies are in Biloxi, MS?

With the help of our service, you will be able to find 14 cash advance companies in Biloxi, MS

What Cash Advance Companies in Biloxi, MS are the most popular?

You should check Auto Cash Cash Advance, Bay Financial Inc, and Check Xpress. Also, you can start your application online on our website.