Payday Loans in Chatawa, Mississippi

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No payday loan companies in Chatawa, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Plus LLC 5707 Telephone Rd, Pascagoula, MS 39567 +1 (228) 762 - 8383
Pioneer Credit Company 238 E Broad St, Monticello, MS 39654 +1 (601) 587 - 4103
Easy Finance 202 E Eastport St, Iuka, MS 38852 +1 (662) 423 - 5755
Holmes County Bank & Trust Co 316 Court Sq, Lexington, MS 39095 +1 (662) 834 - 2311
Approved Cash 1101 US-72 A, Corinth, MS 38834 +1 (662) 287 - 8658
The New Horizons Federal Credit Union - Houston Branch 106 N Jefferson St, Houston, MS 38851 +1 (662) 456 - 7165
Express Check Advance 14130 Highway 15 South, Suite B, Louisville, MS 39339 +1 (662) 779 - 2225
1st Mississippi Federal Credit Union 212 S Archusa Ave, Quitman, MS 39355 +1 (601) 776 - 2400
Harbor Financial of Meridian 721 Front St 766, Meridian, MS 39301 +1 (601) 693 - 7290
Choctaw Check Advance 9091 MS-15, Ackerman, MS 39735 +1 (662) 285 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chatawa, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jackson, MS, Payday Loans in Meridian, MS, Payday Loans in Olive Branch, MS, Payday Loans in Southaven, MS, No Credit Check Loans in Tupelo, MS, Quick Loan in Biloxi, MS, Payday Loan Companies in Greenville, MS and Payday Loans in Gulfport, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chatawa, MS.

Are Payday Loans Legal In Chatawa, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Chatawa, MS payday loan calculator

Understanding Payday Loans in Chatawa, Mississippi

Payday loans are a type of short-term financial assistance that can be helpful in times of emergency. These loans are often necessary when you have an unforeseen expense that you cannot cover with your regular income or savings. But before taking out a payday loan, it’s important to understand the terms of the loan and the laws governing payday loans in your state, particularly if you are applying for a payday loan in Chatawa, Mississippi.

Payday Loans in Mississippi:

Payday loans are legal in Mississippi. Mississippi law stipulates that payday loans cannot exceed $500 and its repayment time cannot exceed 30 days. The maximum finance charge for a $100 payday loan for 14 days is $20, which works out to an APR of 521%. This means that if you take a payday loan from a Mississippi lender, you will be required to pay back an additional $20 for every $100 borrowed. However, you need to be cautious since some lenders offer rollovers, which could lead you to borrow additional money. Always ensure to repay the principal loan amount and interest on time to avoid the additional fees.

How to Apply for a Payday Loan in Chatawa, Mississippi:

When you need a payday loan in Chatawa, Mississippi, you can apply for one online or in-person at a variety of lenders. Some lenders available to handle payday loan applications include Advance America, CashNet USA, and Check ‘n Go.

To apply for a payday loan, you’ll need to provide your full name, address, social security number, a valid ID, a phone number, and proof of income, which may include bank account information, pay stubs, or tax forms. If approved, you can usually get the funds in your bank account within one business day.

It’s important to note that payday loans are intended for short-term use only. Since they carry high interest rates, they can quickly become costly when used over a long period. Moreover, if you are unable to repay the loan on time, you may be subject to additional fees and charges, and your credit score may also be negatively impacted. Therefore, it is highly recommended to only apply for payday loans when you absolutely need them and can repay them on time.

Interesting Facts and Statistics:

  • In Mississippi, about 41% of households have less than $400 in savings, which makes them vulnerable to unexpected expenses, emergencies, or bills.
  • The average payday loan borrower receives about eight loans of approximately $375 per year and spends approximately $520 on interest
  • According to a Mississippi State University study, about 114,000 Mississippians use payday loans each year, and the industry generates approximately $135 million for Mississippi every year.

Apply Now:

If you need a payday loan in Chatawa, Mississippi, TheGuaranteedLoans can help connect you with potential lenders who can meet your needs. Our online application process is quick and easy to complete. Rest assured that our lending partners comply with all applicable state and federal laws, and we will match you with lenders that offer fair, transparent loan terms.

Remember, TheGuaranteedLoans is not a direct lender, but a loan-connector platform that can match you up with potential lenders. To get started, visit our website, fill out our application form, and get connected with lenders that meet your needs today!

F.A.Q.

Are there any penalties for early repayment of a payday loan in Chatawa, Mississippi?

No, there are no penalties for early repayment of a payday loan in Chatawa, Mississippi. In fact, it is often in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can I get a payday loan in Chatawa, Mississippi if I have bad credit?

Yes, payday loans are often available to borrowers with poor credit.