Payday Loans in Chunky, Mississippi

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No payday loan companies in Chunky, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Loanmax Title Loans 3920 8th St, Meridian, MS 39307 +1 (601) 482 - 0319
Title Cash 701 Highway 49 South, Suite A, Richland, MS 39218 +1 (601) 939 - 4719
Cash Depot 2047 Goodman Rd, Horn Lake, MS 38637 +1 (662) 280 - 4660
J & J's Dollar For Checks 31 Palm Plz, Lucedale, MS 39452 +1 (601) 766 - 6108
Sycamore Bank 409 Central Ave, Coldwater, MS 38618 +1 (662) 622 - 7411
Ezmoney 2814 MS-15, Laurel, MS 39440 +1 (601) 764 - 9229
Title Plus 507 N Hayden St, Belzoni, MS 39038 +1 (662) 247 - 1300
Atco Co Inc 102 E Franklin St, Carthage, MS 39051 +1 (601) 267 - 9664
Tower Loan 941 Hwy 80 E, Clinton, MS 39056 +1 (601) 924 - 6607
Quick Cash For Checks 99 Northside Dr, Newton, MS 39345 +1 (601) 683 - 2030

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chunky, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gulfport, MS, Guaranteed Loans in Hattiesburg, MS, Payday Loan for Jackson, MS, Payday Loans in Meridian, MS, Payday Loan Without a Credit Check in Olive Branch, MS, Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS and Payday Loans in Biloxi, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chunky, MS.

Beautiful sights of Chunky, MS

Payday Loans Available in Chunky, MS By The Following ZIP Codes:

39323

Are Payday Loans Legal In Chunky, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Chunky, MS payday loan calculator

Payday loans can be a helpful financial tool for those in need of emergency funds. They are typically short-term loans that are designed to be repaid on the borrower’s next payday. While payday loans are legal in Mississippi, it’s important to be aware of the specific regulations and guidelines in Chunky, Mississippi.

Payday Loans in Chunky, Mississippi

Chunky, Mississippi is a small town located in Newton County. While the town may be small, there are still options for individuals in need of payday loans. It’s important to understand the regulations and guidelines in Chunky before applying for a payday loan.

Lending Regulations in Chunky, Mississippi

In Mississippi, payday loans are legal and are regulated by the Department of Banking and Consumer Finance. The regulations require that lenders must be licensed and follow certain guidelines when offering payday loans.

One of the regulations in Mississippi is that borrowers can only receive up to $500 for a payday loan. This means that if you need more than $500, you may need to look into other options.

Another regulation is that the loan term cannot exceed 30 days. This means that you’ll need to be able to repay the loan within 30 days, plus any fees or interest charges.

The interest rate for payday loans in Mississippi is capped at 520% APR. While this may seem high compared to other loan options, it’s important to understand that payday loans are designed to be short-term loans and the high interest rate reflects the risk that lenders take by offering these loans.

Benefits of Payday Loans

While payday loans may not be the right choice for everyone, there are some benefits to consider. One of the biggest benefits is that payday loans are typically very fast and easy to obtain. In most cases, you can receive the funds you need within 24 hours.

Another benefit of payday loans is that they are often available to those with bad credit or no credit. This means that if you’ve been turned down for other loan options, a payday loan may still be an option for you.

Finally, payday loans can be a helpful tool for those who need emergency funds. If you’re facing an unexpected expense like a car repair or medical bill, a payday loan can help you cover the cost and avoid spiraling debt.

How to Apply for a Payday Loan in Chunky, Mississippi

If you’re interested in applying for a payday loan in Chunky, Mississippi, the process is fairly simple. The first step is to find a licensed lender in the area.

Once you’ve found a lender, you’ll need to provide some basic information like your name, address, and proof of income. The lender will also require a post-dated check or authorization to withdraw funds from your bank account on the due date.

It’s important to read the terms and conditions of the loan carefully before signing any agreements. Make sure you understand the fees, interest rates, and repayment terms before committing to the loan.

Apply Now

At TheGuaranteedLoans, we understand that finding the right lender can be challenging. That’s why we offer a service that connects borrowers with potential lenders in their area.

If you’re interested in applying for a payday loan in Chunky, Mississippi, visit our website and fill out our online application. We’ll connect you with potential lenders and help you find the right loan option for your needs.

Interesting Facts and Statistics about Payday Loans in Chunky, Mississippi

  • In 2020, the average payday loan amount in Mississippi was $374
  • There are more than 1,000 licensed payday lenders in Mississippi
  • In 2020, Mississippi borrowers paid an average of $270 in fees and interest for a $375 loan
  • Payday loans in Mississippi have an average APR of 521%

Conclusion

While payday loans can be a helpful tool for those in need of emergency funds, it’s important to carefully consider the regulations and guidelines in Chunky, Mississippi before applying for a loan. At TheGuaranteedLoans, we’re here to help connect you with potential lenders and find the right loan option for your needs.

F.A.Q.

How long do I have to pay back a payday loan in Chunky, Mississippi?

Payday loans are typically due on your next payday, which is usually within two to four weeks.

Are there any fees or penalties for late payments on a payday loan in Chunky, Mississippi?

Yes, it is important to pay back your payday loan on time to avoid late fees and potential damage to your credit score. Late payments may also result in additional interest and fees.